Bandhan Banking and PSU Fund Regular-IDCW Monthly
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Debt, Banking and PSU, Principal at low to moderate risk
1 Year Return 7.06% at 23 Dec 2025 09:47 AM
Fund Details
NAV 10.6593
Sub-Type Banking and PSU
Rating 5
Min. SIP Amount ₹100.0
Fund Age(Year) 12.8
Fund Size(in Crores) 12818.06
Fund Performance
1 Month 0.08%
3 Month 1.07%
6 Month 2.23%
1 Year 7.06%
3 Year 7.09%
5 Year 5.65%
Know This Fund
As on 23 Dec 2025
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (98.16%) Market Cap Small Cap 14.78 Large Cap 40.08 Mid Cap 43.3 Top Sectors Financial 31.03 Services 18.22 Capital Goods 12.86 Healthcare 6.97 Automobile 6.83 Communication 6.27 Consumer Discretionary 4.91 Technology 4.53 Construction 3.34 Energy 1.6 Consumer Staples 1.44 Metals & Mining 0.14 Materials 0.01 Top Holding HCL Technologies 0.12 Bharat Electronics 2.92 Ashok Leyland 2.25 Eternal 5.5 The Indian Hotels Company 0.02 Motherson Wiring 1.03 KPIT Technologies 0.03 Ultratech Cement 0.01 Avalon Technologies 0.72 RBL Bank 1.05 Titan Company 1.12 Siemens 0.01 Varun Beverages 0.04 Swiggy 0.23 Prudent Corporate Advisory Services 0.3 Persistent Systems 1.43 Maruti Suzuki India 0.2 Mahindra & Mahindra 1.18 Billionbrains Garage Ventures 2.94 Max Healthcare Institute 0.75 Reliance Industries 1.54 Aditya Birla Capital 2.06 LTIMindtree 0.02 Kaynes Technology India 0.57 Dixon Technologies (India) 2.09 Shriram Finance 0.08 HDFC Bank 5.03 State Bank of India 1.37 eClerx Services 1.12 TVS Motor Company - Pref. Shares 0.02 Trent 0.02 PB Fintech 2.84 GE Vernova T&D 3.18 Motilal Oswal Financial Services 0 TVS Motor Company 1.37 ZF Commercial 0.44 Sai Life Sciences 1.13 Godfrey Phillips India 1.4 Hindalco Industries 0.05 Axis Bank 0.38 PTC Industries 0.09 Safari Industries (India) 1.8 Blue Star 0.01 Kotak Mahindra Bank 0.24 Piramal Finance 1.41 Bharti Airtel 3.36 CG Power 1.23 Thyrocare Technologies 1.85 Interglobe Aviation 2.21 Bharat Heavy Electricals 0.06 ICICI Bank 1.55 MCX 1.55 Lupin 0.05 FSN E-Commerce Ventures 4.28 Max Financial Services 2.4 Lenskart Solutions 1.98 The Federal Bank 1.97 Polycab India 1.38 Hindustan Aero 0.01 Larsen & Toubro 3.34 Jyoti CNC Automation 0.01 Anthem Biosciences 1.03 Nippon Life India Asset Management 2.36 NTPC 0.05 Divi's Laboratories 1.96 Aditya Infotech 2.33 Kei Industries 0.32 Infosys 0.03 Gabriel India 0.34 Bharti Hexacom 0.58 Cholamandalam Investment and Finance Company 0.04 Home First Finance Company India 1.49 Jindal Steel 0 SBI Cards 0.28 HDFC AMC 1.01 Coforge 2.9 Transformers And Rectifiers 0.35 Siemens Energy India 0.01 Cummins India 0 ABB India 0.01 Global Health 0.1 BSE 0.45 IDFC First Bank 1.92 Bajaj Finance 3.15 Sun Pharmaceutical Industries 0.1
Debt & Others (1.85%) Sector Allocation Net Payables -0.82 Repo 2.67 Debt Credit Ratings Debt Category Others 1.85
Comparison with same funds
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 0.66%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Sreejith Balasubramanian
Education Mr. Balasubramanian has done B.E in Mechanical and MBA in Finance from IBS Hyderabad (ICFAI University)
Experience Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund), he was associated with Cognizant Technology Solutions Ltd. as Research Manager
Gautam Kaul
Education Mr. Kaul is a B.Com (H) and MBA (Finance).
Experience Prior to joining Bandhan Mutual Fund(formerly IDFC Mutual Fund), he has worked with Edelweiss AMC, Invesco Mutual Fund, Sahara India Asset Management Company Pvt. Ltd, IDBI AMC. and Mata Securities (India) Pvt. Ltd.
Suyash Choudhary
Education Mr. Choudhary is a B.A (H) Economics from Delhi University and PGDM from IIM Calcutta.
Experience Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with HSBC Asset Management (India) Pvt. Ltd., Standard Chartered Asset Management Co. Pvt. Ltd. and Deutsche Bank.
Brijesh Shah
Education Mr. Shah is a Post Graduate Diploma in Finance.
Experience Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at low to moderate risk
AMC and Fund details
Rank (total sets) 17
Date of Incorporation 2013-03-07
Total AUM 2025-11-30
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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