Bandhan Credit Risk Fund Regular-IDCW Yearly Reinvestment
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Debt, Credit Risk, Principal at moderate risk
1 Year Return 6.22% at 22 Dec 2025 06:24 PM
Fund Details
NAV 10.6372
Sub-Type Credit Risk
Rating 2
Min. SIP Amount ₹100.0
Fund Age(Year) 8.8
Fund Size(in Crores) 254.56
Fund Performance
1 Month 0.17%
3 Month 1.05%
6 Month 1.98%
1 Year 6.22%
3 Year 6.37%
5 Year 5.27%
Know This Fund
As on 22 Dec 2025
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (76.46%) Market Cap Small Cap 20.62 Mid Cap 17.08 Large Cap 38.77 Top Sectors Financial 20.54 Services 14.96 Capital Goods 10.58 Technology 6.31 Construction 3.91 Communication 3.76 Energy 3.51 Healthcare 3.14 Automobile 3.09 Metals & Mining 2.43 Materials 2 Chemicals 1.13 Consumer Staples 1.1 Top Holding Five-Star Business Finance 1.7 PG Electroplast 1.6 Canara Bank 2.67 Exicom Tele-Systems 0.5 Axis Bank 1.96 Coforge 3.51 Blue Jet Healthcare 0.34 Tech Mahindra 2.3 Camlin Fine Sciences 1.13 Hi-Tech Pipes 0.61 Subros 0.64 Vedanta 1.82 CG Power 1 Cohance Lifesciences 0.95 Metropolis Healthcare 1.85 TD Power Systems 1.26 Bharti Airtel 3.76 Bajaj Finance 3.39 Maruti Suzuki India 2.45 Jubilant FoodWorks 1.85 Waaree Energies 3.01 Interglobe Aviation 2.04 Hindustan Aero 1.9 Oracle Financial Services Software 0.5 Polycab India 2.21 ICICI Bank 1.71 HDFC Bank 4.35 REC 0.76 Larsen & Toubro 3.91 Ujjivan Small Finance Bank 4.01 One97 Communications 2.77 Ultratech Cement 2 Jyoti CNC Automation 1.26 MCX 3.68 Kaynes Technology India 1.35 Optiemus Infracom 0.89 Bikaji Foods International 1.1 Eternal 2.29 Leela Palaces Hotels 0.63 Devyani International 0.8
Debt & Others (23.54%) Sector Allocation Net Receivables 0.63 Non Convertible Debenture 0.86 Floating Rate Bond 0.93 Debt Credit Ratings AAA 11.07 SOV 8.87 AA 1.24 A1+ 0.96 AA+ 0.75 Debt Category National Bank Agr. Rur. Devp 1.12 NTPC 0.25 Piramal Finance 0.62 Others 0.64
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-Bonus Ret 1M 0.23% Ret 1Y 13.37% Ret 3Y 10.65% Ret 5Y 9.1%
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-Growth Ret 1M 0.23% Ret 1Y 13.37% Ret 3Y 10.65% Ret 5Y 9.1%
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-IDCW Ret 1M 0.23% Ret 1Y 13.37% Ret 3Y 10.65% Ret 5Y 9.1%
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-IDCW Reinvestment Ret 1M 0.23% Ret 1Y 13.37% Ret 3Y 10.65% Ret 5Y 9.1%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-Growth Ret 1M 0.33% Ret 1Y 8.57% Ret 3Y 7.86% Ret 5Y 6.73%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Monthly Payout Ret 1M 0.33% Ret 1Y 8.57% Ret 3Y 7.86% Ret 5Y 6.73%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Monthly Reinvestment Ret 1M 0.33% Ret 1Y 8.57% Ret 3Y 7.86% Ret 5Y 6.73%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Weekly Payout Ret 1M 0.33% Ret 1Y 8.57% Ret 3Y 7.86% Ret 5Y 6.73%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Weekly Reinvestment Ret 1M 0.33% Ret 1Y 8.57% Ret 3Y 7.86% Ret 5Y 6.73%
Equity, Flexi Cap funds Bandhan Credit Risk Fund Regular-Growth Ret 1M 0.17% Ret 1Y 6.22% Ret 3Y 6.37% Ret 5Y 5.27%
Equity, Flexi Cap funds Bandhan Credit Risk Fund Regular-IDCW Ret 1M 0.17% Ret 1Y 6.22% Ret 3Y 6.37% Ret 5Y 5.27%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 1.69%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Brijesh Shah
Education Mr. Shah is a Post Graduate Diploma in Finance.
Experience Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.
Gautam Kaul
Education Mr. Kaul is a B.Com (H) and MBA (Finance).
Experience Prior to joining Bandhan Mutual Fund(formerly IDFC Mutual Fund), he has worked with Edelweiss AMC, Invesco Mutual Fund, Sahara India Asset Management Company Pvt. Ltd, IDBI AMC. and Mata Securities (India) Pvt. Ltd.
Debraj Lahiri
Education Mr. Lahiri has done B.Tech and MBA
Experience Prior to joining Bandhan Mutual Fund, he has worked with ICICI Prudential AMC Ltd, Invesco Asset Management (India) Pvt. Ltd, CARE Ratings and Bank of Baroda
Sreejith Balasubramanian
Education Mr. Balasubramanian has done B.E in Mechanical and MBA in Finance from IBS Hyderabad (ICFAI University)
Experience Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund), he was associated with Cognizant Technology Solutions Ltd. as Research Manager
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderate risk
AMC and Fund details
Rank (total sets) 14
Date of Incorporation 2017-03-03
Total AUM 2025-11-30
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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