SBI Savings Fund Direct-IDCW Monthly
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Debt, Money Market, Principal at moderate risk
1 Year Return 7.52% at 22 Dec 2025 06:22 PM
Fund Details
NAV 18.1691
Sub-Type Money Market
Rating 3
Min. SIP Amount ₹500.0
Fund Age(Year) 12.97
Fund Size(in Crores) 36650.09
Fund Performance
1 Month 0.43%
3 Month 1.48%
6 Month 3.02%
1 Year 7.52%
3 Year 7.58%
5 Year 6.25%
Know This Fund
As on 22 Dec 2025
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (95%) Market Cap Small Cap 46.27 Large Cap 19.51 Mid Cap 29.22 Top Sectors Healthcare 90.86 Chemicals 4.14 Top Holding PI Industries 0.91 Cohance Lifesciences 1.9 Glaxosmithkline Pharma 1.64 Lupin 3.57 Dr. Lal Pathlabs 2.61 Dr. Reddy's Laboratories 1.7 Rainbow Children's 3.78 Fortis Healthcare 1.76 Divi's Laboratories 3.1 Laxmi Dental 0.03 Bayer CropScience 3.23 Wockhardt 1.35 Mankind Pharma 2.95 Max Healthcare Institute 5.65 Sun Pharmaceutical Industries 7.75 Ajanta Pharma 3.45 Syngene International 2.35 Sai Life Sciences 1.99 Dr. Agarwal's Health Care 1.22 Vijaya Diagnostic Centre 1.5 Metropolis Healthcare 3.08 Cipla 3.96 Hikal 0.66 Healthcare Global Enterprises 5.13 Alkem Laboratories 2.85 Ipca Laboratories 3.99 Jubilant Pharmova 0.06 Krishna Institute 2.84 Aster DM Healthcare 0.87 Abbott India 5.04 FDC 2.87 JB Chemicals 3.36 Apollo Hospitals Enterprise 4.85 Torrent Pharmaceuticals 3
Debt & Others (5%) Sector Allocation Repo 2.39 Cash/Net Current Assets 2.61 Debt Credit Ratings Debt Category Others 5.0
Comparison with same funds
Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular - Growth Ret 1M -1.95% Ret 1Y -1.61% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular - IDCW Payout Ret 1M -1.95% Ret 1Y -1.61% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular - IDCW Reinvestment Ret 1M -1.95% Ret 1Y -1.61% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds 360 ONE Focused Fund Regular-Growth Ret 1M -1.03% Ret 1Y 2.45% Ret 3Y 14.94% Ret 5Y 16.3%
Equity, Flexi Cap funds 360 ONE Focused Fund Regular-IDCW Ret 1M -1.03% Ret 1Y 2.45% Ret 3Y 14.94% Ret 5Y 16.3%
Equity, Flexi Cap funds 360 ONE Focused Fund Regular-IDCW Reinvestment Ret 1M -1.03% Ret 1Y 2.45% Ret 3Y 14.94% Ret 5Y 16.3%
Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular - Growth Ret 1M 0% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular - IDCW Payout Ret 1M 0% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular - IDCW Reinvestment Ret 1M 0% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life Bal Bhavishya Yojna Regular-Growth Ret 1M -0.24% Ret 1Y 4.26% Ret 3Y 13.68% Ret 5Y 11.4%
Equity, Flexi Cap funds Aditya Birla Sun Life Bal Bhavishya Yojna Regular-IDCW Ret 1M -0.24% Ret 1Y 4.26% Ret 3Y 13.68% Ret 5Y 11.4%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 0.25%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Rajeev Radhakrishnan
Education Mr. Radhakrishnan is B.E (Production), MMS (Finance) and CFA.
Experience Prior to joining SBI AMC he has worked with UTI Asset Management Company Ltd.
R Arun
Education Mr. Arun is a B.Com (H), PGDM (Finance) and Financial Risk Manager (GARP).
Experience Prior joining SBI in 2009 he has worked with ING Investment Management, Deutsche Bank India Operations and CRISIL India.
Pradeep Kesavan
Education Mr. Kesavan has done B.Com, MBA (Finance) and CFA
Experience Prior to joining SBI MF, he has worked with Elara Capital, Accenture Strategy, Morgan Stanley and 3i Infotech
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderate risk
AMC and Fund details
Rank (total sets) 16
Date of Incorporation 2013-01-01
Total AUM 2025-11-30
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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