HDFC Banking & Financial Services Fund Direct - IDCW Reinvestment
HDFC Banking & Financial Services Fund Direct - IDCW Reinvestment: Mutual Fund Overview
HDFC Banking & Financial Services Fund Direct - IDCW Reinvestment is an Sectoral-Banking mutual fund with over 4.7 years of performance history. The scheme manages an AUM of ₹4510.13 Cr and has a NAV of ₹16.064. It is rated '3' stars by analysts. Investors can begin a SIP with as little as ₹100.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 19.69%.
Equity, Sectoral-Banking, Principal at very high risk
1 Year Return 19.69% at 12 Mar 2026 07:59 PM
Fund Details
NAV 16.064
Sub-Type Sectoral-Banking
Rating 3
Min. SIP Amount ₹100.0
Fund Age(Year) 4.7
Fund Size(in Crores) 4510.13
Fund Performance
1 Month -7.61%
3 Month -4.81%
6 Month 2.89%
1 Year 19.69%
3 Year 17.09%
5 Year 0.0%
Know This Fund
As on 12 Mar 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (95.41%) Market Cap Mid Cap 10.21 Large Cap 73.63 Small Cap 11.57 Top Sectors Financial 24.44 Energy 13.33 Construction 11.85 Automobile 11.84 Capital Goods 7.53 Materials 6.78 Insurance 6.03 Services 5 Communication 2.86 Chemicals 1.93 Metals & Mining 1.23 Textiles 0.95 Consumer Staples 0.81 Technology 0.6 Healthcare 0.18 Consumer Discretionary 0.06 Top Holding IEX 0.3 Nifty 50 4.14 ICICI Lombard Gen. Insurance 0.48 Trent 0.41 Maruti Suzuki India 3.66 Info Edge (India) 0.94 Oberoi Realty 0.46 LIC Housing Fin. 0.21 Gujarat State Petronet 0.15 Schaeffler India 0.15 Aarti Industries 0.3 Ultratech Cement 3.21 Tata Motors Passenger Vehicles 0.11 Amara Raja Energy & Mobility 0.19 ABB India 0.73 ICICI Bank 7.67 Shree Cement 0.96 SKF India 0.24 Mahindra & Mahindra 1.78 Siemens 0.77 Tata Motors 0.14 Grindwell Norton 0.1 Birla Corporation 0.11 NTPC 3.42 HDFC Life Insurance 2.31 Hindustan Aero 0.97 Hyundai Motor 0.89 Supreme Petrochem 0.08 NHPC 0.59 Affle 3I 0.24 Page Industries 0.95 Vedanta 0.97 GAIL (India) 0.07 Prestige Estates Projects 1.19 PI Industries 0.52 Swiggy 0.34 TVS Holdings 0.29 Bharat Heavy Electricals 0.24 Atul 0.54 Oil India 0.61 Bharti Airtel 2.67 Gujarat Narmada Fert & Chem 0.3 Tata Power Company 0.39 DLF 2.35 3M India 0.57 UTI Asset Mgmt 0.2 Bajaj Auto 1.09 Axis Bank 4.44 Camlin Fine Sciences 0 Timken India 0.62 Cummins India 2.43 Bank of Baroda 0.13 SKF India (Industrial) 0.35 Tata Chemicals 0.27 Supreme Industries 0.31 SBI Life Insurance Company 1.67 Can Fin Homes 0.11 ICICI Prudential 1.08 Indiamart 0.3 Reliance Industries 5.3 Asian Paints 1.94 Care Ratings 0.22 Automotive Axles 0.14 Triveni Turbine 0.56 Interglobe Aviation 1.66 Ingersoll-Rand 0.52 ONGC 1.3 HDFC Bank 9.41 Gujarat Pipavav Port 0.63 Ashok Leyland 0.88 HDFC AMC 0.73 Life Insurance 0.43 Sobha 0.18 Hero Motocorp 2.57 Power Grid Corporation Of India 1.01 Larsen & Toubro 6.92 Honeywell Automation India 0.25 Sundaram Finance 0.02 PNB Housing Finance 0.02
Debt & Others (4.59%) Sector Allocation Repo 4.25 Treasury Bills 1.71 Net Payables -4.77 Debt Credit Ratings Debt Category Reserve Bank of India 1.71 Xtrackers Harvest CSI 300 China A-Shares ETF 3.06 Others -0.18
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund Regular-Growth Ret 1M 0.44% Ret 1Y 7.7% Ret 3Y 8.05% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund Regular-IDCW Ret 1M 0.44% Ret 1Y 7.7% Ret 3Y 8.05% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL IBX 60:40 SDL+AAA PSU-Apr 2025 Index Fund Regular-Growth Ret 1M 0.47% Ret 1Y 6.94% Ret 3Y 6.08% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL IBX 60:40 SDL+AAA PSU-Apr 2025 Index Fund Regular-IDCW Ret 1M 0.47% Ret 1Y 6.94% Ret 3Y 6.08% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL IBX 60:40 SDL+ AAA PSU Apr 2026 Index Fund Regular-Growth Ret 1M 0.36% Ret 1Y 6.44% Ret 3Y 7.1% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL IBX 60:40 SDL+ AAA PSU Apr 2026 Index Fund Regular-IDCW Ret 1M 0.36% Ret 1Y 6.44% Ret 3Y 7.1% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL IBX 60:40 SDL+AAA PSU-Apr 2027 Index Fund Regular-Growth Ret 1M 0.5% Ret 1Y 7.37% Ret 3Y 7.62% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL IBX 60:40 SDL+AAA PSU-Apr 2027 Index Fund Regular-IDCW Ret 1M 0.5% Ret 1Y 7.37% Ret 3Y 7.62% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund Regular-Growth Ret 1M 0.45% Ret 1Y 7.73% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund Regular-IDCW Ret 1M 0.45% Ret 1Y 7.73% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL-IBX AAA NBFC-HFC Index-Dec 2025 Fund Regular-Growth Ret 1M 0.45% Ret 1Y 7.19% Ret 3Y 0% Ret 5Y 0%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 0.8%
Exit Load 1.0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Dhruv Muchhal
Education Mr. Dhruv has done B.Com, CA and CFA
Experience Prior to joining HDFC MF,he has worked with Motilal Oswal Financial Services Ltd., Goldman Sachs, CRISIL Global Research & Analytics and Deloitte Haskins & Sells
Anand Laddha
Education Mr. Laddha has done B.Com. and CA
Experience Prior to joining HDFC Asset Management Company Limited, he has worked with Refco-Sify Securities India Pvt. Ltd. Last Position Held - AVP - FII Equity & Derivative Sales. Alchemy Share & Stock Brokers Pvt. Ltd. Last Position Held - Equity & Derivative Sales.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at very high risk
AMC and Fund details
Rank (total sets) 14
Date of Incorporation 2021-07-01
Total AUM 952319.77
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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