HSBC Credit Risk Fund Direct-IDCW Yearly Payout

Fund Details

NAV 14.2057

Sub-Type Credit Risk

Rating Not Rated

Min. SIP Amount ₹1000.0

Fund Age(Year) 10.76

Fund Size(in Crores) 523.45

Fund Performance

1 Month 0.32%

3 Month 1.54%

6 Month 2.93%

1 Year 21.19%

3 Year 11.97%

5 Year 9.25%

Know This Fund

As on 22 Dec 2025

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (100.83%) Market Cap Large Cap 15.06 Small Cap 9.04 Mid Cap 76.73 Top Sectors Financial 19.88 Services 11.52 Capital Goods 11.3 Automobile 8.63 Healthcare 8.49 Technology 6.4 Energy 6.25 Consumer Staples 5.02 Chemicals 4.83 Construction 4.66 Metals & Mining 4.07 Communication 3.02 Materials 2.82 Consumer Discretionary 1.93 Insurance 1.06 Textiles 0.95 Top Holding Lupin 1.32 Bharti Hexacom 0.35 JK Cement 0.63 The Federal Bank 1.67 Coromandel International 0.74 Exide Industries 0.45 SRF 1.12 GMR Airports 1.02 Ajanta Pharma 0.28 Steel Authority Of India 0.51 Oil India 0.59 Oberoi Realty 0.51 Linde India 0.33 PB Fintech 1.61 Deepak Nitrite 0.28 Endurance Technologies 0.25 HDFC AMC 1.43 Bharat Dynamics 0.37 Indian Railway Catering & Tourism 0.54 L&T Fin 0.67 L&T Technology Services 0.32 Apar Industries 0.41 Bank of India 0.47 Cochin Shipyard 0.37 360 One Wam 0.72 UCO Bank 0.09 Polycab India 0.99 ACC 0.3 JSW Infrastructure 0.23 Astral 0.47 Mankind Pharma 0.67 Aditya Birla Capital 0.72 Max Financial Services 1.18 One97 Communications 1.28 United Breweries 0.32 Torrent Power 0.66 Indusind Bank 1.49 Container Corporation Of India 0.46 K.P.R. Mill 0.32 Glenmark Pharmaceuticals 0.77 FSN E-Commerce Ventures 0.96 Yes Bank 1.19 AIA Engineering 0.39 NLC India 0.21 Union Bank of India 0.78 Godrej Industries 0.12 GE Vernova T&D 0.94 Housing & Urban Dev Corp 0.32 Dabur India 0.8 Gujarat Gas 0.18 Dalmia Bharat 0.42 Prestige Estates Projects 0.74 BSE 3.12 3M India 0.26 Biocon 0.63 Honeywell Automation India 0.2 Indus Towers 1.39 NMDC 0.67 Marico 1 Thermax 0.3 Godfrey Phillips India 0.31 The Phoenix Mills 0.85 Hero Motocorp 2.11 Balkrishna Industries 0.49 Motilal Oswal Financial Services 0.39 Adani Total Gas 0.44 Waaree Energies 0.79 Kalyan Jewellers India 0.51 Schaeffler India 0.41 Indraprastha Gas 0.37 APL Apollo Tubes 0.82 Aurobindo Pharma 0.9 Jubilant FoodWorks 0.62 Mphasis 0.84 Sona BLW Precision Forgings 0.6 Indian Bank 0.81 Syngene International 0.32 KPIT Technologies 0.53 Swiggy 0.85 Vishal Mega Mart 0.75 SJVN 0.15 Premier Energies 0.29 Gujarat Fluorochemicals 0.37 Dixon Technologies (India) 1.57 Apollo Tyres 0.44 General Insurance Corporation of India 0.31 ITC Hotels 0.51 Suzlon Energy 1.72 Hexaware Technologies 0.26 Petronet LNG 0.54 Muthoot Finance 1.06 Tata Investment Corporation 0.25 NHPC 0.64 Godrej Properties 0.84 PI Industries 0.72 MRF 0.81 Fortis Healthcare 1.26 Oracle Financial Services Software 0.51 AWL Agri Business 0.22 Tube Investments Of India 0.78 Lloyds Metals & Energy 0.42 Vodafone Idea 0.72 Rail Vikas Nigam 0.48 Escorts Kubota 0.33 Bharat Forge 1.01 Persistent Systems 1.79 National Aluminium Company 0.61 AU Small Finance Bank 1.41 Fert & Chem Travancore 0.14 Nippon Life India Asset Management 0.41 SBI Cards 0.69 LIC Housing Fin. 0.43 Abbott India 0.41 Berger Paints India 0.42 ICICI Prudential 0.64 Mahindra & Mahindra Financial Services 0.65 Bank of Maharashtra 0.24 Bharat Heavy Electricals 0.98 Sundaram Finance 0.86 Procter & Gamble Hygiene and Health Care 0.32 IDFC First Bank 1.39 Page Industries 0.63 Tata Elxsi 0.47 New India Assurance 0.11 Ipca Laboratories 0.53 Supreme Industries 0.58 Cummins India 1.59 Hitachi Energy India 0.74 Global Health 0.28 IDBI Bank 0.15 Voltas 0.82 Alkem Laboratories 0.84 Jindal Stainless 0.65 Indian Overseas Bank 0.11 Kei Industries 0.67 NTPC Green Energy 0.23 Patanjali Foods 0.51 Coforge 1.68 Tata Communications 0.56 Ashok Leyland 1.19 UNO Minda 0.62 UPL 1.13 Glaxosmithkline Pharma 0.28 Indian Renewable Energy Development Agency 0.3 Hindustan Petroleum Corporation 1.16 Tata Technologies 0.31 Blue Star 0.6 IRB Infra Dev 0.22 Colgate-Palmolive (India) 0.75 CRISIL 0.28

