Bank of India Consumption Fund Direct-Growth
Equity, Thematic-Consumption, Principal at very high risk
1 Year Return -0.28% at 08 Jun 2026 12:01 PM
Bank of India Consumption Fund Direct-Growth: Mutual Fund Overview
Bank of India Consumption Fund Direct-Growth is an Thematic-Consumption mutual fund with over 1.46 years of performance history. The scheme manages an AUM of ₹375.33 Cr and has a NAV of ₹10.44. It is rated 'Not Rated' stars by analysts. Investors can begin a SIP with as little as ₹1000.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of -0.28%.
Fund Details
NAV 10.44
Sub-Type Thematic-Consumption
Rating Not Rated
Min. SIP Amount ₹1000.0
Fund Age(Year) 1.46
Fund Size(in Crores) 375.33
Fund Performance
1 Month -2.06%
3 Month -0.09%
6 Month -8.17%
1 Year -0.28%
3 Year 0.0%
5 Year 0.0%
Know This Fund
As on 08 Jun 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (97.97%) Market Cap Large Cap 56.4 Mid Cap 9.77 Small Cap 31.8 Top Sectors Financial 34.65 Healthcare 9.52 Services 8.58 Energy 7.5 Metals & Mining 7.25 Automobile 6.37 Communication 5.12 Technology 4.88 Construction 4.2 Consumer Staples 2.9 Capital Goods 2.63 Chemicals 2.48 Textiles 1.88 Top Holding Aadhar Housing Fin 1.23 Aarti Pharmalabs 1.67 Aditya Birla AMC 1.3 Aditya Birla Real Estate 1.23 Apollo Hospitals Enterprise 2.72 Axis Bank 2.87 Bajaj Auto 1.7 Bank of Baroda 1.4 Bayer CropScience 0.87 Bharti Airtel 5.12 Can Fin Homes 0.92 Care Ratings 2.4 CMS Info Systems 1.45 Coromandel International 1.61 Cummins India 0.63 Fedbank Financial Services 2.96 Glaxosmithkline Pharma 0.5 HDFC AMC 1.27 HDFC Bank 3.38 Hindustan Aero 1.62 Home First Finance Company India 1.24 ICICI Bank 4.42 Infosys 0.73 Interglobe Aviation 1.42 ITC 1.67 Kotak Mahindra Bank 3.65 Kovai Medical Center & Hospital 0.33 Larsen & Toubro 3.63 LTM 0.73 Mahindra & Mahindra 2.47 Marksans Pharma 1.18 Medplus Health Services 0.93 Mphasis 0.98 Narayana Hrudayalaya 1.5 NCC 0.58 Nippon Life India Asset Management 1.75 NTPC 2.13 Oracle Financial Services Software 1.27 Pearl Global Industries 1.88 PNB Housing Finance 1.33 Power Grid Corporation Of India 0.88 Redington 0.63 Reliance Industries 4.49 RPG Life Sciences 0.8 Sagility 1 Shyam Metalics And Energy 2.14 State Bank of India 2.73 Tata Steel 3.09 Tech Mahindra 1.18 The South Indian Bank 4.2 Torrent Pharmaceuticals 1.56 Tube Investments Of India 0.89 TVS Motor Company 1.3 Vedanta 0.87 Vedanta Aluminium Metal 0.39 Vedanta Iron And Steel 0.39 Vedanta Oil and Gas 0.39 Vedanta Power 0.39
Debt & Others (2.02%) Sector Allocation Net Current Assets 0.23 Repo 1.75 Margin Money 0.04 Debt Credit Ratings Debt Category Others 2.03
Comparison with same funds
Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular-Growth Ret 1M 1.51% Ret 1Y 0.01% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular-IDCW Payout Ret 1M 1.51% Ret 1Y 0.01% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds 360 ONE FlexiCap Fund Regular-IDCW Reinvestment Ret 1M 1.51% Ret 1Y 0.01% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds 360 ONE Focused Fund Regular-Growth Ret 1M 0.28% Ret 1Y -2.34% Ret 3Y 11.96% Ret 5Y 12.33%
Equity, Flexi Cap funds 360 ONE Focused Fund Regular-IDCW Ret 1M 0.28% Ret 1Y -2.34% Ret 3Y 11.96% Ret 5Y 12.33%
Equity, Flexi Cap funds 360 ONE Focused Fund Regular-IDCW Reinvestment Ret 1M 0.28% Ret 1Y -2.34% Ret 3Y 11.96% Ret 5Y 12.33%
Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular-Growth Ret 1M 0.67% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular-IDCW Payout Ret 1M 0.67% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Abakkus Flexi Cap Fund Regular-IDCW Reinvestment Ret 1M 0.67% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life Bal Bhavishya Yojna Regular-Growth Ret 1M -0.84% Ret 1Y 1.79% Ret 3Y 11.94% Ret 5Y 8.67%
Equity, Flexi Cap funds Aditya Birla Sun Life Bal Bhavishya Yojna Regular-IDCW Ret 1M -0.84% Ret 1Y 1.79% Ret 3Y 11.94% Ret 5Y 8.67%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 1.27%
Exit Load 1.0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Nitin Gosar
Education Mr. Gosar holds a Master’s degree in Finance from ICFAI.
