ICICI Prudential Banking and Financial Services-IDCW
ICICI Prudential Banking and Financial Services-IDCW: Mutual Fund Overview
ICICI Prudential Banking and Financial Services-IDCW is an Sectoral-Banking mutual fund with over 17.55 years of performance history. The scheme manages an AUM of ₹10886.22 Cr and has a NAV of ₹24.47. It is rated '3' stars by analysts. Investors can begin a SIP with as little as ₹100.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 11.53%.
Equity, Sectoral-Banking, Principal at very high risk
1 Year Return 11.53% at 12 Mar 2026 07:20 PM
Fund Details
NAV 24.47
Sub-Type Sectoral-Banking
Rating 3
Min. SIP Amount ₹100.0
Fund Age(Year) 17.55
Fund Size(in Crores) 10886.22
Fund Performance
1 Month -7.5%
3 Month -7.61%
6 Month -3.12%
1 Year 11.53%
3 Year 14.25%
5 Year 10.8%
Know This Fund
As on 12 Mar 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (96.52%) Market Cap Large Cap 62.57 Mid Cap 14.02 Small Cap 19.93 Top Sectors Financial 78.51 Insurance 16.28 Services 1.65 Unclassified 0.08 Top Holding CSB Bank 0.56 Repco Home Finance 0.87 LIC Housing Fin. 3.36 State Bank of India 4.34 Bandhan Bank 1.07 Angel One 0.29 HDFC Bank 16.47 Bajaj Holdings & Invest. 0.71 SBI Cards 3.75 PNB Housing Finance 1.93 ICICI Prudential 1.51 Can Fin Homes 1.8 CMS Info Systems 0.28 Max Financial Services 2.26 Equitas Small Finance Bank 0.16 Aadhar Housing Fin 0.28 Sundaram Finance 0.02 Cholamandalam Investment and Finance Company 0.08 Fusion Fin 0.44 Bajaj Finserv 0.91 Bajaj Finance 2.63 Aavas Financiers 1.39 Life Insurance 0.57 Axis Bank 8.31 SBI Life Insurance Company 6.06 HDB Financial Services 2.51 ICICI Bank 14.05 HDFC Life Insurance 3.44 Kotak Mahindra Bank 5 UTI Asset Mgmt 1.1 Medi Assist Healthcare Services 1 360 One Wam 0.24 Canara Robeco Asset Management Company 0.08 Seshaasai Technologies 0.36 Star Health and Allied Insurance Company 1.19 Aptus Value Housing Finance India 2 Canara HSBC Life Insurance Company 0.02 ICICI Lombard Gen. Insurance 3.14 General Insurance Corporation of India 0.35 MAS Financial 0.3 Bajaj Housing Finance 0.42 Anand Rathi Wealth 1.27
Debt & Others (3.48%) Sector Allocation Repo 3.13 Net Payables -0.27 Cash Margin 0.41 Debt Credit Ratings Debt Category Others 3.27 Reserve Bank of India 0.21
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-Growth Ret 1M -7.9% Ret 1Y 15.41% Ret 3Y 15.64% Ret 5Y 11.23%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Ret 1M -7.9% Ret 1Y 15.41% Ret 3Y 15.64% Ret 5Y 11.23%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Reinvestment Ret 1M -7.9% Ret 1Y 15.41% Ret 3Y 15.64% Ret 5Y 11.23%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-Growth Ret 1M -8.33% Ret 1Y 16.13% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Payout Ret 1M -8.33% Ret 1Y 16.13% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Reinvestment Ret 1M -8.33% Ret 1Y 16.13% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-Growth Ret 1M -8.51% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Payout Ret 1M -8.51% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Reinvestment Ret 1M -8.51% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-Growth Ret 1M -8.44% Ret 1Y 11.25% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-IDCW Ret 1M -8.44% Ret 1Y 11.25% Ret 3Y 0% Ret 5Y 0%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 1.8%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Sharmila D'Silva
Education Ms. D'Silva is CA and BAF
Experience She joined ICICI Prudential AMC Limited in September 2016.
Roshan Chutkey
Education Roshan Chutkey did his engineering from IIT Madras, MBA from IIM Lucknow and has a Masters in Finance degree from London Business School.
Experience He is associated with ICICI Prudential AMC from February 2015 and has 12 years of overall experience in the industry.
Antariksha Banerjee
Education PGDM (MBA) S. P. Jain Institute of Management & Research, Mumbai
Experience He joined ICICI Prudential AMC, he has been part of the Research team of the AMC.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at very high risk
AMC and Fund details
Rank (total sets) 55
Date of Incorporation 2008-08-22
Total AUM 1124266.03
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
Take Your Next Step
