DSP Credit Risk Fund Direct Plan-IDCW Reinvestment

Fund Details

NAV 12.3049

Sub-Type Credit Risk

Rating Not Rated

Min. SIP Amount ₹100.0

Fund Age(Year) 12.97

Fund Size(in Crores) 208.63

Fund Performance

1 Month 0.28%

3 Month 1.39%

6 Month 2.6%

1 Year 22.04%

3 Year 15.55%

5 Year 11.99%

Know This Fund

As on 22 Dec 2025

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (97.22%) Market Cap Large Cap 12.63 Small Cap 19.37 Mid Cap 65.22 Top Sectors Financial 20.22 Healthcare 9.7 Capital Goods 8.82 Automobile 7.84 Services 7.03 Technology 6.17 Construction 6.07 Chemicals 5.57 Consumer Staples 4.18 Materials 4.15 Communication 3.76 Energy 3.58 Metals & Mining 3.41 Consumer Discretionary 3.29 Textiles 2.15 Insurance 1.3 Top Holding Ashok Leyland 0.81 Sundram Fasteners 0.36 L&T Fin 0.73 Balkrishna Industries 1.25 PI Industries 0.99 Hero Motocorp 0.67 SBI Cards 1.15 Emmvee Photovoltaic Power 0.97 Max Healthcare Institute 0.74 Billionbrains Garage Ventures 1.42 Dixon Technologies (India) 1.08 Marico 1 Apollo Tyres 0.48 United Breweries 1.08 The Federal Bank 3.26 Container Corporation Of India 0.6 Hindustan Aero 0.99 ACC 0.34 Bharat Electronics 1.07 Aster DM Healthcare 1.24 Prestige Estates Projects 2.12 PB Fintech 1.83 APL Apollo Tubes 2 The Indian Hotels Company 0.75 Suzlon Energy 0.42 Tata Communications 1.24 Tube Investments Of India 1.17 Emami 1.22 Indus Towers 1.07 Kajaria Ceramics 0.41 PNB Housing Finance 0.98 LG Electronics India 0.46 Max Financial Services 1.66 Lenskart Solutions 0.12 Equitas Small Finance Bank 1.17 The Ramco Cements 1.03 Vishal Mega Mart 0.64 Procter & Gamble Hygiene and Health Care 0.88 Angel One 0.42 CG Power 0.96 SRF 1.2 Hindustan Petroleum Corporation 1.1 The Phoenix Mills 1.52 Oberoi Realty 1.24 Astral 0.86 Kalyan Jewellers India 1.39 Cummins India 2.49 ITC Hotels 0.84 Ajanta Pharma 0.78 Coforge 1.8 Alkem Laboratories 1.03 State Bank of India 1.01 Coromandel International 1.07 Deepak Nitrite 1.33 Hexaware Technologies 0.76 Timken India 0.63 Mphasis 2.29 Anthem Biosciences 0.2 Mahindra & Mahindra Financial Services 2.48 Tata Power Company 0.97 JK Cement 1.5 REC 0.61 K.P.R. Mill 1 Crompton Greaves Con. Electricals 1.31 City Union Bank 1.28 Bharti Hexacom 1.45 ZF Commercial 0.47 Siemens Energy India 0.55 UPL 0.98 Persistent Systems 1.32 HDFC Bank 1.52 Page Industries 1.14 Jubilant FoodWorks 0.86 Abbott India 1.22 Trent 0.97 IDFC First Bank 1.79 UNO Minda 0.58 ICICI Lombard Gen. Insurance 1.3 Biocon 1.81 Ipca Laboratories 1.66 Motherson Wiring 0.93 Devyani International 0.55 Escorts Kubota 1.48 Godrej Properties 1.19 Apollo Hospitals Enterprise 1.02 Tata Steel 1.41 HDB Financial Services 0.73 Exide Industries 0.81

Debt & Others (2.78%) Sector Allocation Treasury Bills 0.19 Cash/Net Current Assets 2.59 Additional Tier 1 Bond 0 Debt Credit Ratings Debt Category Numero Uno International 0.0 Reserve Bank of India 0.19 Others 2.59

Comparison with same funds

Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-Bonus Ret 1M 0.23% Ret 1Y 13.37% Ret 3Y 10.65% Ret 5Y 9.1%

Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-Growth Ret 1M 0.23% Ret 1Y 13.37% Ret 3Y 10.65% Ret 5Y 9.1%

Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-IDCW Ret 1M 0.23% Ret 1Y 13.37% Ret 3Y 10.65% Ret 5Y 9.1%

Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-IDCW Reinvestment Ret 1M 0.23% Ret 1Y 13.37% Ret 3Y 10.65% Ret 5Y 9.1%

Equity, Flexi Cap funds Axis Credit Risk Fund Regular-Growth Ret 1M 0.33% Ret 1Y 8.57% Ret 3Y 7.86% Ret 5Y 6.73%

Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Monthly Payout Ret 1M 0.33% Ret 1Y 8.57% Ret 3Y 7.86% Ret 5Y 6.73%

Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Monthly Reinvestment Ret 1M 0.33% Ret 1Y 8.57% Ret 3Y 7.86% Ret 5Y 6.73%

Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Weekly Payout Ret 1M 0.33% Ret 1Y 8.57% Ret 3Y 7.86% Ret 5Y 6.73%

Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Weekly Reinvestment Ret 1M 0.33% Ret 1Y 8.57% Ret 3Y 7.86% Ret 5Y 6.73%

Equity, Flexi Cap funds Bandhan Credit Risk Fund Regular-Growth Ret 1M 0.17% Ret 1Y 6.22% Ret 3Y 6.37% Ret 5Y 5.27%

Equity, Flexi Cap funds Bandhan Credit Risk Fund Regular-IDCW Ret 1M 0.17% Ret 1Y 6.22% Ret 3Y 6.37% Ret 5Y 5.27%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 0.4%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Vivekanand Ramakrishnan

Education Mr. Ramakrishnan is a B.Tech from IIT Madras, MS and PHD from University of Southern California.

Experience Prior to joining DSP Investment Managers. He has worked with ICICI Prudential Mutual Fund, Standard Chartered Bank, Vikram Ispat as Marketing Executive and with CRISIL as manager-rating.

Shalini Vasanta

Education Mr. Vasanta has done BA and MBA (Finance)

Experience Prior to joining DSP Mutual Fund, he has worked with ICRA as Senior Analyst

Laukik Bagwe

Education Mr. Bagwe is a B.Com (H) and PGDBA (Finance)

Experience Prior to joining ITI Mutual fund he has worked with DSP Mutual Fund, Derivium Capital and Securities Pvt. Ltd. and with Birla Sun Life Securities Ltd.

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at moderately high risk

AMC and Fund details

Rank (total sets) 1

Date of Incorporation 2013-01-01

Total AUM 2025-11-30

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.