Experience Prior to joining Bank of India Mutual Fund, he was working with Invesco Mutual Fund, IFCI Financial Services Ltd. (I-Fin) as Research Analyst. He has also worked Batlivala & Karani Securities, SKP Securities and NDA Securities.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at very high risk
AMC and Fund details
Rank (total sets) 11
Date of Incorporation 2024-12-20
Total AUM 15292.59
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
Take Your Next Step
Bank of India Consumption Fund Direct-Growth FAQs
How to invest in Bank of India Consumption Fund Direct-Growth?
Investing in Bank of India Consumption Fund Direct-Growth through Motilal Oswal is simple and completely online. You just need to follow the step-by-step process below to get started in a few minutes.
- Log in to your Motilal Oswal account via the app or website
- Go to the Mutual Funds section
- Search for Bank of India Consumption Fund Direct-Growth in the search bar
- Select your preferred investment mode – Lumpsum or SIP
- Enter investment details such as amount and linked bank account
- Complete your KYC, if not already done
- Review and confirm details including fund name, plan type, amount, and bank account
- Make the payment using Net Banking, UPI, or other available options
- Receive transaction confirmation via email or SMS
What is the expense ratio of Bank of India Consumption Fund Direct-Growth?
The term expense ratio for Bank of India Consumption Fund Direct-Growth or any other mutual fund is the annual fee charged by the fund house for managing your investment scheme. The expense ratio of Bank of India Consumption Fund Direct-Growth is 1.27% as of 08 Jun 2026.
What is the NAV of Bank of India Consumption Fund Direct-Growth?
The NAV of Bank of India Consumption Fund Direct-Growth is ₹10.44 as of 08 Jun 2026.
What is the AUM of Bank of India Consumption Fund Direct-Growth?
The AUM (Assets Under Management) of Bank of India Consumption Fund Direct-Growth is the total value of assets managed by the fund at a given time, which is updated regularly. The AUM of Bank of India Consumption Fund Direct-Growth is ₹375.33 Cr as of 08 Jun 2026.
What is the PE and PB ratio of Bank of India Consumption Fund Direct-Growth?
The PE ratio of Bank of India Consumption Fund Direct-Growth shows how much investors are paying for the fund's underlying earnings, while the PB ratio indicates how the fund's holdings are valued compared to their book value.
Can I invest in SIP and Lump Sum in Bank of India Consumption Fund Direct-Growth?
Yes, you can invest in Bank of India Consumption Fund Direct-Growth through both SIP (Systematic Investment Plan) and lump sum options, depending on your investment preference and financial goals.
What is the return of Bank of India Consumption Fund Direct-Growth in the last 5 years?
The return of Bank of India Consumption Fund Direct-Growth in the last 5 years is 0.0%.
What is the minimum SIP investment required in Bank of India Consumption Fund Direct-Growth?
The minimum SIP investment in Bank of India Consumption Fund Direct-Growth depends on the fund's scheme rules and usually starts at a small amount. For Bank of India Consumption Fund Direct-Growth, the minimum SIP amount is ₹1000.0.
What is the current NAV of Bank of India Consumption Fund Direct-Growth?
The NAV of Bank of India Consumption Fund Direct-Growth, as of 08 Jun 2026, is ₹10.44.
Who manages the Bank of India Consumption Fund Direct-Growth?
The fund managers responsible for Bank of India Consumption Fund Direct-Growth are:
- Nitin Gosar