Aditya Birla Sun Life Savings Direct-Growth
Aditya Birla Sun Life Savings Direct-Growth: Mutual Fund Overview
Aditya Birla Sun Life Savings Direct-Growth is an Ultra Short Duration mutual fund with over 13.22 years of performance history. The scheme manages an AUM of ₹21466.7 Cr and has a NAV of ₹583.814. It is rated '2' stars by analysts. Investors can begin a SIP with as little as ₹1000.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 7.16%.
Debt, Ultra Short Duration, Principal at moderate risk
1 Year Return 7.16% at 24 Mar 2026 03:37 PM
Fund Details
NAV 583.814
Sub-Type Ultra Short Duration
Rating 2
Min. SIP Amount ₹1000.0
Fund Age(Year) 13.22
Fund Size(in Crores) 21466.7
Fund Performance
1 Month 0.34%
3 Month 1.36%
6 Month 2.93%
1 Year 7.16%
3 Year 7.55%
5 Year 6.49%
Know This Fund
As on 24 Mar 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (0%) Market Cap Top Sectors Top Holding
Debt & Others (0%) Sector Allocation Debt Credit Ratings Debt Category
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-Growth Ret 1M -0.22% Ret 1Y 5.82% Ret 3Y 6.96% Ret 5Y 5.98%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Ret 1M -0.22% Ret 1Y 5.82% Ret 3Y 6.96% Ret 5Y 5.98%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Monthly Ret 1M -0.22% Ret 1Y 5.82% Ret 3Y 6.96% Ret 5Y 5.98%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Quarterly Ret 1M -0.22% Ret 1Y 5.82% Ret 3Y 6.96% Ret 5Y 5.98%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Reinvestment Ret 1M -0.22% Ret 1Y 5.82% Ret 3Y 6.96% Ret 5Y 5.98%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Retail-Growth Ret 1M -0.22% Ret 1Y 5.82% Ret 3Y 6.96% Ret 5Y 5.98%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Retail-IDCW Quarterly Ret 1M -0.22% Ret 1Y 5.82% Ret 3Y 6.96% Ret 5Y 5.98%
Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-Bonus Ret 1M -0.18% Ret 1Y 6.09% Ret 3Y 6.87% Ret 5Y 5.77%
Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-Growth Ret 1M -0.18% Ret 1Y 6.09% Ret 3Y 6.87% Ret 5Y 5.77%
Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-IDCW Daily Reinvestment Ret 1M -0.18% Ret 1Y 6.09% Ret 3Y 6.87% Ret 5Y 5.77%
Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-IDCW Monthly Payout Ret 1M -0.18% Ret 1Y 6.09% Ret 3Y 6.87% Ret 5Y 5.77%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 0.32%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Monika Gandhi
Education Ms. Gandhi is CA, CAIIB and B.Com.(Hons)
Experience Prior to joining Aditya Birla Sun life Mutual Fund, she was a Deputy General Manager in IDBI Bank for 13 years wherein she handled project appraisal, credit evaluation and credit monitoring for Large and Mid-Corporates.
Dhaval Joshi
Education Mr. Joshi has done B.Com, M.Com. and MBA (Finance)
Experience Prior to joining Aditya Birla Sun Life Mutual Fund, he was associated with Sundaram Mutual Fund, Emkay Global Financial Services and Asit C Mehta Investment Intermediates Ltd..
Kaustubh Gupta
Education Mr. Gupta is a B.Com and a Chartered Accountant.
Experience Prior to joining Aditya Birla Sun Life AMC he has worked with ICICI Bank.
Sunaina da Cunha
Education Ms. Cunha is a B.Com (H) and MBA from FMS, Delhi.
Experience Prior to joining Aditya Birla Sun Life Asset Management Company, she has worked with Aditya Birla Management Corporation Ltd.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderate risk
AMC and Fund details
Rank (total sets) 14
Date of Incorporation 2013-01-01
Total AUM 435493.47
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
Take Your Next Step
Aditya Birla Sun Life Savings Direct-Growth FAQs
How to invest in Aditya Birla Sun Life Savings Direct-Growth?
Investing in Aditya Birla Sun Life Savings Direct-Growth through Motilal Oswal is simple and completely online. You just need to follow the step-by-step process below to get started in a few minutes.
- Log in to your Motilal Oswal account via the app or website
- Go to the Mutual Funds section
- Search for Aditya Birla Sun Life Savings Direct-Growth in the search bar
- Select your preferred investment mode – Lumpsum or SIP
- Enter investment details such as amount and linked bank account
- Complete your KYC, if not already done
- Review and confirm details including fund name, plan type, amount, and bank account
- Make the payment using Net Banking, UPI, or other available options
- Receive transaction confirmation via email or SMS
What is the expense ratio of Aditya Birla Sun Life Savings Direct-Growth?
The term expense ratio for Aditya Birla Sun Life Savings Direct-Growth or any other mutual fund is the annual fee charged by the fund house for managing your investment scheme. The expense ratio of Aditya Birla Sun Life Savings Direct-Growth is 0.32% as of 24 Mar 2026.
What is the NAV of Aditya Birla Sun Life Savings Direct-Growth?
The NAV of Aditya Birla Sun Life Savings Direct-Growth is ₹583.814 as of 24 Mar 2026.
What is the AUM of Aditya Birla Sun Life Savings Direct-Growth?
The AUM (Assets Under Management) of Aditya Birla Sun Life Savings Direct-Growth is the total value of assets managed by the fund at a given time, which is updated regularly. The AUM of Aditya Birla Sun Life Savings Direct-Growth is ₹21466.7 Cr as of 24 Mar 2026.
What is the PE and PB ratio of Aditya Birla Sun Life Savings Direct-Growth?
The PE ratio of Aditya Birla Sun Life Savings Direct-Growth shows how much investors are paying for the fund's underlying earnings, while the PB ratio indicates how the fund's holdings are valued compared to their book value.
Can I invest in SIP and Lump Sum in Aditya Birla Sun Life Savings Direct-Growth?
Yes, you can invest in Aditya Birla Sun Life Savings Direct-Growth through both SIP (Systematic Investment Plan) and lump sum options, depending on your investment preference and financial goals.
What is the return of Aditya Birla Sun Life Savings Direct-Growth in the last 5 years?
The return of Aditya Birla Sun Life Savings Direct-Growth in the last 5 years is 6.49%.
What is the minimum SIP investment required in Aditya Birla Sun Life Savings Direct-Growth?
The minimum SIP investment in Aditya Birla Sun Life Savings Direct-Growth depends on the fund's scheme rules and usually starts at a small amount. For Aditya Birla Sun Life Savings Direct-Growth, the minimum SIP amount is ₹1000.0.
What is the current NAV of Aditya Birla Sun Life Savings Direct-Growth?
The NAV of Aditya Birla Sun Life Savings Direct-Growth, as of 24 Mar 2026, is ₹583.814.
Who manages the Aditya Birla Sun Life Savings Direct-Growth?
The fund managers responsible for Aditya Birla Sun Life Savings Direct-Growth are:
- Monika Gandhi
- Dhaval Joshi
- Kaustubh Gupta
- Sunaina da Cunha