Debt & Others (-0.83%) Sector Allocation Repo 0.06 Net Payables -0.89 Debt Credit Ratings Debt Category Others -0.83

Comparison with same funds

Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-Bonus Ret 1M 0.23% Ret 1Y 13.37% Ret 3Y 10.65% Ret 5Y 9.1%

Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-Growth Ret 1M 0.23% Ret 1Y 13.37% Ret 3Y 10.65% Ret 5Y 9.1%

Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-IDCW Ret 1M 0.23% Ret 1Y 13.37% Ret 3Y 10.65% Ret 5Y 9.1%

Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-IDCW Reinvestment Ret 1M 0.23% Ret 1Y 13.37% Ret 3Y 10.65% Ret 5Y 9.1%

Equity, Flexi Cap funds Axis Credit Risk Fund Regular-Growth Ret 1M 0.33% Ret 1Y 8.57% Ret 3Y 7.86% Ret 5Y 6.73%

Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Monthly Payout Ret 1M 0.33% Ret 1Y 8.57% Ret 3Y 7.86% Ret 5Y 6.73%

Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Monthly Reinvestment Ret 1M 0.33% Ret 1Y 8.57% Ret 3Y 7.86% Ret 5Y 6.73%

Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Weekly Payout Ret 1M 0.33% Ret 1Y 8.57% Ret 3Y 7.86% Ret 5Y 6.73%

Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Weekly Reinvestment Ret 1M 0.33% Ret 1Y 8.57% Ret 3Y 7.86% Ret 5Y 6.73%

Equity, Flexi Cap funds Bandhan Credit Risk Fund Regular-Growth Ret 1M 0.17% Ret 1Y 6.22% Ret 3Y 6.37% Ret 5Y 5.27%

Equity, Flexi Cap funds Bandhan Credit Risk Fund Regular-IDCW Ret 1M 0.17% Ret 1Y 6.22% Ret 3Y 6.37% Ret 5Y 5.27%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 0.96%

Exit Load 1.0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Shriram Ramanathan

Education Shriram is a B.E. (Electrical), PGDBM from XLRI Jamshedpur and CFA.

Experience Prior to joining HSBC Mutual Fund, he has worked with L&T MF, FIL Fund Management Pvt. Ltd., ING Investment Management, Zurich Asset Management Co., ICICI Ltd., and L&T Ltd.

Kapil Punjabi

Education Mr. Kapil Punjabi is MMS from Mumbai University.

Experience Prior to joining HSBC Asset Management (India) Pvt. Ltd., he has worked with Taurus Asset Management Co. Ltd., Edelweiss Asset Management Ltd., Edelweiss Securities Ltd. and Trans Market Group Research (India) Pvt. Ltd.

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at moderately high risk

AMC and Fund details

Rank (total sets) 2

Date of Incorporation 2015-03-19

Total AUM 2025-11-30

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.