UTI Banking & PSU Fund Regular-IDCW Quarterly Reinvestment
UTI Banking & PSU Fund Regular-IDCW Quarterly Reinvestment: Mutual Fund Overview
UTI Banking & PSU Fund Regular-IDCW Quarterly Reinvestment is an Banking and PSU mutual fund with over 12.13 years of performance history. The scheme manages an AUM of ₹1098.92 Cr and has a NAV of ₹15.6346. It is rated '5' stars by analysts. Investors can begin a SIP with as little as ₹500.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 6.83%.
Debt, Banking and PSU, Principal at low to moderate risk
1 Year Return 6.83% at 24 Mar 2026 03:11 PM
Fund Details
NAV 15.6346
Sub-Type Banking and PSU
Rating 5
Min. SIP Amount ₹500.0
Fund Age(Year) 12.13
Fund Size(in Crores) 1098.92
Fund Performance
1 Month 0.09%
3 Month 0.96%
6 Month 2.29%
1 Year 6.83%
3 Year 7.16%
5 Year 7.16%
Know This Fund
As on 24 Mar 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (0%) Market Cap Top Sectors Top Holding
Debt & Others (100%) Sector Allocation Certificate of Deposit 14.31 Alternative Investment Fund 0.34 Non Convertible Debenture 16.83 Debt Credit Ratings AAA 66.55 A1+ 16.19 Cash & Call Money 10.02 SOV 5.68 Term Deposits 1.22 Debt Category Bank of Baroda 1.58 Tamilnadu State 0.01 Kotak Mahindra Bank 2.27 State Bank of India 0.6
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Government Securities Fund Regular-Growth Ret 1M -1.44% Ret 1Y -1.08% Ret 3Y 5.11% Ret 5Y 4.71%
Equity, Flexi Cap funds Aditya Birla Sun Life Government Securities Fund Regular-Growth Instant Gain Ret 1M -1.44% Ret 1Y -1.08% Ret 3Y 5.11% Ret 5Y 4.71%
Equity, Flexi Cap funds Aditya Birla Sun Life Government Securities Fund Regular-IDCW Quarterly Ret 1M -1.44% Ret 1Y -1.08% Ret 3Y 5.11% Ret 5Y 4.71%
Equity, Flexi Cap funds Aditya Birla Sun Life Government Securities Fund Regular-IDCW Quarterly Reinvestment Ret 1M -1.44% Ret 1Y -1.08% Ret 3Y 5.11% Ret 5Y 4.71%
Equity, Flexi Cap funds Axis Gilt Fund Regular-Bonus Ret 1M -0.47% Ret 1Y 2.84% Ret 3Y 6.9% Ret 5Y 5.47%
Equity, Flexi Cap funds Axis Gilt Fund Regular-Growth Ret 1M -0.47% Ret 1Y 2.84% Ret 3Y 6.9% Ret 5Y 5.47%
Equity, Flexi Cap funds Axis Gilt Fund Regular-IDCW Half Yearly Payout Ret 1M -0.47% Ret 1Y 2.84% Ret 3Y 6.9% Ret 5Y 5.47%
Equity, Flexi Cap funds Axis Gilt Fund Regular-IDCW Half Yearly Reinvestment Ret 1M -0.47% Ret 1Y 2.84% Ret 3Y 6.9% Ret 5Y 5.47%
Equity, Flexi Cap funds Axis Gilt Fund Regular-IDCW Payout Ret 1M -0.47% Ret 1Y 2.84% Ret 3Y 6.9% Ret 5Y 5.47%
Equity, Flexi Cap funds Axis Gilt Fund Regular-IDCW Reinvestment Ret 1M -0.47% Ret 1Y 2.84% Ret 3Y 6.9% Ret 5Y 5.47%
Equity, Flexi Cap funds Bajaj Finserv Gilt Fund Regular - Growth Ret 1M -0.67% Ret 1Y 0.28% Ret 3Y 0% Ret 5Y 0%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 0.46%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Anurag Mittal
Education Mr. Mittal is B.Com. (Hons), CA and M.Sc. in Accounting and Finance (specialization in Finance) from London School of Economics & Political Science.
