Kotak Banking and PSU Debt Fund Direct-IDCW Monthly

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Kotak Banking and PSU Debt Fund Direct-IDCW Monthly: Mutual Fund Overview

Kotak Banking and PSU Debt Fund Direct-IDCW Monthly is an Banking and PSU mutual fund with over 13.22 years of performance history. The scheme manages an AUM of ₹5408.68 Cr and has a NAV of ₹10.2188. It is rated '3' stars by analysts. Investors can begin a SIP with as little as ₹100.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 6.76%.

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Debt, Banking and PSU, Principal at moderate risk

1 Year Return 6.76% at 24 Mar 2026 03:55 PM

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Fund Details

NAV 10.2188

Sub-Type Banking and PSU

Rating 3

Min. SIP Amount ₹100.0

Fund Age(Year) 13.22

Fund Size(in Crores) 5408.68

Fund Performance

1 Month -0.14%

3 Month 0.77%

6 Month 2.48%

1 Year 6.76%

3 Year 7.6%

5 Year 6.62%

Know This Fund

As on 24 Mar 2026

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (0%) Market Cap Top Sectors Top Holding

Debt & Others (0%) Sector Allocation Debt Credit Ratings Debt Category

Comparison with same funds

Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-Growth Ret 1M -0.22% Ret 1Y 5.82% Ret 3Y 6.96% Ret 5Y 5.98%

Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Ret 1M -0.22% Ret 1Y 5.82% Ret 3Y 6.96% Ret 5Y 5.98%

Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Monthly Ret 1M -0.22% Ret 1Y 5.82% Ret 3Y 6.96% Ret 5Y 5.98%

Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Quarterly Ret 1M -0.22% Ret 1Y 5.82% Ret 3Y 6.96% Ret 5Y 5.98%

Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Reinvestment Ret 1M -0.22% Ret 1Y 5.82% Ret 3Y 6.96% Ret 5Y 5.98%

Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Retail-Growth Ret 1M -0.22% Ret 1Y 5.82% Ret 3Y 6.96% Ret 5Y 5.98%

Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Retail-IDCW Quarterly Ret 1M -0.22% Ret 1Y 5.82% Ret 3Y 6.96% Ret 5Y 5.98%

Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-Bonus Ret 1M -0.18% Ret 1Y 6.09% Ret 3Y 6.87% Ret 5Y 5.77%

Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-Growth Ret 1M -0.18% Ret 1Y 6.09% Ret 3Y 6.87% Ret 5Y 5.77%

Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-IDCW Daily Reinvestment Ret 1M -0.18% Ret 1Y 6.09% Ret 3Y 6.87% Ret 5Y 5.77%

Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-IDCW Monthly Payout Ret 1M -0.18% Ret 1Y 6.09% Ret 3Y 6.87% Ret 5Y 5.77%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 0.4%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Dharmesh Thakar

Education PGeMBA in Finance

Experience Prior to joining the Kotak AMC, he was associated with Trust Financial Consultancy Services Pvt Ltd.

Abhishek Bisen

Education Mr. Bisen is a BA and MBA in Finance.

Experience Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.

Deepak Agrawal

Education Mr. Agrawal is Post Graduate in Commerce from Mumbai University, Chartered Accountant, Company Secretary and CFA.

Experience He has been associated with Kotak AMC since 2002.

Palha Khanna

Education Ms. Khanna has done B.Com and MBA, Finance

Experience Prior to joining Kotak Mutual Fund, she has worked with HDFC Asset Management Company Ltd

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at moderate risk

AMC and Fund details

Rank (total sets) 5

Date of Incorporation 2013-01-01

Total AUM 595413.8

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.

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Kotak Banking and PSU Debt Fund Direct-IDCW Monthly FAQs

How to invest in Kotak Banking and PSU Debt Fund Direct-IDCW Monthly?

Investing in Kotak Banking and PSU Debt Fund Direct-IDCW Monthly through Motilal Oswal is simple and completely online. You just need to follow the step-by-step process below to get started in a few minutes.

Log in to your Motilal Oswal account via the app or website
Go to the Mutual Funds section
Search for Kotak Banking and PSU Debt Fund Direct-IDCW Monthly in the search bar
Select your preferred investment mode – Lumpsum or SIP
Enter investment details such as amount and linked bank account
Complete your KYC, if not already done
Review and confirm details including fund name, plan type, amount, and bank account
Make the payment using Net Banking, UPI, or other available options
Receive transaction confirmation via email or SMS

What is the expense ratio of Kotak Banking and PSU Debt Fund Direct-IDCW Monthly?

The term expense ratio for Kotak Banking and PSU Debt Fund Direct-IDCW Monthly or any other mutual fund is the annual fee charged by the fund house for managing your investment scheme. The expense ratio of Kotak Banking and PSU Debt Fund Direct-IDCW Monthly is 0.4% as of 24 Mar 2026.

What is the NAV of Kotak Banking and PSU Debt Fund Direct-IDCW Monthly?

The NAV of Kotak Banking and PSU Debt Fund Direct-IDCW Monthly is ₹10.2188 as of 24 Mar 2026.

What is the AUM of Kotak Banking and PSU Debt Fund Direct-IDCW Monthly?

The AUM (Assets Under Management) of Kotak Banking and PSU Debt Fund Direct-IDCW Monthly is the total value of assets managed by the fund at a given time, which is updated regularly. The AUM of Kotak Banking and PSU Debt Fund Direct-IDCW Monthly is ₹5408.68 Cr as of 24 Mar 2026.

What is the PE and PB ratio of Kotak Banking and PSU Debt Fund Direct-IDCW Monthly?

The PE ratio of Kotak Banking and PSU Debt Fund Direct-IDCW Monthly shows how much investors are paying for the fund's underlying earnings, while the PB ratio indicates how the fund's holdings are valued compared to their book value.

Can I invest in SIP and Lump Sum in Kotak Banking and PSU Debt Fund Direct-IDCW Monthly?

Yes, you can invest in Kotak Banking and PSU Debt Fund Direct-IDCW Monthly through both SIP (Systematic Investment Plan) and lump sum options, depending on your investment preference and financial goals.

What is the return of Kotak Banking and PSU Debt Fund Direct-IDCW Monthly in the last 5 years?

The return of Kotak Banking and PSU Debt Fund Direct-IDCW Monthly in the last 5 years is 6.62%.

What is the minimum SIP investment required in Kotak Banking and PSU Debt Fund Direct-IDCW Monthly?

The minimum SIP investment in Kotak Banking and PSU Debt Fund Direct-IDCW Monthly depends on the fund's scheme rules and usually starts at a small amount. For Kotak Banking and PSU Debt Fund Direct-IDCW Monthly, the minimum SIP amount is ₹100.0.

What is the current NAV of Kotak Banking and PSU Debt Fund Direct-IDCW Monthly?

The NAV of Kotak Banking and PSU Debt Fund Direct-IDCW Monthly, as of 24 Mar 2026, is ₹10.2188.

Who manages the Kotak Banking and PSU Debt Fund Direct-IDCW Monthly?

The fund managers responsible for Kotak Banking and PSU Debt Fund Direct-IDCW Monthly are:

Dharmesh Thakar
Abhishek Bisen
Deepak Agrawal
Palha Khanna