Utkarsh Small Finance Bank Ltd
Utkarsh Small Finance Bank Ltd Share Price Today: Live Updates & Key Insights
Get insights on Utkarsh Small Finance Bank Ltd’s fundamentals, financials, shareholding, peer comparison, corporate actions & performance. Track key metrics, price trends & market sentiment for informed decisions. Explore all data at Motilal Oswal.
Utkarsh Small Finance Bank Ltd Share Price Chart
Utkarsh Small Finance Bank Ltd Fundamentals
Traded Volume: 10,68,13,736
Market Cap(Cr): 3,006
Avg Traded Price 34.19
1 Year return -52.41%
Upper Circuit 17.3
Lower Circuit 15.3
P/E TTM -9.00
P/B Ratio -2.00
Traded Value(Cr) 18040.84
EPS TTM -1.985
Book value -1.985
Dividend 0.00%
Utkarsh Small Finance Bank Ltd Share Price Performance
Shows the percentage change in stock price over different time periods
This section highlights Utkarsh Small Finance Bank Ltd stock price performance across key timeframes, including 1-week, 1-month, 3-month, Year-To-Date (YTD), and 1-year returns. It provides insights into the Utkarsh Small Finance Bank Ltd share price history, short-term movements, long-term trends, and overall investor sentiment
1W -16.39%
1M -8.70%
3M -1.17%
1Y -52.41%
YTD -41.10%
Utkarsh Small Finance Bank Ltd Traded Volume Movement
Shows the trading volume over different time periods
This section highlights Utkarsh Small Finance Bank Ltd daily and average traded volumes, offering insights into investor activity and market liquidity. Higher volumes than average often indicate rising interest, news impact, or shifting market sentiment
Yesterday 3.48Cr
Day Before Yesterday 41.64L
1W Avg 1.30Cr
1M Avg 1.63Cr
3M Avg 63.68L
Utkarsh Small Finance Bank Ltd Technical Details
Utkarsh Small Finance Bank Ltd technical indicators, such as support and resistance levels and pivot points, are calculated based on historical price and volume trends. These metrics help traders anticipate possible price movements and make informed trading decisions.
Support 1 16
Support 2 15
Support 3 14
Pivot Point : 17
Resistance 1 18
Resistance 2 18
Resistance 3 20
Utkarsh Small Finance Bank Ltd Corporate Actions
Utkarsh Small Finance Bank Ltd corporate actions include dividends, bonus issues, stock splits, and key company updates that may affect share price and investor sentiment. This section provides timely details on past and upcoming actions, including ex-date, record date, and payout ratio - helping investors make informed decisions based on Utkarsh Small Finance Bank Ltd’s capital allocation strategies.
All
Ex-Date 14-Oct-2025 Type R Description /share@8:13% Record Date 14-Oct-2025 Ratio 8:13
Ex-Date 12-Jul-2024 Type D Description 0.50/share@5.00% Record Date 12-Jul-2024 Ratio 5.00
Dividends
Announcement Date 12-Jul-2024 Ex Dividend Date 12-Jul-2024 Dividend(%) 5
Bonus
No Bonus has been declared by UTKARSHBNK
Splits
No Split has been declared by UTKARSHBNK
Others
Ex-Rights Date 14-Oct-2025 Premium(Rs.) 4.00 Ratio 8:13
Utkarsh Small Finance Bank Ltd Peer Comparison
Shows key financial metrics for the company and its peers
This section compares Utkarsh Small Finance Bank Ltd with leading peers in the banking sector based on key metrics such as market capitalization, 1-year return, P/E (TTM), and PB ratio. It helps investors evaluate Utkarsh Small Finance Bank Ltd's relative performance and valuation against major competitors.
Stock Name Ujjivan Small Finance Bank Ltd ₹52.38 (+2.30%) M. Cap (Cr) 101.48 1 Yr Return (%) +36.66% P/E (TTM) 24.34 PB Ratio 1.72
Stock Name Equitas Small Finance Bank Ltd ₹60.58 (-0.10%) M. Cap (Cr) 69.10 1 Yr Return (%) -14.23% P/E (TTM) -75.75 PB Ratio 1.16
Stock Name Jana Small Finance Bank Ltd ₹476.25 (+2.34%) M. Cap (Cr) 50.13 1 Yr Return (%) +7.49% P/E (TTM) 12.20 PB Ratio 1.23
Stock Name Utkarsh Small Finance Bank Ltd ₹16.89 (-1.80%) M. Cap (Cr) 30.06 1 Yr Return (%) -52.41% P/E (TTM) -8.51 PB Ratio 0.77
Stock Name Muthoot Microfin Ltd ₹165.34 (+2.47%) M. Cap (Cr) 28.19 1 Yr Return (%) -20.04% P/E (TTM) -7.82 PB Ratio 1.07
Stock Name Fino Payments Bank Ltd ₹279.00 (+2.42%) M. Cap (Cr) 23.22 1 Yr Return (%) -28.17% P/E (TTM) 28.94 PB Ratio 3.36
Stock Name Fusion Finance Ltd ₹174.06 (+1.55%) M. Cap (Cr) 17.58 1 Yr Return (%) -15.31% P/E (TTM) -2.29 PB Ratio 0.78
Utkarsh Small Finance Bank Ltd Cash Flow
Cash flow data provides a view of how money is generated and spent by Utkarsh Small Finance Bank Ltd, across its operating activities, investing activities, and financing activities.
