Nippon India Retirement Fund - Income Generation Scheme-Growth
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Hybrid, Conservative Hybrid, Principal at moderately high risk
1 Year Return 3.13% at 05 Feb 2026 10:25 AM
Fund Details
NAV 20.1946
Sub-Type Conservative Hybrid
Rating 2
Min. SIP Amount ₹500.0
Fund Age(Year) 10.98
Fund Size(in Crores) 148.77
Fund Performance
1 Month -0.68%
3 Month -0.14%
6 Month -0.72%
1 Year 3.13%
3 Year 7.92%
5 Year 6.0%
Know This Fund
As on 05 Feb 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (97.74%) Market Cap Small Cap 12.71 Mid Cap 24.1 Large Cap 60.93 Top Sectors Financial 29.62 Services 15.54 Technology 7.8 Automobile 7.62 Capital Goods 6.55 Energy 5.37 Consumer Staples 4.49 Healthcare 4.48 Chemicals 3.87 Communication 3.24 Consumer Discretionary 2.82 Construction 2.71 Metals & Mining 2.07 Materials 1.56 Top Holding Aditya Birla Capital 1.71 Infosys 2.73 Transtream India.com 0 Titan Company 2.09 LTIMindtree 1.85 PB Fintech 2.2 Travel Food Services 1.84 Mahindra & Mahindra 1.97 Maruti Suzuki India 1.77 One97 Communications 1.52 Tata Motors 1.46 Sun Pharmaceutical Industries 1.85 ICICI Bank 4.71 LG Electronics India 0.73 The Indian Hotels Company 0.98 Ujjivan Small Finance Bank 1.5 The Federal Bank 1.42 Cummins India 2.14 Divi's Laboratories 1.22 AU Small Finance Bank 1.24 NTPC 1.1 Tech Mahindra 2.27 Radico Khaitan 2.56 Linde India 1.79 Kotak Mahindra Bank 2.1 Punjab National Bank 1.42 Sagility 2.51 Cholamandalam Investment and Finance Company 1.26 Vishal Mega Mart 1.49 Bharti Airtel 3.24 Larsen & Toubro 2.71 HDFC Bank 6.91 Nippon Life India Asset Management 1.49 Rainbow Children's 1.41 Eternal 2.34 Hindalco Industries 2.07 State Bank of India 2.9 Max Financial Services 1.61 Bharat Heavy Electricals 2.51 Hexaware Technologies 0.95 DSQ Software 0 Axis Bank 1.35 Interglobe Aviation 1.42 Navin Fluorine International 2.08 CAMS 1.24 Ultratech Cement 1.56 Britannia Industries 1.93 TVS Motor Company - Pref. Shares 0.03 Hitachi Energy India 1.9 TVS Motor Company 2.39 Reliance Industries 4.27
Debt & Others (2.2600000000000002%) Sector Allocation Net Payables -0.17 CBLO 2.43 Debt Credit Ratings Debt Category Others 2.26
Comparison with same funds
Equity, Flexi Cap funds 360 ONE ELSS Tax Saver Nifty 50 Index Fund Regular - Growth Ret 1M -2.1% Ret 1Y 9.21% Ret 3Y 13.58% Ret 5Y 0%
Equity, Flexi Cap funds 360 ONE ELSS Tax Saver Nifty 50 Index Fund Regular - IDCW Ret 1M -2.1% Ret 1Y 9.21% Ret 3Y 13.58% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life ELSS Tax Saver Regular-Growth Ret 1M -1.65% Ret 1Y 12.74% Ret 3Y 15.81% Ret 5Y 9.96%
Equity, Flexi Cap funds Aditya Birla Sun Life ELSS Tax Saver Regular-IDCW Ret 1M -1.65% Ret 1Y 12.74% Ret 3Y 15.81% Ret 5Y 9.96%
Equity, Flexi Cap funds Aditya Birla Sun Life ELSS Tax Saver Regular-IDCW Reinvestment Ret 1M -1.65% Ret 1Y 12.74% Ret 3Y 15.81% Ret 5Y 9.96%
Equity, Flexi Cap funds Axis ELSS Tax Saver Fund-Growth Ret 1M -2.07% Ret 1Y 5.24% Ret 3Y 15.71% Ret 5Y 9.67%
Equity, Flexi Cap funds Axis ELSS Tax Saver Fund-IDCW Payout Ret 1M -2.07% Ret 1Y 5.24% Ret 3Y 15.71% Ret 5Y 9.67%
Equity, Flexi Cap funds Axis ELSS Tax Saver Fund-IDCW Reinvestment Ret 1M -2.07% Ret 1Y 5.24% Ret 3Y 15.71% Ret 5Y 9.67%
Equity, Flexi Cap funds Bajaj Finserv ELSS Tax Saver Fund Regular-Growth Ret 1M -2.92% Ret 1Y 11.77% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv ELSS Tax Saver Fund Regular-IDCW Ret 1M -2.92% Ret 1Y 11.77% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan ELSS Tax Saver Fund Regular-Growth Ret 1M -2.44% Ret 1Y 8.79% Ret 3Y 15.82% Ret 5Y 16.71%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 2.08%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Lokesh Maru
Education Bachelor of Technology, CFA, FRM
Experience Prior to joining the Nippon AMC, he was associated with BlackRock Services India Private Ltd, CRISIL Ltd.
Ashutosh Bhargava
Education Mr. Bhargava is B.Com & MBA (Finance)
Experience Prior to joining Nippon India Mutual Fund he has worked with Reliance Capital Ltd and JP Morgan India Service Pvt. Ltd.
Pranay Sinha
Education Mr. Sinha has done B.Tech in Aerospace Engg. from IIT Kharagpur and PGDM with Major in Finance from IIM Calcutta.
Experience Prior to joining Nippon India Mutual Fund, he has worked with ABSLAMC, BNP Paribas Bank (October 2010 - August,2014) , Morgan Stanley Investment Management Pvt. Ltd. (March 2008 - October 2010) and ICICI Prudential Asset Management Co. Ltd. ( October 2005 - March 2008).
Kinjal Desai
Education Ms. Desai has done B.A (Economics), MSc. (Economics) and has cleared CFA Level 1
Experience She has been working with Nippon India Mutual Fund since year, 2012
Ritesh Rathod
Education Mr. Rathod has done CFA, FRM and MBA in Finance
Experience Prior to joining Nippon India Mutual Fund, he has worked with Alchemy Capital and Mutual Fund
Divya Dutt Sharma
Education Bachelor of Commerce, MSC Banking & Finance.
Experience Prior to joining the Nippon AMC, he was associated with Bhramrishi Mission NGO, Equations LLC, V.K Pamecha and Associates.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderately high risk
AMC and Fund details
Rank (total sets) 18
Date of Incorporation 2015-02-11
Total AUM 2025-12-31
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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