UTI Banking & PSU Fund Regular-IDCW Monthly Payout
Debt, Banking and PSU, Principal at low to moderate risk
1 Year Return 4.96% at 08 Jun 2026 12:32 PM
UTI Banking & PSU Fund Regular-IDCW Monthly Payout: Mutual Fund Overview
UTI Banking & PSU Fund Regular-IDCW Monthly Payout is an Banking and PSU mutual fund with over 11.73 years of performance history. The scheme manages an AUM of ₹1206.42 Cr and has a NAV of ₹13.3026. It is rated '5' stars by analysts. Investors can begin a SIP with as little as ₹500.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 4.96%.
Fund Details
NAV 13.3026
Sub-Type Banking and PSU
Rating 5
Min. SIP Amount ₹500.0
Fund Age(Year) 11.73
Fund Size(in Crores) 1206.42
Fund Performance
1 Month 0.33%
3 Month 1.13%
6 Month 2.13%
1 Year 4.96%
3 Year 6.77%
5 Year 7.19%
Know This Fund
As on 08 Jun 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (0%) Market Cap Top Sectors Top Holding
Debt & Others (100%) Sector Allocation Bonds 7.05 Certificate of Deposit 6.49 Debenture 15.02 Debt Credit Ratings SOV 26.86 AA 24.84 AAA 15.8 Cash & Call Money 10.52 AA- 9.55 Debt Category Delhi International Airport 2.77 Punjab National Bank 6.49 National Highways Infra Trust 1.83 Chhattisgarh State 3.42
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-Bonus Ret 1M 0.55% Ret 1Y 11.18% Ret 3Y 11.75% Ret 5Y 9.7%
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-Growth Ret 1M 0.55% Ret 1Y 11.18% Ret 3Y 11.75% Ret 5Y 9.7%
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-IDCW Ret 1M 0.55% Ret 1Y 11.18% Ret 3Y 11.75% Ret 5Y 9.7%
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-IDCW Reinvestment Ret 1M 0.55% Ret 1Y 11.18% Ret 3Y 11.75% Ret 5Y 9.7%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-Growth Ret 1M 0.64% Ret 1Y 6.69% Ret 3Y 7.62% Ret 5Y 6.64%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Monthly Payout Ret 1M 0.64% Ret 1Y 6.69% Ret 3Y 7.62% Ret 5Y 6.64%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Monthly Reinvestment Ret 1M 0.64% Ret 1Y 6.69% Ret 3Y 7.62% Ret 5Y 6.64%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Weekly Payout Ret 1M 0.64% Ret 1Y 6.69% Ret 3Y 7.62% Ret 5Y 6.64%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Weekly Reinvestment Ret 1M 0.64% Ret 1Y 6.69% Ret 3Y 7.62% Ret 5Y 6.64%
Equity, Flexi Cap funds Bandhan Credit Risk Fund Regular-Growth Ret 1M 0.43% Ret 1Y 3.58% Ret 3Y 6.03% Ret 5Y 5.23%
Equity, Flexi Cap funds Bandhan Credit Risk Fund Regular-IDCW Ret 1M 0.43% Ret 1Y 3.58% Ret 3Y 6.03% Ret 5Y 5.23%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 0.46%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Anurag Mittal
Education Mr. Mittal is B.Com. (Hons), CA and M.Sc. in Accounting and Finance (specialization in Finance) from London School of Economics & Political Science.
Experience Prior to joining UTI Mutual Fund, he worked with IDFC AMC, HDFC AMC ( Sept. 2012 - Oct. 2015), Axis AMC (July 2009 - Sept. 2012), ICICI Prudential Life Insurance Company Ltd. as Credit Research Analyst (2008-2009) and with Bank of America in Corporate Banking (2006-2008).
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at low to moderate risk
AMC and Fund details
Rank (total sets) 2
Date of Incorporation 2014-09-15
Total AUM 396629.24
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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UTI Banking & PSU Fund Regular-IDCW Monthly Payout FAQs
How to invest in UTI Banking & PSU Fund Regular-IDCW Monthly Payout?
Investing in UTI Banking & PSU Fund Regular-IDCW Monthly Payout through Motilal Oswal is simple and completely online. You just need to follow the step-by-step process below to get started in a few minutes.
- Log in to your Motilal Oswal account via the app or website
- Go to the Mutual Funds section
- Search for UTI Banking & PSU Fund Regular-IDCW Monthly Payout in the search bar
- Select your preferred investment mode – Lumpsum or SIP
- Enter investment details such as amount and linked bank account
- Complete your KYC, if not already done
- Review and confirm details including fund name, plan type, amount, and bank account
- Make the payment using Net Banking, UPI, or other available options
- Receive transaction confirmation via email or SMS
What is the expense ratio of UTI Banking & PSU Fund Regular-IDCW Monthly Payout?
The term expense ratio for UTI Banking & PSU Fund Regular-IDCW Monthly Payout or any other mutual fund is the annual fee charged by the fund house for managing your investment scheme. The expense ratio of UTI Banking & PSU Fund Regular-IDCW Monthly Payout is 0.46% as of 08 Jun 2026.
What is the NAV of UTI Banking & PSU Fund Regular-IDCW Monthly Payout?
The NAV of UTI Banking & PSU Fund Regular-IDCW Monthly Payout is ₹13.3026 as of 08 Jun 2026.
What is the AUM of UTI Banking & PSU Fund Regular-IDCW Monthly Payout?
The AUM (Assets Under Management) of UTI Banking & PSU Fund Regular-IDCW Monthly Payout is the total value of assets managed by the fund at a given time, which is updated regularly. The AUM of UTI Banking & PSU Fund Regular-IDCW Monthly Payout is ₹1206.42 Cr as of 08 Jun 2026.
What is the PE and PB ratio of UTI Banking & PSU Fund Regular-IDCW Monthly Payout?
The PE ratio of UTI Banking & PSU Fund Regular-IDCW Monthly Payout shows how much investors are paying for the fund's underlying earnings, while the PB ratio indicates how the fund's holdings are valued compared to their book value.
Can I invest in SIP and Lump Sum in UTI Banking & PSU Fund Regular-IDCW Monthly Payout?
Yes, you can invest in UTI Banking & PSU Fund Regular-IDCW Monthly Payout through both SIP (Systematic Investment Plan) and lump sum options, depending on your investment preference and financial goals.
What is the return of UTI Banking & PSU Fund Regular-IDCW Monthly Payout in the last 5 years?
The return of UTI Banking & PSU Fund Regular-IDCW Monthly Payout in the last 5 years is 7.19%.
What is the minimum SIP investment required in UTI Banking & PSU Fund Regular-IDCW Monthly Payout?
The minimum SIP investment in UTI Banking & PSU Fund Regular-IDCW Monthly Payout depends on the fund's scheme rules and usually starts at a small amount. For UTI Banking & PSU Fund Regular-IDCW Monthly Payout, the minimum SIP amount is ₹500.0.
What is the current NAV of UTI Banking & PSU Fund Regular-IDCW Monthly Payout?
The NAV of UTI Banking & PSU Fund Regular-IDCW Monthly Payout, as of 08 Jun 2026, is ₹13.3026.
Who manages the UTI Banking & PSU Fund Regular-IDCW Monthly Payout?
The fund managers responsible for UTI Banking & PSU Fund Regular-IDCW Monthly Payout are:
- Anurag Mittal