Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW

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Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW: Mutual Fund Overview

Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW is an Banking and PSU mutual fund with over 17.91 years of performance history. The scheme manages an AUM of ₹8991.85 Cr and has a NAV of ₹155.0579. It is rated '3' stars by analysts. Investors can begin a SIP with as little as ₹1000.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 5.82%.

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Debt, Banking and PSU, Principal at moderate risk

1 Year Return 5.82% at 24 Mar 2026 03:41 PM

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Fund Details

NAV 155.0579

Sub-Type Banking and PSU

Rating 3

Min. SIP Amount ₹1000.0

Fund Age(Year) 17.91

Fund Size(in Crores) 8991.85

Fund Performance

1 Month -0.22%

3 Month 0.52%

6 Month 1.75%

1 Year 5.82%

3 Year 6.96%

5 Year 5.98%

Know This Fund

As on 24 Mar 2026

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (0%) Market Cap Top Sectors Top Holding

Debt & Others (100%) Sector Allocation Securitised Debt 2.52 Bonds/NCDs 0.17 Certificate of Deposit 17.77 Debt Credit Ratings AAA 62.89 A1+ 18.86 SOV 14.78 Cash & Call Money 3.16 Others 0.31 Debt Category Axis Bank 0.53 Bajaj Finance 2.99 Karnataka State 0.11 Housing & Urban Dev Corp 0.83

Comparison with same funds

Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-Growth Ret 1M -0.22% Ret 1Y 5.82% Ret 3Y 6.96% Ret 5Y 5.98%

Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Ret 1M -0.22% Ret 1Y 5.82% Ret 3Y 6.96% Ret 5Y 5.98%

Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Monthly Ret 1M -0.22% Ret 1Y 5.82% Ret 3Y 6.96% Ret 5Y 5.98%

Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Quarterly Ret 1M -0.22% Ret 1Y 5.82% Ret 3Y 6.96% Ret 5Y 5.98%

Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Reinvestment Ret 1M -0.22% Ret 1Y 5.82% Ret 3Y 6.96% Ret 5Y 5.98%

Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Retail-Growth Ret 1M -0.22% Ret 1Y 5.82% Ret 3Y 6.96% Ret 5Y 5.98%

Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Retail-IDCW Quarterly Ret 1M -0.22% Ret 1Y 5.82% Ret 3Y 6.96% Ret 5Y 5.98%

Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-Bonus Ret 1M -0.18% Ret 1Y 6.09% Ret 3Y 6.87% Ret 5Y 5.77%

Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-Growth Ret 1M -0.18% Ret 1Y 6.09% Ret 3Y 6.87% Ret 5Y 5.77%

Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-IDCW Daily Reinvestment Ret 1M -0.18% Ret 1Y 6.09% Ret 3Y 6.87% Ret 5Y 5.77%

Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-IDCW Monthly Payout Ret 1M -0.18% Ret 1Y 6.09% Ret 3Y 6.87% Ret 5Y 5.77%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 0.73%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Kaustubh Gupta

Education Mr. Gupta is a B.Com and a Chartered Accountant.

Experience Prior to joining Aditya Birla Sun Life AMC he has worked with ICICI Bank.

Harshil Suvarnkar

Education Mr. Suvarnkar has doneB.Com, Masters in Management Studies (Finance) and Post Graduate Diploma in Securities Law.

Experience Prior to Joining Aditya Birla Sun Life MF, he has worked with Indiabulls Housing Finance Limited,

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at moderate risk

AMC and Fund details

Rank (total sets) 15

Date of Incorporation 2008-04-24

Total AUM 435493.47

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.

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Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW FAQs

How to invest in Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW?

Investing in Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW through Motilal Oswal is simple and completely online. You just need to follow the step-by-step process below to get started in a few minutes.

Log in to your Motilal Oswal account via the app or website
Go to the Mutual Funds section
Search for Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW in the search bar
Select your preferred investment mode – Lumpsum or SIP
Enter investment details such as amount and linked bank account
Complete your KYC, if not already done
Review and confirm details including fund name, plan type, amount, and bank account
Make the payment using Net Banking, UPI, or other available options
Receive transaction confirmation via email or SMS

What is the expense ratio of Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW?

The term expense ratio for Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW or any other mutual fund is the annual fee charged by the fund house for managing your investment scheme. The expense ratio of Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW is 0.73% as of 24 Mar 2026.

What is the NAV of Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW?

The NAV of Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW is ₹155.0579 as of 24 Mar 2026.

What is the AUM of Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW?

The AUM (Assets Under Management) of Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW is the total value of assets managed by the fund at a given time, which is updated regularly. The AUM of Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW is ₹8991.85 Cr as of 24 Mar 2026.

What is the PE and PB ratio of Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW?

The PE ratio of Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW shows how much investors are paying for the fund's underlying earnings, while the PB ratio indicates how the fund's holdings are valued compared to their book value.

Can I invest in SIP and Lump Sum in Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW?

Yes, you can invest in Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW through both SIP (Systematic Investment Plan) and lump sum options, depending on your investment preference and financial goals.

What is the return of Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW in the last 5 years?

The return of Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW in the last 5 years is 5.98%.

What is the minimum SIP investment required in Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW?

The minimum SIP investment in Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW depends on the fund's scheme rules and usually starts at a small amount. For Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW, the minimum SIP amount is ₹1000.0.

What is the current NAV of Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW?

The NAV of Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW, as of 24 Mar 2026, is ₹155.0579.

Who manages the Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW?

The fund managers responsible for Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW are:

Kaustubh Gupta
Harshil Suvarnkar