HSBC Credit Risk Fund-Growth
HSBC Credit Risk Fund-Growth: Mutual Fund Overview
HSBC Credit Risk Fund-Growth is an Credit Risk mutual fund with over 16.42 years of performance history. The scheme manages an AUM of ₹481.31 Cr and has a NAV of ₹33.5259. It is rated '3' stars by analysts. Investors can begin a SIP with as little as ₹1000.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 20.02%.
Debt, Credit Risk, Principal at moderately high risk
1 Year Return 20.02% at 12 Mar 2026 07:35 PM
Fund Details
NAV 33.5259
Sub-Type Credit Risk
Rating 3
Min. SIP Amount ₹1000.0
Fund Age(Year) 16.42
Fund Size(in Crores) 481.31
Fund Performance
1 Month 0.54%
3 Month 1.3%
6 Month 2.72%
1 Year 20.02%
3 Year 11.1%
5 Year 8.61%
Know This Fund
As on 12 Mar 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (97.48%) Market Cap Mid Cap 16.08 Small Cap 34.74 Large Cap 46.66 Top Sectors Financial 25.65 Services 13.51 Healthcare 8.13 Automobile 7.91 Capital Goods 7.84 Technology 5.63 Consumer Staples 5.15 Construction 4.94 Metals & Mining 4.86 Energy 3.43 Materials 3.03 Communication 2.85 Textiles 1.84 Unclassified 1.36 Chemicals 1.36 Top Holding KEC International 1.82 PNB Housing Finance 1.91 Northern ARC Capital 1.21 Manappuram Finance 0.91 Larsen & Toubro 3.63 Kotak Mahindra Bank 2.07 WeWork India Management 1.91 State Bank of India 2.24 Infosys 1.63 Mahindra & Mahindra Financial Services 2.19 Ceat 1.07 Tech Mahindra 1.48 United Spirits 2.36 ICICI Prudential Asset Management Company 1.36 Karur Vysya Bank 2.99 BSE 1.73 Coforge 1.2 Vedanta 2.5 Mahindra & Mahindra 1.08 Eternal 1.59 Shaily Eng Plastics 1.6 HDFC Bank 4.01 Spandana Sphoorty Financial - PPE 0.12 Maruti Suzuki India 2.47 Jubilant FoodWorks 2.05 Prestige Estates Projects 1.3 Jindal Steel 2.36 Tinna Rubber And Infrastructure 1.36 Reliance Industries 3.43 CarTrade Tech 1.71 Spandana Sphoorty 0.99 Lupin 2.65 Persistent Systems 1.31 Syrma SGS Technology 2.25 Bajaj Finance 1.72 Bharti Airtel 2.85 Max Financial Services 2.2 Apar Industries 1.35 Polycab India 2.58 Neuland Laboratories 1.32 Max Healthcare Institute 2.23 Sanathan Textiles 1.84 Godfrey Phillips India 1.44 Titagarh Rail Systems 1.09 Bajaj Auto 2.2 Travel Food Services 2.59 ICICI Bank 3.08 The Ramco Cements 1.43 Onesource Specialty Pharma 1.93 Voltamp Transformers 1.2 One97 Communications 1.93
Debt & Others (2.5300000000000002%) Sector Allocation CBLO 1.6 Net Receivables 0.93 Debt Credit Ratings Debt Category Others 2.52
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-Growth Ret 1M -7.9% Ret 1Y 15.41% Ret 3Y 15.64% Ret 5Y 11.23%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Ret 1M -7.9% Ret 1Y 15.41% Ret 3Y 15.64% Ret 5Y 11.23%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Reinvestment Ret 1M -7.9% Ret 1Y 15.41% Ret 3Y 15.64% Ret 5Y 11.23%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-Growth Ret 1M -8.33% Ret 1Y 16.13% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Payout Ret 1M -8.33% Ret 1Y 16.13% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Reinvestment Ret 1M -8.33% Ret 1Y 16.13% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-Growth Ret 1M -8.51% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Payout Ret 1M -8.51% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Reinvestment Ret 1M -8.51% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-Growth Ret 1M -8.44% Ret 1Y 11.25% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-IDCW Ret 1M -8.44% Ret 1Y 11.25% Ret 3Y 0% Ret 5Y 0%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 1.64%
Exit Load 1.0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Shriram Ramanathan
Education Shriram is a B.E. (Electrical), PGDBM from XLRI Jamshedpur and CFA.
Experience Prior to joining HSBC Mutual Fund, he has worked with L&T MF, FIL Fund Management Pvt. Ltd., ING Investment Management, Zurich Asset Management Co., ICICI Ltd., and L&T Ltd.
Kapil Punjabi
Education Mr. Kapil Punjabi is MMS from Mumbai University.
Experience Prior to joining HSBC Asset Management (India) Pvt. Ltd., he has worked with Taurus Asset Management Co. Ltd., Edelweiss Asset Management Ltd., Edelweiss Securities Ltd. and Trans Market Group Research (India) Pvt. Ltd.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderately high risk
AMC and Fund details
Rank (total sets) 9
Date of Incorporation 2009-10-08
Total AUM 137331.96
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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