UTI Banking & PSU Fund Regular-Flexi IDCW Reinvestment

Fund Details

NAV 15.291

Sub-Type Banking and PSU

Rating 5

Min. SIP Amount ₹500.0

Fund Age(Year) 11.49

Fund Size(in Crores) 1098.92

Fund Performance

1 Month 0.43%

3 Month 1.15%

6 Month 2.59%

1 Year 7.35%

3 Year 7.47%

5 Year 7.24%

Know This Fund

As on 12 Mar 2026

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (48.6%) Market Cap Mid Cap 13.62 Large Cap 48.21 Small Cap -13.23 Top Sectors Financial 16.07 Services 4.89 Healthcare 4.52 Technology 3.91 Energy 3.32 Construction 2.46 Communication 2.26 Consumer Staples 1.88 Automobile 1.75 Materials 1.69 Capital Goods 1.66 Metals & Mining 1.61 Chemicals 1.02 Textiles 0.66 Insurance 0.62 Consumer Discretionary 0.28 Top Holding SRF 0 CG Power 0.27 Cipla 0.14 HDFC Life Insurance 0.54 DLF 0 Signatureglobal (India) 0.44 Thirumalai Chemicals 0.31 Indusind Bank 0.53 Medplus Health Services 0.46 SBI Life Insurance Company 0.08 Samvardhana Motherson 0.49 Ambuja Cements 0.45 Aditya Birla Capital 0 IIFL Finance 0.24 JB Chemicals 0.16 Eicher Motors 0 Jindal Steel 0 KEC International 0.2 IDFC First Bank 0.6 Cholamandalam Financial 0.36 Excelsoft Technologies 0.16 Muthoot Finance 0 Solar Industries India 0.15 Aster DM Healthcare 0.74 Dalmia Bharat 0.27 Tega Industries 0.61 Reliance Industries 2.35 PB Fintech 0.31 Tata Consultancy 0.86 Suzlon Energy 0 State Bank of India 1.79 Bajaj Finserv -0.01 Hindustan Petroleum Corporation 0 Tech Mahindra 0.32 Info Edge (India) 0.06 Garware Technical 0.37 Prestige Estates Projects 0 Page Industries 0.14 Shadowfax Technologies 0.61 Arvind 0.15 JSW Steel 0 MCX 0.11 Meesho 0.2 Ultratech Cement 0.97 ITC 0.36 HDFC Bank 2.9 Canara Bank 0 Bajaj Housing Finance 0.3 Godrej Properties 0.31 Kotak Mahindra Bank 0.82 JSW Energy 0.31 Torrent Pharmaceuticals 0 ISGEC Heavy Eng 0.31 Zee Entertainment Enterprises 0.07 Prudent Corporate Advisory Services 0.37 Indian Oil Corporation 0 Larsen & Toubro 1.42 Bharti Airtel 1.38 Aurobindo Pharma 0.48 Cohance Lifesciences 0.14 Glenmark Pharmaceuticals 0.55 ICICI Bank 3.11 Adani Energy Solutions 0 NTPC 0.58 Clean Science And Technology 0.08 Hero Motocorp 0.19 Infosys 1.41 Power Grid Corporation Of India 0 Lupin -0.01 Vedant Fashions 0.14 Varun Beverages 1.44 The Phoenix Mills 0.29 Interglobe Aviation 1.01 Vedanta 0.88 Axis Bank 1.89 Asian Paints 0 Mahindra & Mahindra 0.33 GAIL (India) 0.26 Punjab National Bank 0.44 City Union Bank 0.4 Bharti Airtel Ltd. - (Partly Paid up Equity Shares (Rights Issue)) 0.81 AU Small Finance Bank 0 Wockhardt 0.49 Polycab India 0 Bharat Electronics 0.33 Divi's Laboratories 0.58 Siemens 0.2 Pidilite Industries 0 Angel One 0.37 Manappuram Finance 0 PNB Housing Finance 0.48 Azad Engineering 0.05 Suraksha Diagnostic 0.3 Tata Consumer Products 0 Sun Pharmaceutical Industries 0.49 NMDC 0 United Spirits -0.01 Eternal 0.45 Carborundum Universal 0.12 Bank of India 0 One97 Communications 1.44 Mphasis 0.48 BlackBuck 0.56 HDFC AMC 0 Bosch 0 Patanjali Foods 0 UPL 0.48 Bajaj Finance 1.15 Tata Steel 0 Titan Company 0.28 Torrent Power 0.13 Triveni Engineering & Inds. 0.09 Marico 0 Bharat Heavy Electricals -0.01 Dabur India 0 Wipro 0.68 Bank of Baroda 0 Shriram Finance 0.33 Bajaj Auto 0.48 Nestle India 0 Maruti Suzuki India 0.26

