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Why Has My Fund Balance Increased But Shares Are Missing From Holdings

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Published Date: 03 Jul 2023Updated Date: 29 Nov 20236 mins readBy MOFSL
Why has my fund balance increased but shares are missing from holdings

Introduction

Managing a portfolio could be a daunting task for many. The hassle of keeping track of many stocks or tracking prices could be a hassle. Sometimes, this is compounded with problems where you notice something unusual in your account. 

For instance, you check your holdings and find some shares to be missing. But at the same time, your fund balance is reflecting an increase? This may be a common occurrence. There can be quite a few reasons for the same.

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Why Are Shares Missing From Your Holdings?

There are myriad causes that lead to shares being missing from your holdings, even though your fund balance shows an increase. Lets us take a look at some of them in detail:

1. Short Delivery: A short delivery is one of the most common reasons for your missing shares. They may not be visible in the holdings due to being short-delivered. A short delivery typically refers to a scenario wherein a seller fails to deliver commodities or securities within the specified predetermined time frame. Short delivery often happens when short positions in intraday cannot be closed due to either illiquidity or the stocks hitting an upper circuit. 

When an investor sells their shares, they are supposed to deliver them to the buyer within the date of the settlement. If they fail to do so within the pre-decided time, we can call it a short delivery. Generally, in this case, the shares are delivered to your Demat account after T+2 days, after the exchange auctions the shares from other sellers on the T+1 day. The closing price of the T day is used to calculate the auction price. In case the exchange cannot obtain the shares, funds are credited back to your Demat account. 

2. Consolidation Of Shares: When a company’s shares are taken together and combined to create a smaller number of shares, it is termed consolidation. In the event that this happens, you will notice that you hold a lesser amount of units, but the value of your portfolio will remain the same. 

3. Having A Sell Order In The Market: Some traders and brokers display a reduced number of shares in case you enter a sell order in the market. The shares you put up for sale are subtracted from the list of units you hold. If you now cancel the sell order or if it expires, your unit number should return to normal. 

What Are The Possible Outcomes In Case Of A Short Delivery?

In the event that a short delivery happens, there are two likely scenarios. Let us take a brief overview of the same:

  1. You may receive the shares on the T+2 day. 
  2. In case the exchange cannot acquire the shares on your behalf, then the trade will be settled in cash.

Closing Thoughts

There can be various legitimate reasons why shares are missing from your holdings. At times, it could be a simple technical issue and at other times, it could be an issue that has to be resolved by the exchange through alternative methods. But whatever the reason may be, there is no need to fret over it. The best course of action is to always get in touch with your broker for information. Contacting your broker in this regard can help you understand the situation and what they can do about it. In most cases, it is resolved automatically on the T+2 day. However, sometimes it may take more effort to understand and resolve what’s going on. Ultimately, the issue is almost always resolved to reflect the actual value of your portfolio.

 

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Disclaimer: The stocks, companies, or financial instruments mentioned in this blog are for informational purposes only and should not be considered as investment recommendations. It is advised to consult with your financial advisor before making any investment decisions. Investment in securities markets are subject to market risks, read all the related documents carefully before investing. Investors are strongly encouraged to carefully read the risk disclosure documents prior to participating in market-related investments or trading activities. Due to the volatile nature of financial markets, no guarantees can be made regarding investment returns. Motilal Oswal Financial Services Ltd. does not offer any assured returns on market-linked securities. Please note that past performance of stocks or indices is not indicative of future results.
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