Experience Prior to joining UTI Mutual Fund, he worked with IDFC AMC, HDFC AMC ( Sept. 2012 - Oct. 2015), Axis AMC (July 2009 - Sept. 2012), ICICI Prudential Life Insurance Company Ltd. as Credit Research Analyst (2008-2009) and with Bank of America in Corporate Banking (2006-2008).
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at low to moderate risk
AMC and Fund details
Rank (total sets) 1
Date of Incorporation 2014-02-03
Total AUM 396376.12
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
Take Your Next Step
UTI Banking & PSU Fund Regular-IDCW Quarterly Reinvestment FAQs
How to invest in UTI Banking & PSU Fund Regular-IDCW Quarterly Reinvestment?
Investing in UTI Banking & PSU Fund Regular-IDCW Quarterly Reinvestment through Motilal Oswal is simple and completely online. You just need to follow the step-by-step process below to get started in a few minutes.
- Log in to your Motilal Oswal account via the app or website
- Go to the Mutual Funds section
- Search for UTI Banking & PSU Fund Regular-IDCW Quarterly Reinvestment in the search bar
- Select your preferred investment mode – Lumpsum or SIP
- Enter investment details such as amount and linked bank account
- Complete your KYC, if not already done
- Review and confirm details including fund name, plan type, amount, and bank account
- Make the payment using Net Banking, UPI, or other available options
- Receive transaction confirmation via email or SMS
What is the expense ratio of UTI Banking & PSU Fund Regular-IDCW Quarterly Reinvestment?
The term expense ratio for UTI Banking & PSU Fund Regular-IDCW Quarterly Reinvestment or any other mutual fund is the annual fee charged by the fund house for managing your investment scheme. The expense ratio of UTI Banking & PSU Fund Regular-IDCW Quarterly Reinvestment is 0.46% as of 24 Mar 2026.
What is the NAV of UTI Banking & PSU Fund Regular-IDCW Quarterly Reinvestment?
The NAV of UTI Banking & PSU Fund Regular-IDCW Quarterly Reinvestment is ₹15.6346 as of 24 Mar 2026.
What is the AUM of UTI Banking & PSU Fund Regular-IDCW Quarterly Reinvestment?
The AUM (Assets Under Management) of UTI Banking & PSU Fund Regular-IDCW Quarterly Reinvestment is the total value of assets managed by the fund at a given time, which is updated regularly. The AUM of UTI Banking & PSU Fund Regular-IDCW Quarterly Reinvestment is ₹1098.92 Cr as of 24 Mar 2026.
What is the PE and PB ratio of UTI Banking & PSU Fund Regular-IDCW Quarterly Reinvestment?
The PE ratio of UTI Banking & PSU Fund Regular-IDCW Quarterly Reinvestment shows how much investors are paying for the fund's underlying earnings, while the PB ratio indicates how the fund's holdings are valued compared to their book value.
Can I invest in SIP and Lump Sum in UTI Banking & PSU Fund Regular-IDCW Quarterly Reinvestment?
Yes, you can invest in UTI Banking & PSU Fund Regular-IDCW Quarterly Reinvestment through both SIP (Systematic Investment Plan) and lump sum options, depending on your investment preference and financial goals.
What is the return of UTI Banking & PSU Fund Regular-IDCW Quarterly Reinvestment in the last 5 years?
The return of UTI Banking & PSU Fund Regular-IDCW Quarterly Reinvestment in the last 5 years is 7.16%.
What is the minimum SIP investment required in UTI Banking & PSU Fund Regular-IDCW Quarterly Reinvestment?
The minimum SIP investment in UTI Banking & PSU Fund Regular-IDCW Quarterly Reinvestment depends on the fund's scheme rules and usually starts at a small amount. For UTI Banking & PSU Fund Regular-IDCW Quarterly Reinvestment, the minimum SIP amount is ₹500.0.
What is the current NAV of UTI Banking & PSU Fund Regular-IDCW Quarterly Reinvestment?
The NAV of UTI Banking & PSU Fund Regular-IDCW Quarterly Reinvestment, as of 24 Mar 2026, is ₹15.6346.
Who manages the UTI Banking & PSU Fund Regular-IDCW Quarterly Reinvestment?
The fund managers responsible for UTI Banking & PSU Fund Regular-IDCW Quarterly Reinvestment are:
- Anurag Mittal