Bandhan Credit Risk Fund Direct-IDCW
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Debt, Credit Risk, Principal at moderate risk
1 Year Return 7.29% at 22 Dec 2025 06:24 PM
Fund Details
NAV 13.4994
Sub-Type Credit Risk
Rating 2
Min. SIP Amount ₹100.0
Fund Age(Year) 8.8
Fund Size(in Crores) 254.56
Fund Performance
1 Month 0.25%
3 Month 1.31%
6 Month 2.5%
1 Year 7.29%
3 Year 7.43%
5 Year 6.31%
Know This Fund
As on 22 Dec 2025
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (99.99%) Market Cap Large Cap 99.99 Top Sectors Financial 39.66 Energy 13.28 Technology 11.36 Automobile 6.11 Consumer Staples 6.06 Communication 5.71 Construction 4.72 Services 4.11 Materials 2.65 Healthcare 1.92 Consumer Discretionary 1.58 Capital Goods 1.46 Metals & Mining 1.37 Top Holding Larsen & Toubro 4.72 ICICI Bank 9.84 HDFC Bank 15.16 Sun Pharmaceutical Industries 1.92 ITC 3.87 Tata Steel 1.37 Maruti Suzuki India 2.08 Eternal 2.07 Titan Company 1.58 Tata Motors Passenger Vehicles 0.74 Axis Bank 3.63 NTPC 1.54 Trent 0.93 Bharti Airtel 5.71 Bajaj Finserv 1.2 Bajaj Finance 2.69 Power Grid Corporation Of India 1.22 Asian Paints 1.29 Reliance Industries 10.52 Hindustan Unilever 2.19 HCL Technologies 1.71 State Bank of India 4.04 Bharat Electronics 1.46 Tata Consultancy 3.16 Tech Mahindra 0.96 Mahindra & Mahindra 3.29 Adani Ports and Special Economic Zone 1.11 Kotak Mahindra Bank 3.1 Ultratech Cement 1.36 Infosys 5.53
Debt & Others (0.01%) Sector Allocation Net Payables -0.07 Repo 0.08 Debt Credit Ratings Debt Category Others 0.01
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Large Cap Fund Regular-Growth Ret 1M -0.28% Ret 1Y 7.22% Ret 3Y 14.9% Ret 5Y 15.78%
Equity, Flexi Cap funds Aditya Birla Sun Life Large Cap Fund Regular-IDCW Ret 1M -0.28% Ret 1Y 7.22% Ret 3Y 14.9% Ret 5Y 15.78%
Equity, Flexi Cap funds Aditya Birla Sun Life Large Cap Fund Regular-IDCW Reinvestment Ret 1M -0.28% Ret 1Y 7.22% Ret 3Y 14.9% Ret 5Y 15.78%
Equity, Flexi Cap funds Aditya Birla Sun Life Nifty 50 Equal Weight Index Fund Regular-Growth Ret 1M -0.64% Ret 1Y 10.97% Ret 3Y 15.99% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life Nifty 50 Equal Weight Index Fund Regular-IDCW Ret 1M -0.64% Ret 1Y 10.97% Ret 3Y 15.99% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life Nifty 50 Equal Weight Index Fund Regular-IDCW Reinvestment Ret 1M -0.64% Ret 1Y 10.97% Ret 3Y 15.99% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life Nifty 50 Index Fund Regular-Growth Ret 1M -0.33% Ret 1Y 9.24% Ret 3Y 12.81% Ret 5Y 14.17%
Equity, Flexi Cap funds Aditya Birla Sun Life Nifty 50 Index Fund Regular-IDCW Ret 1M -0.33% Ret 1Y 9.24% Ret 3Y 12.81% Ret 5Y 14.17%
Equity, Flexi Cap funds Aditya Birla Sun Life Nifty 50 Index Fund Regular-IDCW Reinvestment Ret 1M -0.33% Ret 1Y 9.24% Ret 3Y 12.81% Ret 5Y 14.17%
Equity, Flexi Cap funds Aditya Birla Sun Life Nifty Next 50 Index Fund Regular-Growth Ret 1M -1.85% Ret 1Y -3.45% Ret 3Y 15.82% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life Nifty Next 50 Index Fund Regular-IDCW Ret 1M -1.85% Ret 1Y -3.45% Ret 3Y 15.82% Ret 5Y 0%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 0.67%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Gautam Kaul
Education Mr. Kaul is a B.Com (H) and MBA (Finance).
Experience Prior to joining Bandhan Mutual Fund(formerly IDFC Mutual Fund), he has worked with Edelweiss AMC, Invesco Mutual Fund, Sahara India Asset Management Company Pvt. Ltd, IDBI AMC. and Mata Securities (India) Pvt. Ltd.
Brijesh Shah
Education Mr. Shah is a Post Graduate Diploma in Finance.
Experience Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.
Sreejith Balasubramanian
Education Mr. Balasubramanian has done B.E in Mechanical and MBA in Finance from IBS Hyderabad (ICFAI University)
Experience Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund), he was associated with Cognizant Technology Solutions Ltd. as Research Manager
Debraj Lahiri
Education Mr. Lahiri has done B.Tech and MBA
Experience Prior to joining Bandhan Mutual Fund, he has worked with ICICI Prudential AMC Ltd, Invesco Asset Management (India) Pvt. Ltd, CARE Ratings and Bank of Baroda
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderate risk
AMC and Fund details
Rank (total sets) 13
Date of Incorporation 2017-03-03
Total AUM 2025-11-30
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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