Debt & Others (51.4%) Sector Allocation Net Payables -0.7 Cash Margin 22.13 Margin Money 0 Debt Credit Ratings Cash 22.13 SOV 9.14 A1+ 8.48 Cash & Call Money 8.34 AAA 1.95 Debt Category GOI 5.81 Others 30.47 Muthoot Finance 0.23 Godrej Industries 0.23

Comparison with same funds

Equity, Flexi Cap funds Aditya Birla Sun Life Balanced Advantage Fund Regular-Growth Ret 1M -4.46% Ret 1Y 9.53% Ret 3Y 12.19% Ret 5Y 9.84%

Equity, Flexi Cap funds Aditya Birla Sun Life Balanced Advantage Fund Regular-IDCW Ret 1M -4.46% Ret 1Y 9.53% Ret 3Y 12.19% Ret 5Y 9.84%

Equity, Flexi Cap funds Aditya Birla Sun Life Balanced Advantage Fund Regular-IDCW Payout Ret 1M -4.46% Ret 1Y 9.53% Ret 3Y 12.19% Ret 5Y 9.84%

Equity, Flexi Cap funds Aditya Birla Sun Life Dynamic Asset Allocation Omni FoF Regular-Growth Ret 1M -3.51% Ret 1Y 12.9% Ret 3Y 15.77% Ret 5Y 12.43%

Equity, Flexi Cap funds Aditya Birla Sun Life Dynamic Asset Allocation Omni FoF Regular-IDCW Half Yearly Ret 1M -3.51% Ret 1Y 12.9% Ret 3Y 15.77% Ret 5Y 12.43%

Equity, Flexi Cap funds Aditya Birla Sun Life Dynamic Asset Allocation Omni FoF Regular-IDCW Half Yearly Payout Ret 1M -3.51% Ret 1Y 12.9% Ret 3Y 15.77% Ret 5Y 12.43%

Equity, Flexi Cap funds Axis Balanced Advantage Fund Regular-Growth Ret 1M -3.96% Ret 1Y 6.49% Ret 3Y 13.89% Ret 5Y 10.06%

Equity, Flexi Cap funds Axis Balanced Advantage Fund Regular-IDCW Payout Ret 1M -3.96% Ret 1Y 6.49% Ret 3Y 13.89% Ret 5Y 10.06%

Equity, Flexi Cap funds Axis Balanced Advantage Fund Regular-IDCW Reinvestment Ret 1M -3.96% Ret 1Y 6.49% Ret 3Y 13.89% Ret 5Y 10.06%

Equity, Flexi Cap funds Axis Retirement Fund - Dynamic Plan Regular-Growth Ret 1M -6.32% Ret 1Y 4.46% Ret 3Y 13.54% Ret 5Y 8.3%

Equity, Flexi Cap funds Axis Retirement Fund - Dynamic Plan Regular-IDCW Ret 1M -6.32% Ret 1Y 4.46% Ret 3Y 13.54% Ret 5Y 8.3%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 0.46%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Anurag Mittal

Education Mr. Mittal is B.Com. (Hons), CA and M.Sc. in Accounting and Finance (specialization in Finance) from London School of Economics & Political Science.

Experience Prior to joining UTI Mutual Fund, he worked with IDFC AMC, HDFC AMC ( Sept. 2012 - Oct. 2015), Axis AMC (July 2009 - Sept. 2012), ICICI Prudential Life Insurance Company Ltd. as Credit Research Analyst (2008-2009) and with Bank of America in Corporate Banking (2006-2008).

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at low to moderate risk

AMC and Fund details

Rank (total sets) 3

Date of Incorporation 2014-09-15

Total AUM 396376.12

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.