Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Quarterly

Fund Details

NAV 101.9153

Sub-Type Banking and PSU

Rating 3

Min. SIP Amount ₹1000.0

Fund Age(Year) 17.66

Fund Size(in Crores) 9235.3

Fund Performance

1 Month -0.07%

3 Month 1.3%

6 Month 2.23%

1 Year 7.21%

3 Year 7.3%

5 Year 5.84%

Know This Fund

As on 23 Dec 2025

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (99.92%) Market Cap Small Cap 99.92 Top Sectors Capital Goods 12.39 Services 12.26 Financial 10.26 Chemicals 8.98 Construction 8.31 Healthcare 8.2 Automobile 6.86 Materials 5.76 Consumer Discretionary 5.35 Consumer Staples 5.34 Metals & Mining 4.77 Textiles 3.75 Technology 3.62 Energy 2.46 Communication 1.61 Top Holding GHCL 0.57 The South Indian Bank 1.34 Tips Industries 0.33 Ujjivan Small Finance Bank 1.32 Tanla Platforms 0.5 Allcargo Global 0.11 Thyrocare Technologies 0.29 ASK Automotive 0.27 Lux Industries 0.12 Gateway Distriparks 0.26 Kaveri Seed Company 0.26 Lumax Auto Technologies 0.6 Garware Hi-Tech Films 0.44 PTC India 0.49 Johnson Controls - Hitachi Air Conditioning India 0.14 Quess Corp 0.18 Fiem Industries 0.32 Zaggle Prepaid Ocean Services 0.35 Network 18 Media & Investments 0.38 Nazara Technologies 0.66 Sky Gold And Diamonds 0.29 Diamond Power 0.16 Rain Industries 0.27 Electrosteel Castings 0.32 Restaurant King 0.38 Astra Microwave Products 1.02 Dishman Carbogen Amcis 0.2 Time Technoplast 0.67 Ingersoll-Rand 0.38 ISGEC Heavy Eng 0.29 Unimech Aerospace And Manufacturing 0.08 Borosil Renewables 0.36 Avanti Feeds 0.42 Sun Pharma Adv Resrc 0.16 JK Lakshmi Cement 0.64 Sunflag Iron And Steel Company 0.22 Cello World 0.33 Tega Industries 0.42 Power Mech Projects 0.41 Shakti Pumps (India) 0.54 National Fertilizers 0.14 TSF Investments 0.61 Oswal Pumps 0.11 Gulf Oil Lubricants India 0.24 CIE Automotive India 0.68 RateGain Travel 0.56 Aarti Pharmalabs 0.46 Yatharth Hospital & Trauma Care Services 0.34 Avalon Technologies 0.37 The Karnataka Bank 1.04 Belrise Industries 0.44 V2 Retail 0.55 Relaxo Footwears 0.38 Alivus Life Sciences 0.36 EPL 0.37 Dilip Buildcon 0.27 Balu Forge Industries 0.36 Sterlite Technologies 0.36 Gujarat Ambuja Exports 0.2 Surya Roshni 0.27 Raymond Lifestyle 0.38 VST Industries 0.2 H.G. Infra Engineering 0.21 Sharda Motor Industries 0.25 JK Paper 0.37 Sanofi India 0.52 Manorama Ind 0.39 Pearl Global Industries 0.35 Prudent Corporate Advisory Services 0.56 Balaji Amines 0.16 MTAR Technologies 0.69 Greaves Cotton 0.26 Waaree Renewable 0.35 Subros 0.21 AGI Greenpac 0.25 RattanIndia Ent 0.19 eMudhra 0.22 KNR Constructions 0.3 Azad Engineering 0.63 Shilpa Medicare 0.48 Strides Pharma Science 0.75 Kitex Garments 0.23 Hindustan Construction Company 0.47 Neogen Chemicals 0.18 Websol Energy Systems 0.4 Vinati Organics 0.52 Privi Speciality Chemicals 0.38 Entero Healthcare Solutions 0.22 TARC 0.18 Just Dial 0.21 Thangamayil Jewellery 0.5 Shree Renuka Sugars 0.28 Medplus Health Services 0.75 Jindal Worldwide 0.07 Man Infraconstruction 0.2 Enviro Infra Engineers 0.15 Skipper 0.23 Transrail Lighting 0.32 DCB Bank 0.63 Shaily Eng Plastics 0.87 Ethos 0.52 Easy Trip Planners 0.17 Dhanuka Agritech 0.22 Dodla Dairy 0.39 Bharat Bijlee 0.28 Sharda Cropchem 0.25 Edelweiss Financial Services 0.9 Epigral 0.26 CarTrade Tech 1.68 Banco Products (India) 0.39 Mahindra Lifespace Developers 0.55 Polyplex Corporation 0.16 Voltamp Transformers 0.67 Paradeep Phosphates 0.74 MSTC 0.16 Apeejay Surrendra Park Hotels 0.12 KRBL 0.41 Zydus Wellness 0.54 TeamLease Services 0.24 Heritage Foods 0.27 Prince Pipes and Fittings 0.15 Cyient DLM 0.21 Embassy Developments 0.54 GMR Power 0.45 Sterling and 0.37 Garware Technical 0.41 Anupam Rasayan India 0.4 Sunteck Realty 0.3 Texmaco Rail & Engineering 0.34 Jamna Auto Industries 0.29 Ganesh Housing 0.24 Ajax Engineering 0.16 Eureka Forbes 0.58 Fine Organic Industries 0.44 SAMHI Hotels 0.46 Hikal 0.11 Gabriel India 0.84 Sanofi Consumer Healthcare India 0.4 Ganesha Ecosphere 0.19 Mishra Dhatu Nigam 0.21 Prism Johnson 0.22 FDC 0.26 Allcargo Logistics 0.06 Aether Industries 0.38 Greenpanel Industries 0.19 TVS Supply Chain Solutions 0.18 Shriram Pistons & Rings 0.52 Sansera Engineering 0.98 Indigo Paints 0.37 Aurionpro Solutions 0.46 Inox Green Energy Services 0.46 Mastek 0.44 Patel Engineering 0.24 Datamatics Global Services 0.22 CSB Bank 0.53 Equitas Small Finance Bank 0.95 Allied Blenders And Distillers 0.45 Sandur Manganese & Iron Ores 0.35 Mrs. Bectors Food Specialities 0.53 J Kumar Infraprojects 0.31 Awfis Space Solutions 0.31 Gujarat State Fertilizers & Chemicals 0.53 Aarti Drugs 0.19 Orchid Pharma 0.17 Rajesh Exports 0.32 PC Jeweller 0.4 Sheela Foam 0.29 P N Gadgil Jewellers 0.19 Ahluwalia Contracts (India) 0.39 KRN Heat Exchanger And Refrigeration 0.19 Gujarat Pipavav Port 0.63 Gokaldas Exports 0.78 Kalyani Steels 0.15 Refex Industries 0.27 Varroc Engineering 0.33 Gallantt Ispat 0.25 BlackBuck 0.62 Infibeam Avenues 0.39 Puravankara 0.19 Indian Metals & Ferro Alloys 0.26 Ceigall 0.1 Max Estates 0.33 Optiemus Infracom 0.16 Sudarshan Chemical Industries 0.84 Arvind Fashions 0.56 Lloyds Engineering Works 0.37 Birla Corporation 0.41 Advanced Enzyme Technologies 0.19 Lloyds Enterprises 0.25 PNC Infratech 0.36 The Anup Engineering 0.35 Imagicaaworld 0.09 Vesuvius India 0.55 Dynamatic Technologies 0.47 Supriya Lifescience 0.25 Thomas Cook (India) 0.31 Cemindia Projects 0.6 Nesco 0.35 Orient Cement 0.11 IIFL Capital Services 0.48 MOIL 0.32 Cigniti Technologies 0.3 Laxmi Organic Industries 0.2 GMM Pfaudler 0.49 Jana Small Finance Bank 0.32 Tilaknagar Industries 0.66 Kirloskar Pneumatic 0.53 KPI Green Energy 0.55 CMS Info Systems 0.71 Le Travenues Technology 0.62 Jai Balaji Industries 0.23 Welspun Enterprises 0.39 Electronics Mart India 0.21 RattanIndia Power 0.35 Marksans Pharma 0.52 GR Infraprojects 0.34 Religare Enterprises 0.79 Pricol 0.6 Route Mobile 0.14 IFB Industries 0.22 Ashoka Buildcon 0.29 TD Power Systems 1.15 Ratnamani Metals & Tubes 0.8 Indo Count Industries 0.33 VA Tech Wabag 0.8 Rallis India 0.29 Hemisphere Properties India 0.16 Arvind 0.72 VIP Industries 0.32 Westlife Foodworld 0.5 Senco Gold 0.24 Paras Defence And Space Technologies 0.33 Archean Chemical Industries 0.38 Jain Irrigation Systems 0.29 Share India Sec 0.17 V-Mart Retail 0.45 Bajaj Electricals 0.26 Vaibhav Global 0.18 Acutaas Chemicals 1.23 India Glycols 0.33 Gujarat Narmada Fert & Chem 0.54 LMW 1.32 Sequent Scientific 0.34 India Shelter Finance Corporation 0.44 Safari Industries (India) 0.71 Ion Exchange 0.38 Healthcare Global Enterprises 0.5 Innova Captab 0.15 Styrenix Performance Materials 0.25 Star Cement 0.25 Symphony 0.17