Utkarsh Small Finance Bank Ltd Shareholding Pattern
This shows the ownership breakdown of Utkarsh Small Finance Bank Ltd, highlighting participation from Foreign Institutional Investors (FII), Mutual Funds, Public, Other Institutions, and Promoters.
Promoter 68.92%
Public 27.0%
Other Institutions 2.23%
FII 1.68%
Mutual Funds 0.17%
About Utkarsh Small Finance Bank Ltd
Utkarsh Small Finance Bank Limited was incorporated on April 30, 2016 at Varanasi, Uttar Pradesh as a Public Limited Company and was granted a Certificate of Incorporation by the Registrar of Companies. Utkarsh Small Finance Bank is a scheduled commercial banklicensed by the Reserve Bank of India as a Small Finance Bank on November 25, 2016. The Bank is subsidiary of Utkarsh Core Invest Limited. The Promoter, Utkarsh Core Invest Limited, started operations as a NBFC in 2010 and was focused on providing microfinance to unserved and underserved segments in the States of Uttar Pradesh and Bihar. Later on, it converted to a NBFC- MFI. It provides a broad suite of financial products including microfinance loans under the Joint Liability Group (JLG) model, MSME loans, housing loans, personal loans, commercial vehicle loans, construction equipment loans, and wholesale lending. Utkarsh SFBL also offers digital banking solutions such as Internet banking, Mobile banking, WhatsApp banking, Unified Payment Interface (UPI), Aadhar Enabled Payment Systems (AePS), Interoperable Cardless Cash Withdrawal, Digital Deposits, Bharat Connect, ASBA (Application Supported by Blocked Amount), Digi onboarding, and online account opening, along with access to ATMs and micro-ATMs to support customer convenience. As of March 31, 2025, Utkarsh Small Finance Bank had a total of 1,092 banking outlets, supported by 761 micro banking branches, 331 general banking branches, 293 Unbanked Rural Centers (URCs), 369 ATMs, and 760 micro-ATMs.On October 7, 2015, the Promoter received the RBI In-Principle Approval to establish an SFB, following which it incorporated Utkarsh Small Finance Bank Limited as a wholly-owned subsidiary on April 30, 2016. Accordingly, Utkarsh CoreInvest Limited transferred its business of providing microfinance, as a going concern to the Bank and consequently commenced its operations from January 23, 2017. The Bank was included in second schedule to the RBI Act as a Scheduled Commercial Bank pursuant to a notification dated October 4, 2017 issued by the RBI and published in the Gazette of India on November 7, 2017. Following the commencement of SFB operations, the Bank further engaged with borrowers by focusing on microfinance and diversifying product offerings to include savings accounts, deposit products and other loan products. The Banking Operations are spread across India and are present in 26 States and 4 Union Territories with 888 Banking Outlets as of March 31, 2024. As of March 31, 2024, the Bank had also set-up 619 micro-ATMs.The Bank asset products include micro banking loans that include joint liability group loans, and individual loans; retail loans including, unsecured loans, such as business loans and personal loans, and secured loans, such as loans against property (LAP); wholesale lending that includes short term and long term loan facilities to SMEs, mid and large corporate and institutional clients; housing loans with a focus on affordable housing; commercial vehicle / construction equipment loans; and `Utkarsh Gold Loan' product that was launched in 2022. On the liabilities side, it offer savings accounts, current accounts and a variety of term and recurring deposit accounts. In addition, it provide non-credit offerings comprising ATM-cum-debit cards, bill payment system and distribute mutual funds and insurance products.The Bank launched an Initial Public Offer of 200,000,000 Equity Shares of face value of Rs 10 raising Rs 500 Crore funds through Fresh Issue in July, 2023. In 2023, Bank launched Micro LAP Product. It opened 287 new ATMs and 546 Micro ATMs. Vendor Management System launched in 2024. The Bank launched Capital Market Business as an approved Bank towards Collateral Deposits with Exchange Members and further launched AD II Business towards Cross Border Outward Remittances under Liberalized Remittance Scheme (LRS).Total deposits increased to Rs 21,566 crore as on March 31, 2025, from Rs 17,473 crore as on March 31, 2024. Net Advances increased to Rs 18,716 crore as on March 31, 2025, from Rs 16,365 crore as on March 31, 2024. Bank's operating profit increased to Rs 1,007 crore for FY25 from Rs 997 crore in FY24. Bank reported annual profit of Rs 24 crore for FY25. The Bank added 204 new branches (55 general banking & 149 micro banking), to scale the outreach, taking total banking outlets to 1,092 in FY25.
Independent Director
P K Gupta
Registered office Utkarsh Tower NH-31 (AirportRd, Sehmalpur Kazi Sarai Harhua, Varanasi, Uttar Pradesh, 221105
FAX :+91 542 660 5555
Background
Incorporation Year 2016
Face Value ₹10.00
Market Lot 1
FAQs on Utkarsh Small Finance Bank Ltd
How to buy Utkarsh Small Finance Bank Ltd shares on NSE?
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What is the Utkarsh Small Finance Bank Ltd share price today?
The Utkarsh Small Finance Bank Ltd share price on NSE is ₹16.89 today.
What is the market cap of Utkarsh Small Finance Bank Ltd on NSE?
The company has a market capitalization of ₹3005.62.
What is the PE & PB ratio of Utkarsh Small Finance Bank Ltd?
PE is -9 and PB is -2.
What is the 52 Week High and Low of Utkarsh Small Finance Bank Ltd shares?
Utkarsh Small Finance Bank Ltd stock price high: ₹36.47 Utkarsh Small Finance Bank Ltd stock price low: ₹15.35.