Kotak Banking and PSU Debt Fund Regular-IDCW Monthly
Kotak Banking and PSU Debt Fund Regular-IDCW Monthly: Mutual Fund Overview
Kotak Banking and PSU Debt Fund Regular-IDCW Monthly is an Banking and PSU mutual fund with over 27.23 years of performance history. The scheme manages an AUM of ₹5408.68 Cr and has a NAV of ₹12.7171. It is rated '3' stars by analysts. Investors can begin a SIP with as little as ₹100.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 6.39%.
Debt, Banking and PSU, Principal at moderate risk
1 Year Return 6.39% at 24 Mar 2026 04:23 PM
Fund Details
NAV 12.7171
Sub-Type Banking and PSU
Rating 3
Min. SIP Amount ₹100.0
Fund Age(Year) 27.23
Fund Size(in Crores) 5408.68
Fund Performance
1 Month -0.17%
3 Month 0.68%
6 Month 2.3%
1 Year 6.39%
3 Year 7.19%
5 Year 6.19%
Know This Fund
As on 24 Mar 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (0%) Market Cap Top Sectors Top Holding
Debt & Others (100%) Sector Allocation Additional Tier 1 Bond 1.79 State Development Loan 8.94 GOI Securities 1.31 Debt Credit Ratings AAA 74.68 SOV 10.25 A1+ 9.13 Cash & Call Money 2.92 AA+ 2.69 Debt Category LIC Housing Fin. 2.34 Canara Bank 6.96 Tamilnadu State 1.94 Gujarat State 3.75
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-Growth Ret 1M -0.22% Ret 1Y 5.82% Ret 3Y 6.96% Ret 5Y 5.98%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Ret 1M -0.22% Ret 1Y 5.82% Ret 3Y 6.96% Ret 5Y 5.98%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Monthly Ret 1M -0.22% Ret 1Y 5.82% Ret 3Y 6.96% Ret 5Y 5.98%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Quarterly Ret 1M -0.22% Ret 1Y 5.82% Ret 3Y 6.96% Ret 5Y 5.98%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Reinvestment Ret 1M -0.22% Ret 1Y 5.82% Ret 3Y 6.96% Ret 5Y 5.98%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Retail-Growth Ret 1M -0.22% Ret 1Y 5.82% Ret 3Y 6.96% Ret 5Y 5.98%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Retail-IDCW Quarterly Ret 1M -0.22% Ret 1Y 5.82% Ret 3Y 6.96% Ret 5Y 5.98%
Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-Bonus Ret 1M -0.18% Ret 1Y 6.09% Ret 3Y 6.87% Ret 5Y 5.77%
Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-Growth Ret 1M -0.18% Ret 1Y 6.09% Ret 3Y 6.87% Ret 5Y 5.77%
Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-IDCW Daily Reinvestment Ret 1M -0.18% Ret 1Y 6.09% Ret 3Y 6.87% Ret 5Y 5.77%
Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-IDCW Monthly Payout Ret 1M -0.18% Ret 1Y 6.09% Ret 3Y 6.87% Ret 5Y 5.77%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 0.75%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Palha Khanna
Education Ms. Khanna has done B.Com and MBA, Finance
Experience Prior to joining Kotak Mutual Fund, she has worked with HDFC Asset Management Company Ltd
Dharmesh Thakar
Education PGeMBA in Finance
Experience Prior to joining the Kotak AMC, he was associated with Trust Financial Consultancy Services Pvt Ltd.
Abhishek Bisen
Education Mr. Bisen is a BA and MBA in Finance.
Experience Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.
Deepak Agrawal
Education Mr. Agrawal is Post Graduate in Commerce from Mumbai University, Chartered Accountant, Company Secretary and CFA.
Experience He has been associated with Kotak AMC since 2002.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderate risk
AMC and Fund details
Rank (total sets) 5
Date of Incorporation 1998-12-29
Total AUM 595413.8
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
Take Your Next Step
Kotak Banking and PSU Debt Fund Regular-IDCW Monthly FAQs
How to invest in Kotak Banking and PSU Debt Fund Regular-IDCW Monthly?
Investing in Kotak Banking and PSU Debt Fund Regular-IDCW Monthly through Motilal Oswal is simple and completely online. You just need to follow the step-by-step process below to get started in a few minutes.
- Log in to your Motilal Oswal account via the app or website
- Go to the Mutual Funds section
- Search for Kotak Banking and PSU Debt Fund Regular-IDCW Monthly in the search bar
- Select your preferred investment mode – Lumpsum or SIP
- Enter investment details such as amount and linked bank account
- Complete your KYC, if not already done
- Review and confirm details including fund name, plan type, amount, and bank account
- Make the payment using Net Banking, UPI, or other available options
- Receive transaction confirmation via email or SMS
What is the expense ratio of Kotak Banking and PSU Debt Fund Regular-IDCW Monthly?
The term expense ratio for Kotak Banking and PSU Debt Fund Regular-IDCW Monthly or any other mutual fund is the annual fee charged by the fund house for managing your investment scheme. The expense ratio of Kotak Banking and PSU Debt Fund Regular-IDCW Monthly is 0.75% as of 24 Mar 2026.
What is the NAV of Kotak Banking and PSU Debt Fund Regular-IDCW Monthly?
The NAV of Kotak Banking and PSU Debt Fund Regular-IDCW Monthly is ₹12.7171 as of 24 Mar 2026.
What is the AUM of Kotak Banking and PSU Debt Fund Regular-IDCW Monthly?
The AUM (Assets Under Management) of Kotak Banking and PSU Debt Fund Regular-IDCW Monthly is the total value of assets managed by the fund at a given time, which is updated regularly. The AUM of Kotak Banking and PSU Debt Fund Regular-IDCW Monthly is ₹5408.68 Cr as of 24 Mar 2026.
What is the PE and PB ratio of Kotak Banking and PSU Debt Fund Regular-IDCW Monthly?
The PE ratio of Kotak Banking and PSU Debt Fund Regular-IDCW Monthly shows how much investors are paying for the fund's underlying earnings, while the PB ratio indicates how the fund's holdings are valued compared to their book value.
Can I invest in SIP and Lump Sum in Kotak Banking and PSU Debt Fund Regular-IDCW Monthly?
Yes, you can invest in Kotak Banking and PSU Debt Fund Regular-IDCW Monthly through both SIP (Systematic Investment Plan) and lump sum options, depending on your investment preference and financial goals.
What is the return of Kotak Banking and PSU Debt Fund Regular-IDCW Monthly in the last 5 years?
The return of Kotak Banking and PSU Debt Fund Regular-IDCW Monthly in the last 5 years is 6.19%.
What is the minimum SIP investment required in Kotak Banking and PSU Debt Fund Regular-IDCW Monthly?
The minimum SIP investment in Kotak Banking and PSU Debt Fund Regular-IDCW Monthly depends on the fund's scheme rules and usually starts at a small amount. For Kotak Banking and PSU Debt Fund Regular-IDCW Monthly, the minimum SIP amount is ₹100.0.
What is the current NAV of Kotak Banking and PSU Debt Fund Regular-IDCW Monthly?
The NAV of Kotak Banking and PSU Debt Fund Regular-IDCW Monthly, as of 24 Mar 2026, is ₹12.7171.
Who manages the Kotak Banking and PSU Debt Fund Regular-IDCW Monthly?
The fund managers responsible for Kotak Banking and PSU Debt Fund Regular-IDCW Monthly are:
- Palha Khanna
- Dharmesh Thakar
- Abhishek Bisen
- Deepak Agrawal