Kotak Banking & Financial Services Fund Direct - IDCW
Kotak Banking & Financial Services Fund Direct - IDCW: Mutual Fund Overview
Kotak Banking & Financial Services Fund Direct - IDCW is an Sectoral-Banking mutual fund with over 3.04 years of performance history. The scheme manages an AUM of ₹1435.52 Cr and has a NAV of ₹16.111. It is rated 'Not Rated' stars by analysts. Investors can begin a SIP with as little as ₹100.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 17.61%.
Equity, Sectoral-Banking, Principal at very high risk
1 Year Return 17.61% at 12 Mar 2026 08:50 PM
Fund Details
NAV 16.111
Sub-Type Sectoral-Banking
Rating Not Rated
Min. SIP Amount ₹100.0
Fund Age(Year) 3.04
Fund Size(in Crores) 1435.52
Fund Performance
1 Month -7.52%
3 Month -3.55%
6 Month 2.38%
1 Year 17.61%
3 Year 17.25%
5 Year 0.0%
Know This Fund
As on 12 Mar 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (99.99%) Market Cap Large Cap 29.97 Small Cap 4.14 Mid Cap 65.88 Top Sectors Materials 41.83 Construction 24.28 Capital Goods 20.24 Consumer Discretionary 9.75 Financial 3.89 Top Holding Astral 3.23 DLF 4.39 Polycab India 6.01 Bajaj Housing Finance 1.28 Ambuja Cements 4.7 Lodha Developers 4.43 JK Cement 3.78 Havells India 5 Asian Paints 4.22 Godrej Properties 4.09 Dalmia Bharat 2.51 Supreme Industries 4.13 ACC 1.53 The Phoenix Mills 4.77 Grasim Industries 5.07 Blue Star 4.03 LIC Housing Fin. 2.61 Ultratech Cement 5.58 Oberoi Realty 2.85 Dixon Technologies (India) 4.25 Shree Cement 5.03 Kei Industries 4.98 Berger Paints India 2.05 Voltas 5.72 Prestige Estates Projects 3.75
Debt & Others (0.01%) Sector Allocation Net Current Assets 0.01 Debt Credit Ratings Debt Category Others 0.01
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-Growth Ret 1M -7.9% Ret 1Y 15.41% Ret 3Y 15.64% Ret 5Y 11.23%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Ret 1M -7.9% Ret 1Y 15.41% Ret 3Y 15.64% Ret 5Y 11.23%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Reinvestment Ret 1M -7.9% Ret 1Y 15.41% Ret 3Y 15.64% Ret 5Y 11.23%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-Growth Ret 1M -8.33% Ret 1Y 16.13% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Payout Ret 1M -8.33% Ret 1Y 16.13% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Reinvestment Ret 1M -8.33% Ret 1Y 16.13% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-Growth Ret 1M -8.51% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Payout Ret 1M -8.51% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Reinvestment Ret 1M -8.51% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-Growth Ret 1M -8.44% Ret 1Y 11.25% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-IDCW Ret 1M -8.44% Ret 1Y 11.25% Ret 3Y 0% Ret 5Y 0%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 0.68%
Exit Load 0.5%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Shibani Sircar Kurian
Education Ms. Kurian has done PGDM (Specialization in Finance), BSc (Hons)-Economics
Experience Prior to joining Kotak AMC, she was working with Dawnay Day AV India Advisors Pvt Ltd and UTI AMC.
Arjun Khanna
Education Mr. Khanna has done CFA, FRM, MMS(Finance) & B.E (Electronics)
Experience Prior to joining Kotak Mahindra Mutual Fund, he was with Principal Mutual Fund and has also worked with Citibank.
Abhishek Bisen
Education Mr. Bisen is a BA and MBA in Finance.
Experience Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at very high risk
AMC and Fund details
Rank (total sets) 6
Date of Incorporation 2023-02-27
Total AUM 595413.8
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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