Kotak Banking and PSU Debt Fund Regular-IDCW Monthly Payout
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Debt, Banking and PSU, Principal at moderate risk
1 Year Return 7.68% at 22 Dec 2025 06:32 PM
Fund Details
NAV 12.6337
Sub-Type Banking and PSU
Rating 3
Min. SIP Amount ₹100.0
Fund Age(Year) 26.98
Fund Size(in Crores) 5701.42
Fund Performance
1 Month 0.04%
3 Month 1.76%
6 Month 2.5%
1 Year 7.68%
3 Year 7.44%
5 Year 5.97%
Know This Fund
As on 22 Dec 2025
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (99.96%) Market Cap Large Cap 70.49 Mid Cap 29.43 Small Cap 0.04 Top Sectors Financial 35.36 Services 16.09 Insurance 10.05 Capital Goods 8.85 Healthcare 7.99 Technology 5.4 Communication 5.22 Chemicals 4.48 Automobile 3.52 Materials 1.55 Consumer Staples 1.45 Top Holding TVS Motor Company - Pref. Shares 0.04 HDFC Bank 4.94 SRF 2.1 United Spirits 1.45 HDFC Life Insurance 4.8 Max Healthcare Institute 3.9 TVS Motor Company 3.48 Coforge 2.77 FSN E-Commerce Ventures 1.48 Shree Cement 1.55 Bharat Electronics 4.96 The Indian Hotels Company 1.95 Persistent Systems 2.63 Bharat Dynamics 0.85 ICICI Bank 4.74 Muthoot Finance 1.75 Bajaj Finserv 5.08 Kotak Mahindra Bank 4.65 BSE 5.1 SBI Life Insurance Company 5.25 Cholamandalam Investment and Finance Company 3.53 SBI Cards 1.73 Divi's Laboratories 4.09 Interglobe Aviation 5.1 Mazagon Dock Shipbuilders 1.26 Dixon Technologies (India) 1.78 Bajaj Finance 5.42 Solar Industries India 2.38 One97 Communications 2.46 Bharti Airtel 5.22 Max Financial Services 3.52
Debt & Others (0.04%) Sector Allocation CBLO 0.08 Net Payables -0.04 Debt Credit Ratings Debt Category Others 0.04
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Regular-Growth Ret 1M 0.07% Ret 1Y 4.87% Ret 3Y 5.3% Ret 5Y 3.77%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Regular-IDCW Ret 1M 0.07% Ret 1Y 4.87% Ret 3Y 5.3% Ret 5Y 3.77%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Regular-IDCW Reinvestment Ret 1M 0.07% Ret 1Y 4.87% Ret 3Y 5.3% Ret 5Y 3.77%
Equity, Flexi Cap funds Aditya Birla Sun Life Short Term Fund Regular-Growth Ret 1M 0.09% Ret 1Y 7.74% Ret 3Y 7.47% Ret 5Y 6.09%
Equity, Flexi Cap funds Aditya Birla Sun Life Short Term Fund Regular-IDCW Ret 1M 0.09% Ret 1Y 7.74% Ret 3Y 7.47% Ret 5Y 6.09%
Equity, Flexi Cap funds Aditya Birla Sun Life Short Term Fund Regular-IDCW Quarterly Ret 1M 0.09% Ret 1Y 7.74% Ret 3Y 7.47% Ret 5Y 6.09%
Equity, Flexi Cap funds Aditya Birla Sun Life Short Term Fund Regular-IDCW Reinvestment Ret 1M 0.09% Ret 1Y 7.74% Ret 3Y 7.47% Ret 5Y 6.09%
Equity, Flexi Cap funds Axis Short Duration Fund Regular-Bonus Ret 1M 0.13% Ret 1Y 8.05% Ret 3Y 7.56% Ret 5Y 5.97%
Equity, Flexi Cap funds Axis Short Duration Fund Regular-Growth Ret 1M 0.13% Ret 1Y 8.05% Ret 3Y 7.56% Ret 5Y 5.97%
Equity, Flexi Cap funds Axis Short Duration Fund Regular-IDCW Monthly Payout Ret 1M 0.13% Ret 1Y 8.05% Ret 3Y 7.56% Ret 5Y 5.97%
Equity, Flexi Cap funds Axis Short Duration Fund Regular-IDCW Monthly Reinvestment Ret 1M 0.13% Ret 1Y 8.05% Ret 3Y 7.56% Ret 5Y 5.97%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 0.75%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Palha Khanna
Education Ms. Khanna has done B.Com and MBA, Finance
Experience Prior to joining Kotak Mutual Fund, she has worked with HDFC Asset Management Company Ltd
Abhishek Bisen
Education Mr. Bisen is a BA and MBA in Finance.
Experience Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.
Dharmesh Thakar
Education PGeMBA in Finance
Experience Prior to joining the Kotak AMC, he was associated with Trust Financial Consultancy Services Pvt Ltd.
Deepak Agrawal
Education Mr. Agrawal is Post Graduate in Commerce from Mumbai University, Chartered Accountant, Company Secretary and CFA.
Experience He has been associated with Kotak AMC since 2002.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderate risk
AMC and Fund details
Rank (total sets) 3
Date of Incorporation 1998-12-29
Total AUM 2025-11-30
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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