Bank of India Consumption Fund Direct-IDCW Payout
Bank of India Consumption Fund Direct-IDCW Payout: Mutual Fund Overview
Bank of India Consumption Fund Direct-IDCW Payout is an Thematic-Consumption mutual fund with over 1.22 years of performance history. The scheme manages an AUM of ₹380.73 Cr and has a NAV of ₹10.27. It is rated 'Not Rated' stars by analysts. Investors can begin a SIP with as little as ₹1000.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 11.99%.
Equity, Thematic-Consumption, Principal at very high risk
1 Year Return 11.99% at 12 Mar 2026 07:35 PM
Fund Details
NAV 10.27
Sub-Type Thematic-Consumption
Rating Not Rated
Min. SIP Amount ₹1000.0
Fund Age(Year) 1.22
Fund Size(in Crores) 380.73
Fund Performance
1 Month -6.72%
3 Month -8.54%
6 Month -9.19%
1 Year 11.99%
3 Year 0.0%
5 Year 0.0%
Know This Fund
As on 12 Mar 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (94.08%) Market Cap Large Cap 44.39 Mid Cap 30.59 Small Cap 19.1 Top Sectors Financial 80.6 Services 8.57 Unclassified 4.91 Top Holding UTI Asset Mgmt 1.39 RBL Bank 1.99 360 One Wam 1.09 Max Financial Services 2.55 HDFC AMC 2.9 State Bank of India 5.83 ICICI Bank 7.2 Prudent Corporate Advisory Services 1.51 Bajaj Housing Finance 0.88 PB Fintech 2.6 Aditya Birla Capital 1.33 Canara Robeco Asset Management Company 1.36 KFin Technologies 2.25 HDFC Bank 5.8 Axis Bank 4.49 BSE 0.63 The Federal Bank 2.45 Pine Labs 1.03 Shriram Finance 5.53 Bajaj Finance 1.16 MCX 3.16 HDB Financial Services 0.79 Nippon Life India Asset Management 5.01 Billionbrains Garage Ventures 1.57 CMS Info Systems 0.75 Bank of Baroda 1.83 Seshaasai Technologies 0.25 Karur Vysya Bank 3.4 City Union Bank 0.98 Care Ratings 1.18 PNB Housing Finance 1.82 Cholamandalam Investment and Finance Company 2.57 Motilal Oswal Financial Services 1.88 ICICI Prudential Asset Management Company 3.55 Kotak Mahindra Bank 4.07 Housing & Urban Dev Corp 1.62 SBI Cards 1.21 Piramal Finance 1.55 Home First Finance Company India 1.19 Power Fin. Corp. 1.73
Debt & Others (5.92%) Sector Allocation Repo 5.99 Net Payables -0.07 Debt Credit Ratings Debt Category Others 5.92
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund Regular-Growth Ret 1M 0.44% Ret 1Y 7.7% Ret 3Y 8.05% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund Regular-IDCW Ret 1M 0.44% Ret 1Y 7.7% Ret 3Y 8.05% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL IBX 60:40 SDL+AAA PSU-Apr 2025 Index Fund Regular-Growth Ret 1M 0.47% Ret 1Y 6.94% Ret 3Y 6.08% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL IBX 60:40 SDL+AAA PSU-Apr 2025 Index Fund Regular-IDCW Ret 1M 0.47% Ret 1Y 6.94% Ret 3Y 6.08% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL IBX 60:40 SDL+ AAA PSU Apr 2026 Index Fund Regular-Growth Ret 1M 0.36% Ret 1Y 6.44% Ret 3Y 7.1% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL IBX 60:40 SDL+ AAA PSU Apr 2026 Index Fund Regular-IDCW Ret 1M 0.36% Ret 1Y 6.44% Ret 3Y 7.1% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL IBX 60:40 SDL+AAA PSU-Apr 2027 Index Fund Regular-Growth Ret 1M 0.5% Ret 1Y 7.37% Ret 3Y 7.62% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL IBX 60:40 SDL+AAA PSU-Apr 2027 Index Fund Regular-IDCW Ret 1M 0.5% Ret 1Y 7.37% Ret 3Y 7.62% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund Regular-Growth Ret 1M 0.45% Ret 1Y 7.73% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund Regular-IDCW Ret 1M 0.45% Ret 1Y 7.73% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL-IBX AAA NBFC-HFC Index-Dec 2025 Fund Regular-Growth Ret 1M 0.45% Ret 1Y 7.19% Ret 3Y 0% Ret 5Y 0%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 1.26%
Exit Load 1.0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Nitin Gosar
Education Mr. Gosar holds a Master’s degree in Finance from ICFAI.
Experience Prior to joining Bank of India Mutual Fund, he was working with Invesco Mutual Fund, IFCI Financial Services Ltd. (I-Fin) as Research Analyst. He has also worked Batlivala & Karani Securities, SKP Securities and NDA Securities.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at very high risk
AMC and Fund details
Rank (total sets) 5
Date of Incorporation 2024-12-20
Total AUM 14671.19
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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