UTI Credit Risk Fund Direct-Flexi IDCW Reinvestment
UTI Credit Risk Fund Direct-Flexi IDCW Reinvestment: Mutual Fund Overview
UTI Credit Risk Fund Direct-Flexi IDCW Reinvestment is an Credit Risk mutual fund with over 11.52 years of performance history. The scheme manages an AUM of ₹256.65 Cr and has a NAV of ₹12.7914. It is rated '3' stars by analysts. Investors can begin a SIP with as little as ₹500.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 7.14%.
Debt, Credit Risk, Principal at moderately high risk
1 Year Return 7.14% at 24 Mar 2026 04:22 PM
Fund Details
NAV 12.7914
Sub-Type Credit Risk
Rating 3
Min. SIP Amount ₹500.0
Fund Age(Year) 11.52
Fund Size(in Crores) 256.65
Fund Performance
1 Month 0.01%
3 Month 1.28%
6 Month 2.77%
1 Year 7.14%
3 Year 7.85%
5 Year 10.13%
Know This Fund
As on 24 Mar 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (74.98%) Market Cap Large Cap 47.97 Small Cap 15.16 Mid Cap 11.84 Top Sectors Financial 18.65 Services 12.38 Capital Goods 7.58 Automobile 7.45 Energy 4.25 Healthcare 4.16 Technology 3.96 Construction 3.72 Communication 3.71 Metals & Mining 2.73 Consumer Staples 2.41 Materials 1.5 Unclassified 1.27 Insurance 1.17 Textiles 0.04 Top Holding One97 Communications 2.35 Kaynes Technology India 1.59 Anirit Ventures 0.04 Subros 0.14 Eternal 2.01 Cohance Lifesciences 0.59 Mahindra & Mahindra 1.52 Larsen & Toubro 3.72 Leela Palaces Hotels 0.76 Jyoti CNC Automation 0.71 Eicher Motors 1.67 ICICI Prudential 1.17 Interglobe Aviation 1.51 Five-Star Business Finance 0.81 Polycab India 1.17 Maruti Suzuki India 2.12 Bajaj Finance 3.66 Jubilant FoodWorks 1.46 Tata Motors 1.55 United Spirits 1.37 HDFC Bank 4.22 Reliance Industries 1.9 Apollo Hospitals Enterprise 1.98 Canara Bank 2.42 NTPC 0.88 CG Power 1.18 Bharat Forge 0.44 Ujjivan Small Finance Bank 3.13 Axis Bank 2.53 Bharti Airtel 3.71 Vedanta 2.73 Waaree Energies 1.47 Coforge 1.87 ICICI Prudential Asset Management Company 1.27 PG Electroplast 1.81 Adani Ports and Special Economic Zone 1.13 ICICI Bank 1.87 Hindustan Aero 1.12 Tech Mahindra 2.09 Metropolis Healthcare 1.59 MCX 3.17 The India Cements 1.5 Bikaji Foods International 1.04
Debt & Others (25.020000000000003%) Sector Allocation Certificate of Deposit 3.71 CBLO 1.49 Bonds/NCDs 1.51 Debt Credit Ratings SOV 8.11 AAA 7.66 A1+ 3.71 Cash & Call Money 2.66 AA+ 1.52 Debt Category Union Bank of India 1.33 REC 1.37 LIC Housing Fin. 1.3 Canara Bank 1.03
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-Bonus Ret 1M -0.22% Ret 1Y 12.4% Ret 3Y 11.72% Ret 5Y 9.67%
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-Growth Ret 1M -0.22% Ret 1Y 12.4% Ret 3Y 11.72% Ret 5Y 9.67%
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-IDCW Ret 1M -0.22% Ret 1Y 12.4% Ret 3Y 11.72% Ret 5Y 9.67%
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-IDCW Reinvestment Ret 1M -0.22% Ret 1Y 12.4% Ret 3Y 11.72% Ret 5Y 9.67%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-Growth Ret 1M -0.26% Ret 1Y 7.73% Ret 3Y 7.65% Ret 5Y 6.66%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Monthly Payout Ret 1M -0.26% Ret 1Y 7.73% Ret 3Y 7.65% Ret 5Y 6.66%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Monthly Reinvestment Ret 1M -0.26% Ret 1Y 7.73% Ret 3Y 7.65% Ret 5Y 6.66%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Weekly Payout Ret 1M -0.26% Ret 1Y 7.73% Ret 3Y 7.65% Ret 5Y 6.66%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Weekly Reinvestment Ret 1M -0.26% Ret 1Y 7.73% Ret 3Y 7.65% Ret 5Y 6.66%
Equity, Flexi Cap funds Bandhan Credit Risk Fund Regular-Growth Ret 1M -0.12% Ret 1Y 5.03% Ret 3Y 6.17% Ret 5Y 5.4%
Equity, Flexi Cap funds Bandhan Credit Risk Fund Regular-IDCW Ret 1M -0.12% Ret 1Y 5.03% Ret 3Y 6.17% Ret 5Y 5.4%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 0.93%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Abhishek Sonthalia
Education Mr. Sonthalia has done B. Com, Management Programme from NITIE and CFA Charter holder.
