Franklin India Retirement Fund Regular-IDCW

Fund Details

NAV 18.1772

Sub-Type Balanced Hybrid

Rating Not Rated

Min. SIP Amount ₹0

Fund Age(Year) 28.73

Fund Size(in Crores) 521.51

Fund Performance

1 Month -0.77%

3 Month 0.41%

6 Month 1.54%

1 Year 3.94%

3 Year 9.85%

5 Year 8.78%

Know This Fund

As on 22 Dec 2025

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (51.79%) Market Cap Mid Cap 8.82 Small Cap -6.85 Large Cap 49.82 Top Sectors Financial 13.49 Services 5.15 Energy 4.87 Technology 3.8 Automobile 3.59 Construction 3.52 Healthcare 3.47 Communication 3.01 Consumer Staples 2.98 Capital Goods 2.59 Insurance 1.47 Consumer Discretionary 1.41 Chemicals 0.96 Materials 0.88 Metals & Mining 0.49 Textiles 0.11 Top Holding HDFC Life Insurance 0.95 Infosys 2.18 Amber Enterprises India 0.74 Crompton Greaves Con. Electricals 0.23 Sun Pharmaceutical Industries 1.11 NTPC 0.96 The Phoenix Mills 0.69 HDFC Bank 5.11 Tata Steel 0.49 TeamLease Services 0.45 PNB Housing Finance 0.56 V-Mart Retail 0.55 Apollo Hospitals Enterprise 0.95 Cholamandalam Investment and Finance Company 0.78 Indus Towers 0.35 State Bank of India 1.46 Reliance Industries 2.22 Hindustan Unilever 0.75 Larsen & Toubro 2.68 Bharat Electronics 0.8 ZF Commercial 0.64 PB Fintech 0.9 Lemon Tree Hotels 0.45 Chemplast Sanmar 0.27 Mahindra & Mahindra 1.18 PI Industries 0.7 Jubilant FoodWorks 0.55 ICICI Bank 3.26 Ultratech Cement 0.88 Kirloskar Oil Engines 0.45 Ashok Leyland 0.6 Angel One 0.19 ICICI Lombard Gen. Insurance 0.51 Tube Investments Of India 0.55 Britannia Industries 1.01 Maruti Suzuki India 0.61 Amara Raja Energy & Mobility 0.63 Eternal 1.31 Eris Lifesciences 0.71 Prestige Estates Projects 0.15 Pearl Global Industries 0.11 Metropolis Healthcare 0.69 GAIL (India) 0.94 Hindustan Aero 0.71 Interglobe Aviation 0.95 Axis Bank 2.14 Marico 0.77 Whirlpool Of India 0.45 United Spirits 0.45 HCL Technologies 1.62 Bharti Airtel 2.67 CESC 0.75

Debt & Others (48.21%) Sector Allocation Margin Money 0.77 Debenture 13.26 Central Government Loan 0.83 Debt Credit Ratings Cash 15.22 AAA 12.24 SOV 9.34 AA 8.24 Cash & Call Money 2.4 Debt Category Credila Financial Services 0.93 REC 1.39 Uttarakhand State 1.6 National Bank Agr. Rur. Devp 0.94

Comparison with same funds

Equity, Flexi Cap funds Aditya Birla Sun Life Long Duration Fund Regular-Growth Ret 1M -0.1% Ret 1Y 4.45% Ret 3Y 7.29% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life Long Duration Fund Regular-IDCW Ret 1M -0.1% Ret 1Y 4.45% Ret 3Y 7.29% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life Long Duration Fund Regular-IDCW Reinvestment Ret 1M -0.1% Ret 1Y 4.45% Ret 3Y 7.29% Ret 5Y 0%

Equity, Flexi Cap funds Axis Long Duration Fund Regular-Growth Ret 1M 0.33% Ret 1Y 2.41% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Axis Long Duration Fund Regular-IDCW Daily Reinvestment Ret 1M 0.33% Ret 1Y 2.41% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Axis Long Duration Fund Regular-IDCW Monthly Payout Ret 1M 0.33% Ret 1Y 2.41% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Axis Long Duration Fund Regular-IDCW Monthly Reinvestment Ret 1M 0.33% Ret 1Y 2.41% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Axis Long Duration Fund Regular-IDCW Quarterly Payout Ret 1M 0.33% Ret 1Y 2.41% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Axis Long Duration Fund Regular-IDCW Quarterly Reinvestment Ret 1M 0.33% Ret 1Y 2.41% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Axis Long Duration Fund Regular-IDCW Yearly Payout Ret 1M 0.33% Ret 1Y 2.41% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Axis Long Duration Fund Regular-IDCW Yearly Reinvestment Ret 1M 0.33% Ret 1Y 2.41% Ret 3Y 0% Ret 5Y 0%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 2.26%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Anuj Tagra

Education Mr. Anuj Tagra is a graduate of Guru Gobind Singh Indraprastha University and an MBA from Narsee Monjee Institute of Management Studies

Experience Prior to joining Franklin India Mutual Fund, he has worked with ICICI Prudential AMC, Union Bank of India and Fidelity Investments.

Pallab Roy

Education Mr. Roy is a M.Com and MBA (Finance).

Experience He has been associated with Franklin Templeton Investments since 2001.

Ajay Argal

Education Mr. Argal is a B.Tech from (IIT,Mumbai) & PGDM (IIM,Bangalore).

Experience Prior to joining Franklin Templeton Asset Management (India) Pvt. Ltd., he has worked with Baring Asset Management (Asia) Ltd., Aditya Birla Sunlife Mutual Fund and UTI AMC where he handled various aspects of investments function including managing offshore funds, equity funds, balanced funds, equity research & equity dealing.

Varun Sharma

Education Mr. Sharma is a Bachelor in Business Studies from Sukhdev College of Business Studies, University of Delhi and holds a Post Graduate Diploma in Management from IIM - Calcutta.

Experience Prior to joining Motilal Oswal Asset management, he has worked with Franklin Templeton Asset Management (India) Pvt. Ltd. ICICI Securities (Feb 2010 - August 2014) as an Equity research Analyst and Credit Analysis and Research Limited (Apr 2009 - Feb 2010) as a Ratings Analyst.

Rajasa Kakulavarapu

Education Ms. Kakulavarapu has done B.Tech and MBA.

Experience Prior to joining Franklin Templeton Mutual Fund, she has worked with Jefferies India Pvt. Ltd. and Credit Suisse Securities (India) Pvt. Ltd.

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at high risk

AMC and Fund details

Rank (total sets) 4

Date of Incorporation 1997-03-31

Total AUM 2025-11-30

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.