Franklin India Retirement Fund Regular-IDCW Payout
Franklin India Retirement Fund Regular-IDCW Payout: Mutual Fund Overview
Franklin India Retirement Fund Regular-IDCW Payout is an Balanced Hybrid mutual fund with over 28.95 years of performance history. The scheme manages an AUM of ₹508.15 Cr and has a NAV of ₹16.3163. It is rated 'Not Rated' stars by analysts. Investors can begin a SIP with as little as ₹0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 4.83%.
Hybrid, Balanced Hybrid, Principal at high risk
1 Year Return 4.83% at 12 Mar 2026 08:51 PM
Fund Details
NAV 16.3163
Sub-Type Balanced Hybrid
Rating Not Rated
Min. SIP Amount ₹0
Fund Age(Year) 28.95
Fund Size(in Crores) 508.15
Fund Performance
1 Month -2.93%
3 Month -2.63%
6 Month -1.82%
1 Year 4.83%
3 Year 9.5%
5 Year 7.49%
Know This Fund
As on 12 Mar 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (36.67%) Market Cap Large Cap 29.23 Small Cap 5.1 Mid Cap 2.34 Top Sectors Financial 10.9 Energy 3.59 Services 3.34 Construction 2.84 Technology 2.57 Healthcare 2.53 Automobile 1.95 Capital Goods 1.92 Consumer Staples 1.84 Communication 1.66 Insurance 1.17 Materials 1.02 Metals & Mining 0.71 Consumer Discretionary 0.63 Top Holding Amara Raja Energy & Mobility 0.29 Kirloskar Oil Engines 0.63 ICICI Bank 2.23 Lemon Tree Hotels 0.27 CESC 0.62 NTPC 1.05 Kwality Wall's (India) 0.01 Mahindra & Mahindra 0.94 Infosys 1.45 Hindustan Aero 0.39 Eris Lifesciences 0.41 Maruti Suzuki India 0.44 Marico 0.65 Canara HSBC Life Insurance Company 0.23 Amber Enterprises India 0.63 The Phoenix Mills 0.55 TeamLease Services 0.29 PNB Housing Finance 0.24 Axis Bank 1.82 PB Fintech 0.61 Reliance Industries 1.92 Cholamandalam Investment and Finance Company 0.41 HDFC Life Insurance 0.42 State Bank of India 1.89 Eternal 0.97 Ashok Leyland 0.42 V-Mart Retail 0.29 Metropolis Healthcare 0.51 Apollo Hospitals Enterprise 0.92 HCL Technologies 1.12 Interglobe Aviation 0.47 Ultratech Cement 1.02 ZF Commercial 0.16 Jubilant FoodWorks 0.43 ICICI Lombard Gen. Insurance 0.52 HDFC Bank 3.84 Larsen & Toubro 2.28 Sun Pharmaceutical Industries 0.68 Tata Capital 0.37 Tata Steel 0.71 Hindustan Unilever 0.39 Angel One 0.09 Britannia Industries 0.79 Bharti Airtel 1.66 Bharat Electronics 0.61
Debt & Others (63.33%) Sector Allocation Bonds 22.43 Debenture 23.96 Non Convertible Debenture 6.28 Debt Credit Ratings AAA 42.47 AA 10.21 SOV 7.29 Cash & Call Money 3.37 Debt Category LIC Housing Fin. 5.23 Small Industries 5.31 Jubilant Bevco 6.41 REC 2.77
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Pharma & Healthcare Fund Regular-Growth Ret 1M 1.98% Ret 1Y 11.98% Ret 3Y 24.68% Ret 5Y 14.39%
Equity, Flexi Cap funds Aditya Birla Sun Life Pharma & Healthcare Fund Regular-IDCW Ret 1M 1.98% Ret 1Y 11.98% Ret 3Y 24.68% Ret 5Y 14.39%
Equity, Flexi Cap funds Aditya Birla Sun Life Pharma & Healthcare Fund Regular-IDCW Reinvestment Ret 1M 1.98% Ret 1Y 11.98% Ret 3Y 24.68% Ret 5Y 14.39%
Equity, Flexi Cap funds Bajaj Finserv Healthcare Fund Regular-Growth Ret 1M -0.57% Ret 1Y 8.51% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Healthcare Fund Regular-IDCW Payout Ret 1M -0.57% Ret 1Y 8.51% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Healthcare Fund Regular-IDCW Reinvestment Ret 1M -0.57% Ret 1Y 8.51% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan BSE Healthcare Index Fund Regular-Growth Ret 1M 1.7% Ret 1Y 11.07% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan Healthcare Fund Regular - Growth Ret 1M 1.28% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan Healthcare Fund Regular - IDCW Ret 1M 1.28% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan Healthcare Fund Regular - IDCW Reinvestment Ret 1M 1.28% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Baroda BNP Paribas Health and Wellness Fund Regular-Growth Ret 1M 1.41% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 2.28%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Ajay Argal
Education Mr. Argal is a B.Tech from (IIT,Mumbai) & PGDM (IIM,Bangalore).
Experience Prior to joining Franklin Templeton Asset Management (India) Pvt. Ltd., he has worked with Baring Asset Management (Asia) Ltd., Aditya Birla Sunlife Mutual Fund and UTI AMC where he handled various aspects of investments function including managing offshore funds, equity funds, balanced funds, equity research & equity dealing.
Varun Sharma
Education Mr. Sharma is a Bachelor in Business Studies from Sukhdev College of Business Studies, University of Delhi and holds a Post Graduate Diploma in Management from IIM - Calcutta.
Experience Prior to joining Motilal Oswal Asset management, he has worked with Franklin Templeton Asset Management (India) Pvt. Ltd. ICICI Securities (Feb 2010 - August 2014) as an Equity research Analyst and Credit Analysis and Research Limited (Apr 2009 - Feb 2010) as a Ratings Analyst.
Rajasa Kakulavarapu
Education Ms. Kakulavarapu has done B.Tech and MBA.
Experience Prior to joining Franklin Templeton Mutual Fund, she has worked with Jefferies India Pvt. Ltd. and Credit Suisse Securities (India) Pvt. Ltd.
Pallab Roy
Education Mr. Roy is a M.Com and MBA (Finance).
Experience He has been associated with Franklin Templeton Investments since 2001.
Anuj Tagra
Education Mr. Anuj Tagra is a graduate of Guru Gobind Singh Indraprastha University and an MBA from Narsee Monjee Institute of Management Studies
Experience Prior to joining Franklin India Mutual Fund, he has worked with ICICI Prudential AMC, Union Bank of India and Fidelity Investments.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at high risk
AMC and Fund details
Rank (total sets) 2
Date of Incorporation 1997-03-31
Total AUM 125019.92
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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