Mutual Fund Details – Invest Smart, Grow Wealth
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Franklin India Retirement Fund Regular-IDCW
Hybrid, Balanced Hybrid, Principal at high risk
1 Year Return 7.38%
Fund Details
NAV 16.792
Sub-Type Balanced Hybrid
Rating Not Rated
Min. SIP Amount 0
Fund Age(Year) 28.89
Fund Size 509.22
Fund Performance
1 Month 0.75%
3 Month -0.45%
6 Month 1.08%
1 Year 7.38%
3 Year 10.42%
5 Year 8.09%
Comparison with same funds
Equity, Flexi Cap funds 360 ONE Balanced Hybrid Fund Regular - Growth Ret 1M 1.04% Ret 1Y 7.88% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds 360 ONE Balanced Hybrid Fund Regular - IDCW Payout Ret 1M 1.04% Ret 1Y 7.88% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds 360 ONE Balanced Hybrid Fund Regular - IDCW Reinvestment Ret 1M 1.04% Ret 1Y 7.88% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Franklin India Retirement Fund Regular-Growth Ret 1M 0.75% Ret 1Y 7.38% Ret 3Y 10.42% Ret 5Y 8.09%
Equity, Flexi Cap funds Franklin India Retirement Fund Regular-IDCW Ret 1M 0.75% Ret 1Y 7.38% Ret 3Y 10.42% Ret 5Y 8.09%
Equity, Flexi Cap funds Franklin India Retirement Fund Regular-IDCW Payout Ret 1M 0.75% Ret 1Y 7.38% Ret 3Y 10.42% Ret 5Y 8.09%
Equity, Flexi Cap funds UTI Children's Hybrid Fund-Regular Plan Ret 1M 0.32% Ret 1Y 7.01% Ret 3Y 9.61% Ret 5Y 8.6%
Equity, Flexi Cap funds WhiteOak Capital Balanced Hybrid Fund Regular - Growth Ret 1M -0.23% Ret 1Y 11.03% Ret 3Y 0% Ret 5Y 0%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 2.26%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Rajasa Kakulavarapu
Education Ms. Kakulavarapu has done B.Tech and MBA.
Experience Prior to joining Franklin Templeton Mutual Fund, she has worked with Jefferies India Pvt. Ltd. and Credit Suisse Securities (India) Pvt. Ltd.
Varun Sharma
Education Mr. Sharma is a Bachelor in Business Studies from Sukhdev College of Business Studies, University of Delhi and holds a Post Graduate Diploma in Management from IIM - Calcutta.
Experience Prior to joining Motilal Oswal Asset management, he has worked with Franklin Templeton Asset Management (India) Pvt. Ltd. ICICI Securities (Feb 2010 - August 2014) as an Equity research Analyst and Credit Analysis and Research Limited (Apr 2009 - Feb 2010) as a Ratings Analyst.
Anuj Tagra
Education Mr. Anuj Tagra is a graduate of Guru Gobind Singh Indraprastha University and an MBA from Narsee Monjee Institute of Management Studies
Experience Prior to joining Franklin India Mutual Fund, he has worked with ICICI Prudential AMC, Union Bank of India and Fidelity Investments.
Ajay Argal
Education Mr. Argal is a B.Tech from (IIT,Mumbai) & PGDM (IIM,Bangalore).
Experience Prior to joining Franklin Templeton Asset Management (India) Pvt. Ltd., he has worked with Baring Asset Management (Asia) Ltd., Aditya Birla Sunlife Mutual Fund and UTI AMC where he handled various aspects of investments function including managing offshore funds, equity funds, balanced funds, equity research & equity dealing.
Pallab Roy
Education Mr. Roy is a M.Com and MBA (Finance).
Experience He has been associated with Franklin Templeton Investments since 2001.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at high risk%
AMC and Fund details
Rank (total sets) 2
Date of Incorporation 1997-03-31
Total AUM 2026-01-31
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
Know This Fund
As on 19 Feb 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (37.78%) Market Cap Small Cap 4.79 Large Cap 29.52 Mid Cap 3.48 Top Sectors Financial 10.66 Energy 3.61 Services 3.59 Technology 3.19 Construction 2.65 Healthcare 2.49 Automobile 2.05 Consumer Staples 1.97 Capital Goods 1.95 Communication 1.86 Insurance 1.22 Materials 1.02 Metals & Mining 0.64 Consumer Discretionary 0.52 Chemicals 0.38 Top Holding Kirloskar Oil Engines 0.53 Amara Raja Energy & Mobility 0.35 Lemon Tree Hotels 0.3 ICICI Bank 2.18 CESC 0.44 NTPC 0.94 Kwality Wall's (India) 0.03 Mahindra & Mahindra 0.94 Infosys 1.82 Hindustan Aero 0.45 GAIL (India) 0.57 Eris Lifesciences 0.42 PI Industries 0.38 Maruti Suzuki India 0.43 Marico 0.46 The Phoenix Mills 0.56 Amber Enterprises India 0.52 TeamLease Services 0.33 PNB Housing Finance 0.24 PB Fintech 0.68 Axis Bank 1.78 Reliance Industries 1.64 Cholamandalam Investment and Finance Company 0.38 State Bank of India 1.59 HDFC Life Insurance 0.79 Eternal 1.07 Ashok Leyland 0.39 V-Mart Retail 0.34 Metropolis Healthcare 0.5 Apollo Hospitals Enterprise 0.82 HCL Technologies 1.37 Ultratech Cement 1.02 Interglobe Aviation 0.45 United Spirits 0.4 ZF Commercial 0.29 Jubilant FoodWorks 0.41 HDFC Bank 4.01 ICICI Lombard Gen. Insurance 0.43 Sun Pharmaceutical Industries 0.75 Larsen & Toubro 2.09 Tata Capital 0.38 Tata Steel 0.64 Hindustan Unilever 0.4 Angel One 0.1 Britannia Industries 0.69 Bharti Airtel 1.86 Bharat Electronics 0.62
Debt & Others (62.21%) Sector Allocation Bonds 22.2 Debenture 23.7 Non Convertible Debenture 6.22 Debt Credit Ratings AAA 42.04 AA 10.08 SOV 7.79 Cash & Call Money 2.31 Debt Category LIC Housing Fin. 5.18 Small Industries 5.26 Jubilant Bevco 6.33 REC 2.73
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