Kotak Banking and PSU Debt Fund Regular-Growth
Mutual Fund Details – Invest Smart, Grow Wealth
Discover a variety of mutual funds tailored to your goals, from equity and debt to hybrid options. Track performance, compare funds, and get expert insights to make informed investment decisions. Grow your wealth with Motilal Oswal’s trusted mutual fund solutions.
Debt, Banking and PSU, Principal at moderate risk
1 Year Return 7.19% at 05 Feb 2026 11:19 AM
Fund Details
NAV 67.5657
Sub-Type Banking and PSU
Rating 3
Min. SIP Amount ₹100.0
Fund Age(Year) 27.1
Fund Size(in Crores) 5608.26
Fund Performance
1 Month 0.24%
3 Month 1.0%
6 Month 2.22%
1 Year 7.19%
3 Year 7.4%
5 Year 6.15%
Know This Fund
As on 05 Feb 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (0%) Market Cap Top Sectors Top Holding
Debt & Others (100%) Sector Allocation Certificate of Deposit 47.51 Treasury Bills 29.47 Repo 3.77 Debt Credit Ratings A1+ 66.52 SOV 29.47 Cash & Call Money 3.7 Others 0.31 Debt Category Punjab National Bank 4.87 The Federal Bank 4.75 Others 4.01 Export-Import Bank 4.74
Comparison with same funds
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 0.75%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Deepak Agrawal
Education Mr. Agrawal is Post Graduate in Commerce from Mumbai University, Chartered Accountant, Company Secretary and CFA.
Experience He has been associated with Kotak AMC since 2002.
Dharmesh Thakar
Education PGeMBA in Finance
Experience Prior to joining the Kotak AMC, he was associated with Trust Financial Consultancy Services Pvt Ltd.
Palha Khanna
Education Ms. Khanna has done B.Com and MBA, Finance
Experience Prior to joining Kotak Mutual Fund, she has worked with HDFC Asset Management Company Ltd
Abhishek Bisen
Education Mr. Bisen is a BA and MBA in Finance.
Experience Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderate risk
AMC and Fund details
Rank (total sets) 6
Date of Incorporation 1998-12-29
Total AUM 2025-12-31
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
Take Your Next Step
