DSP Banking & PSU Debt Fund Direct-Growth
DSP Banking & PSU Debt Fund Direct-Growth: Mutual Fund Overview
DSP Banking & PSU Debt Fund Direct-Growth is an Banking and PSU mutual fund with over 12.52 years of performance history. The scheme manages an AUM of ₹3575.44 Cr and has a NAV of ₹25.5679. It is rated '1' stars by analysts. Investors can begin a SIP with as little as ₹100.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 5.4%.
Debt, Banking and PSU, Principal at moderate risk
1 Year Return 5.4% at 24 Mar 2026 03:18 PM
Fund Details
NAV 25.5679
Sub-Type Banking and PSU
Rating 1
Min. SIP Amount ₹100.0
Fund Age(Year) 12.52
Fund Size(in Crores) 3575.44
Fund Performance
1 Month -0.44%
3 Month 0.32%
6 Month 1.46%
1 Year 5.4%
3 Year 7.16%
5 Year 5.94%
Know This Fund
As on 24 Mar 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (0%) Market Cap Top Sectors Financial 98.02 Top Holding
Debt & Others (100%) Sector Allocation Net Payables -0.09 Foreign Mutual Funds 98.78 Repo 1.31 Debt Credit Ratings Debt Category Invesco India Pan European Equity Reg 98.78 Others 1.22
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-Growth Ret 1M -0.22% Ret 1Y 5.82% Ret 3Y 6.96% Ret 5Y 5.98%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Ret 1M -0.22% Ret 1Y 5.82% Ret 3Y 6.96% Ret 5Y 5.98%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Monthly Ret 1M -0.22% Ret 1Y 5.82% Ret 3Y 6.96% Ret 5Y 5.98%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Quarterly Ret 1M -0.22% Ret 1Y 5.82% Ret 3Y 6.96% Ret 5Y 5.98%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Reinvestment Ret 1M -0.22% Ret 1Y 5.82% Ret 3Y 6.96% Ret 5Y 5.98%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Retail-Growth Ret 1M -0.22% Ret 1Y 5.82% Ret 3Y 6.96% Ret 5Y 5.98%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Retail-IDCW Quarterly Ret 1M -0.22% Ret 1Y 5.82% Ret 3Y 6.96% Ret 5Y 5.98%
Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-Bonus Ret 1M -0.18% Ret 1Y 6.09% Ret 3Y 6.87% Ret 5Y 5.77%
Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-Growth Ret 1M -0.18% Ret 1Y 6.09% Ret 3Y 6.87% Ret 5Y 5.77%
Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-IDCW Daily Reinvestment Ret 1M -0.18% Ret 1Y 6.09% Ret 3Y 6.87% Ret 5Y 5.77%
Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-IDCW Monthly Payout Ret 1M -0.18% Ret 1Y 6.09% Ret 3Y 6.87% Ret 5Y 5.77%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 0.34%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Shantanu Godambe
Education Mr. Godambehas done B.Com, MS (Finance) and CFA
Experience Prior to joining DSP Mutual Fund, he has worked with Yes Bank, Prebon Yamane and ICAP India Private Limited
Karan Mundhra
Education Mr. Mundra is a B. COM. and Charted Accountant (CA)
Experience He is working with DSP Mutual Fund since april 2012, he has Over 9 years of experience.
Sandeep Yadav
Education Mr. Yadav is a Computer Engineer (Pune University), PGDBM (IIM Bangalore) and a CFA chartered holder.
Experience Prior to joining DSP, he has worked with Cognizant Technologies, Hughes Services and Mahindra British Telecom.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderate risk
AMC and Fund details
Rank (total sets) 19
Date of Incorporation 2013-09-14
Total AUM 230321.87
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
Take Your Next Step
DSP Banking & PSU Debt Fund Direct-Growth FAQs
How to invest in DSP Banking & PSU Debt Fund Direct-Growth?
Investing in DSP Banking & PSU Debt Fund Direct-Growth through Motilal Oswal is simple and completely online. You just need to follow the step-by-step process below to get started in a few minutes.
- Log in to your Motilal Oswal account via the app or website
- Go to the Mutual Funds section
- Search for DSP Banking & PSU Debt Fund Direct-Growth in the search bar
- Select your preferred investment mode – Lumpsum or SIP
- Enter investment details such as amount and linked bank account
- Complete your KYC, if not already done
- Review and confirm details including fund name, plan type, amount, and bank account
- Make the payment using Net Banking, UPI, or other available options
- Receive transaction confirmation via email or SMS
What is the expense ratio of DSP Banking & PSU Debt Fund Direct-Growth?
The term expense ratio for DSP Banking & PSU Debt Fund Direct-Growth or any other mutual fund is the annual fee charged by the fund house for managing your investment scheme. The expense ratio of DSP Banking & PSU Debt Fund Direct-Growth is 0.34% as of 24 Mar 2026.
What is the NAV of DSP Banking & PSU Debt Fund Direct-Growth?
The NAV of DSP Banking & PSU Debt Fund Direct-Growth is ₹25.5679 as of 24 Mar 2026.
What is the AUM of DSP Banking & PSU Debt Fund Direct-Growth?
The AUM (Assets Under Management) of DSP Banking & PSU Debt Fund Direct-Growth is the total value of assets managed by the fund at a given time, which is updated regularly. The AUM of DSP Banking & PSU Debt Fund Direct-Growth is ₹3575.44 Cr as of 24 Mar 2026.
What is the PE and PB ratio of DSP Banking & PSU Debt Fund Direct-Growth?
The PE ratio of DSP Banking & PSU Debt Fund Direct-Growth shows how much investors are paying for the fund's underlying earnings, while the PB ratio indicates how the fund's holdings are valued compared to their book value.
Can I invest in SIP and Lump Sum in DSP Banking & PSU Debt Fund Direct-Growth?
Yes, you can invest in DSP Banking & PSU Debt Fund Direct-Growth through both SIP (Systematic Investment Plan) and lump sum options, depending on your investment preference and financial goals.
What is the return of DSP Banking & PSU Debt Fund Direct-Growth in the last 5 years?
The return of DSP Banking & PSU Debt Fund Direct-Growth in the last 5 years is 5.94%.
What is the minimum SIP investment required in DSP Banking & PSU Debt Fund Direct-Growth?
The minimum SIP investment in DSP Banking & PSU Debt Fund Direct-Growth depends on the fund's scheme rules and usually starts at a small amount. For DSP Banking & PSU Debt Fund Direct-Growth, the minimum SIP amount is ₹100.0.
What is the current NAV of DSP Banking & PSU Debt Fund Direct-Growth?
The NAV of DSP Banking & PSU Debt Fund Direct-Growth, as of 24 Mar 2026, is ₹25.5679.
Who manages the DSP Banking & PSU Debt Fund Direct-Growth?
The fund managers responsible for DSP Banking & PSU Debt Fund Direct-Growth are:
- Shantanu Godambe
- Karan Mundhra
- Sandeep Yadav