Experience Prior to joining UTI Mutual Fund, he has worked with Tata Mutual Fund, CRISIL Ltd. and TCS.
Sunil Madhukar Patil
Education Mr. Patil is MMF, Finance
Experience He joined UTI AMC in October 1989. He has overall 32 years of experience in Primary Market Investment / Dealing and Fund Management.
Ritesh Nambiar
Education Mr. Nambiar is an MMS (Finance), CFA and FRM holder.
Experience Prior to joining UTI AMC in March 2008, he was a Fixed Income Analyst with CRISIL Research (January 2007 - March 2008) and a Fixed Income Trader with Eurex, LIFFE and CBOE Desk )(May 2005 - October 2006).
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderately high risk
AMC and Fund details
Rank (total sets) 8
Date of Incorporation 2014-09-15
Total AUM 396376.12
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
Take Your Next Step
UTI Credit Risk Fund Direct-Flexi IDCW Reinvestment FAQs
How to invest in UTI Credit Risk Fund Direct-Flexi IDCW Reinvestment?
Investing in UTI Credit Risk Fund Direct-Flexi IDCW Reinvestment through Motilal Oswal is simple and completely online. You just need to follow the step-by-step process below to get started in a few minutes.
- Log in to your Motilal Oswal account via the app or website
- Go to the Mutual Funds section
- Search for UTI Credit Risk Fund Direct-Flexi IDCW Reinvestment in the search bar
- Select your preferred investment mode – Lumpsum or SIP
- Enter investment details such as amount and linked bank account
- Complete your KYC, if not already done
- Review and confirm details including fund name, plan type, amount, and bank account
- Make the payment using Net Banking, UPI, or other available options
- Receive transaction confirmation via email or SMS
What is the expense ratio of UTI Credit Risk Fund Direct-Flexi IDCW Reinvestment?
The term expense ratio for UTI Credit Risk Fund Direct-Flexi IDCW Reinvestment or any other mutual fund is the annual fee charged by the fund house for managing your investment scheme. The expense ratio of UTI Credit Risk Fund Direct-Flexi IDCW Reinvestment is 0.93% as of 24 Mar 2026.
What is the NAV of UTI Credit Risk Fund Direct-Flexi IDCW Reinvestment?
The NAV of UTI Credit Risk Fund Direct-Flexi IDCW Reinvestment is ₹12.7914 as of 24 Mar 2026.
What is the AUM of UTI Credit Risk Fund Direct-Flexi IDCW Reinvestment?
The AUM (Assets Under Management) of UTI Credit Risk Fund Direct-Flexi IDCW Reinvestment is the total value of assets managed by the fund at a given time, which is updated regularly. The AUM of UTI Credit Risk Fund Direct-Flexi IDCW Reinvestment is ₹256.65 Cr as of 24 Mar 2026.
What is the PE and PB ratio of UTI Credit Risk Fund Direct-Flexi IDCW Reinvestment?
The PE ratio of UTI Credit Risk Fund Direct-Flexi IDCW Reinvestment shows how much investors are paying for the fund's underlying earnings, while the PB ratio indicates how the fund's holdings are valued compared to their book value.
Can I invest in SIP and Lump Sum in UTI Credit Risk Fund Direct-Flexi IDCW Reinvestment?
Yes, you can invest in UTI Credit Risk Fund Direct-Flexi IDCW Reinvestment through both SIP (Systematic Investment Plan) and lump sum options, depending on your investment preference and financial goals.
What is the return of UTI Credit Risk Fund Direct-Flexi IDCW Reinvestment in the last 5 years?
The return of UTI Credit Risk Fund Direct-Flexi IDCW Reinvestment in the last 5 years is 10.13%.
What is the minimum SIP investment required in UTI Credit Risk Fund Direct-Flexi IDCW Reinvestment?
The minimum SIP investment in UTI Credit Risk Fund Direct-Flexi IDCW Reinvestment depends on the fund's scheme rules and usually starts at a small amount. For UTI Credit Risk Fund Direct-Flexi IDCW Reinvestment, the minimum SIP amount is ₹500.0.
What is the current NAV of UTI Credit Risk Fund Direct-Flexi IDCW Reinvestment?
The NAV of UTI Credit Risk Fund Direct-Flexi IDCW Reinvestment, as of 24 Mar 2026, is ₹12.7914.
Who manages the UTI Credit Risk Fund Direct-Flexi IDCW Reinvestment?
The fund managers responsible for UTI Credit Risk Fund Direct-Flexi IDCW Reinvestment are:
- Abhishek Sonthalia
- Sunil Madhukar Patil
- Ritesh Nambiar