Debt & Others (0.08%) Sector Allocation Reverse Repo/CBLO 0.18 Net Payables -0.1 Debt Credit Ratings Debt Category Others 0.08

Comparison with same funds

Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-Growth Ret 1M 0.53% Ret 1Y 16.96% Ret 3Y 16.43% Ret 5Y 16.21%

Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Ret 1M 0.53% Ret 1Y 16.96% Ret 3Y 16.43% Ret 5Y 16.21%

Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Reinvestment Ret 1M 0.53% Ret 1Y 16.96% Ret 3Y 16.43% Ret 5Y 16.21%

Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-Growth Ret 1M 0.64% Ret 1Y 16.53% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Payout Ret 1M 0.64% Ret 1Y 16.53% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Reinvestment Ret 1M 0.64% Ret 1Y 16.53% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-Growth Ret 1M 0% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Payout Ret 1M 0% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Reinvestment Ret 1M 0% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-Growth Ret 1M 0.37% Ret 1Y 11.95% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-IDCW Ret 1M 0.37% Ret 1Y 11.95% Ret 3Y 0% Ret 5Y 0%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 0.73%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Harshil Suvarnkar

Education Mr. Suvarnkar has doneB.Com, Masters in Management Studies (Finance) and Post Graduate Diploma in Securities Law.

Experience Prior to Joining Aditya Birla Sun Life MF, he has worked with Indiabulls Housing Finance Limited,

Kaustubh Gupta

Education Mr. Gupta is a B.Com and a Chartered Accountant.

Experience Prior to joining Aditya Birla Sun Life AMC he has worked with ICICI Bank.

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at moderate risk

AMC and Fund details

Rank (total sets) 14

Date of Incorporation 2008-04-24

Total AUM 2025-11-30

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.