HSBC Credit Risk Fund-IDCW Monthly
Mutual Fund Details – Invest Smart, Grow Wealth
Discover a variety of mutual funds tailored to your goals, from equity and debt to hybrid options. Track performance, compare funds, and get expert insights to make informed investment decisions. Grow your wealth with Motilal Oswal’s trusted mutual fund solutions.
Debt, Credit Risk, Principal at moderately high risk
1 Year Return 20.3% at 22 Dec 2025 06:29 PM
Fund Details
NAV 11.3564
Sub-Type Credit Risk
Rating Not Rated
Min. SIP Amount ₹1000.0
Fund Age(Year) 16.21
Fund Size(in Crores) 523.45
Fund Performance
1 Month 0.26%
3 Month 1.37%
6 Month 2.57%
1 Year 20.3%
3 Year 11.09%
5 Year 8.39%
Know This Fund
As on 22 Dec 2025
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (92.42%) Market Cap Mid Cap 2.98 Large Cap 88.72 Small Cap 0.71 Top Sectors Financial 36.17 Energy 8.19 Automobile 7.68 Construction 7.12 Communication 6.64 Services 4.96 Healthcare 4.86 Capital Goods 4.5 Technology 3.32 Insurance 2.91 Materials 2.75 Consumer Staples 1.21 Consumer Discretionary 1.1 Metals & Mining 0.99 Top Holding Max Healthcare Institute 0.98 Indiqube Spaces 0.71 Siemens 0.53 Reliance Industries 7.28 Bharat Electronics 1.47 REC 0.63 Bharti Airtel 6.64 Axis Bank 2.56 NTPC 0.91 Mahindra & Mahindra 2.86 Eicher Motors 1.99 Tata Steel 0.99 Bajaj Finance 3.8 Swiggy 1.09 Cummins India 2.04 Avenue Supermarts 1.8 Apollo Hospitals Enterprise 1.38 SBI Life Insurance Company 2.91 Cholamandalam Investment and Finance Company 2.65 Hindustan Unilever 1.21 ABB India 0.45 Eternal 1.36 HDFC Bank 9.28 Ultratech Cement 1.43 Samvardhana Motherson 1.03 HCL Technologies 1.57 Maruti Suzuki India 1.8 Larsen & Toubro 7.12 Titan Company 1.1 Torrent Pharmaceuticals 2.51 Infosys 1.76 ICICI Bank 9.04 Kotak Mahindra Bank 3.01 State Bank of India 5.21 Ambuja Cements 1.32
Debt & Others (7.58%) Sector Allocation CBLO 4.8 Net Receivables 2.78 Debt Credit Ratings Debt Category Others 7.58
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-Bonus Ret 1M 0.23% Ret 1Y 13.37% Ret 3Y 10.65% Ret 5Y 9.1%
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-Growth Ret 1M 0.23% Ret 1Y 13.37% Ret 3Y 10.65% Ret 5Y 9.1%
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-IDCW Ret 1M 0.23% Ret 1Y 13.37% Ret 3Y 10.65% Ret 5Y 9.1%
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-IDCW Reinvestment Ret 1M 0.23% Ret 1Y 13.37% Ret 3Y 10.65% Ret 5Y 9.1%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-Growth Ret 1M 0.33% Ret 1Y 8.57% Ret 3Y 7.86% Ret 5Y 6.73%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Monthly Payout Ret 1M 0.33% Ret 1Y 8.57% Ret 3Y 7.86% Ret 5Y 6.73%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Monthly Reinvestment Ret 1M 0.33% Ret 1Y 8.57% Ret 3Y 7.86% Ret 5Y 6.73%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Weekly Payout Ret 1M 0.33% Ret 1Y 8.57% Ret 3Y 7.86% Ret 5Y 6.73%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Weekly Reinvestment Ret 1M 0.33% Ret 1Y 8.57% Ret 3Y 7.86% Ret 5Y 6.73%
Equity, Flexi Cap funds Bandhan Credit Risk Fund Regular-Growth Ret 1M 0.17% Ret 1Y 6.22% Ret 3Y 6.37% Ret 5Y 5.27%
Equity, Flexi Cap funds Bandhan Credit Risk Fund Regular-IDCW Ret 1M 0.17% Ret 1Y 6.22% Ret 3Y 6.37% Ret 5Y 5.27%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 1.64%
Exit Load 1.0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Shriram Ramanathan
Education Shriram is a B.E. (Electrical), PGDBM from XLRI Jamshedpur and CFA.
Experience Prior to joining HSBC Mutual Fund, he has worked with L&T MF, FIL Fund Management Pvt. Ltd., ING Investment Management, Zurich Asset Management Co., ICICI Ltd., and L&T Ltd.
Kapil Punjabi
Education Mr. Kapil Punjabi is MMS from Mumbai University.
Experience Prior to joining HSBC Asset Management (India) Pvt. Ltd., he has worked with Taurus Asset Management Co. Ltd., Edelweiss Asset Management Ltd., Edelweiss Securities Ltd. and Trans Market Group Research (India) Pvt. Ltd.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderately high risk
AMC and Fund details
Rank (total sets) 2
Date of Incorporation 2009-10-08
Total AUM 2025-11-30
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
Take Your Next Step
