DSP Savings Fund Direct Plan-IDCW Half Yearly
DSP Savings Fund Direct Plan-IDCW Half Yearly: Mutual Fund Overview
DSP Savings Fund Direct Plan-IDCW Half Yearly is an Money Market mutual fund with over 13.19 years of performance history. The scheme manages an AUM of ₹8549.06 Cr and has a NAV of ₹12.5663. It is rated '2' stars by analysts. Investors can begin a SIP with as little as ₹100.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 6.94%.
Debt, Money Market, Principal at low to moderate risk
1 Year Return 6.94% at 12 Mar 2026 07:08 PM
Fund Details
NAV 12.5663
Sub-Type Money Market
Rating 2
Min. SIP Amount ₹100.0
Fund Age(Year) 13.19
Fund Size(in Crores) 8549.06
Fund Performance
1 Month 0.45%
3 Month 1.36%
6 Month 2.92%
1 Year 6.94%
3 Year 7.35%
5 Year 6.16%
Know This Fund
As on 12 Mar 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (37.62%) Market Cap Large Cap 54.62 Mid Cap 4 Small Cap -21 Top Sectors Financial 14.18 Insurance 4.04 Consumer Staples 3.25 Automobile 2.62 Healthcare 2.53 Technology 2.4 Energy 2.28 Communication 1.39 Consumer Discretionary 1.34 Materials 1.3 Services 0.87 Construction 0.82 Capital Goods 0.62 Top Holding ICICI Bank 3.27 Tata Consultancy 0 Reliance Industries 0 Axis Bank 1.71 Bandhan Bank -0.01 GAIL (India) 0.88 Eternal 0.88 Tata Power Company -0.01 Nifty 50 0.12 Indigo Paints 0.14 Larsen & Toubro 0.81 Bharti Airtel 1.38 Hindalco Industries -0.01 Tata Capital 0.95 State Bank of India 0.51 Titan Company 0 PNB Housing Finance 0.99 Shriram Finance 0.7 Kirloskar Oil Engines 0.47 Max Financial Services 0.86 JNK 0.16 Century Plyboards (India) 0.88 Bank of Baroda 0 SBI Life Insurance Company 1.26 Canara HSBC Life Insurance Company 0.86 Indusind Bank 0 Tata Steel 0 Hindustan Unilever 0.82 Bajaj Finserv 0.76 ITC 0.87 HDFC Bank 3.25 Kotak Mahindra Bank 1.15 Radico Khaitan 0.52 Infosys 1.26 Niva Bupa Health Insurance Company 0.52 Coforge 0.53 HDFC Life Insurance 0.74 Adani Ports and Special Economic Zone -0.01 Vedanta -0.01 Power Grid Corporation Of India 0 Mankind Pharma 1.21 Tata Motors 0.56 Cipla 0.69 Adani Enterprises -0.01 Mahindra & Mahindra 0.98 Hindustan Aero -0.01 Syngene International 0.62 Aequs 0.6 Bharat Petroleum Corporation 0.38 LG Electronics India 1.34 La Opala RG 0.28 NTPC 1.02 Bajaj Finance 0 Life Insurance 0.66 Mrs. Bectors Food Specialities 0.57 Emami 0.46 Samvardhana Motherson 1.07 Punjab National Bank 0
Debt & Others (62.38%) Sector Allocation Debenture 8.53 Bonds 5.87 Bonds/NCDs 1.45 Debt Credit Ratings Cash 30.49 AAA 15.31 SOV 8.19 AA+ 4.49 Cash & Call Money 1.97 Debt Category Power Fin. Corp. 2.08 GOI 8.19 National Bank Agr. Rur. Devp 2.08 Small Industries 1.66
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Money Manager Fund Regular-Growth Ret 1M 0.46% Ret 1Y 7.0% Ret 3Y 7.42% Ret 5Y 6.3%
Equity, Flexi Cap funds Aditya Birla Sun Life Money Manager Fund Regular-IDCW Daily Reinvestment Ret 1M 0.46% Ret 1Y 7.0% Ret 3Y 7.42% Ret 5Y 6.3%
Equity, Flexi Cap funds Aditya Birla Sun Life Money Manager Fund Regular-IDCW Weekly Ret 1M 0.46% Ret 1Y 7.0% Ret 3Y 7.42% Ret 5Y 6.3%
Equity, Flexi Cap funds Aditya Birla Sun Life Money Manager Fund Regular-IDCW Weekly Reinvestment Ret 1M 0.46% Ret 1Y 7.0% Ret 3Y 7.42% Ret 5Y 6.3%
Equity, Flexi Cap funds Aditya Birla Sun Life Money Manager Fund Ret-Growth Ret 1M 0.46% Ret 1Y 7.0% Ret 3Y 7.42% Ret 5Y 6.31%
Equity, Flexi Cap funds Axis Money Market Fund Regular-Growth Ret 1M 0.42% Ret 1Y 7.12% Ret 3Y 7.42% Ret 5Y 6.27%
Equity, Flexi Cap funds Axis Money Market Fund Regular-IDCW Daily Reinvestment Ret 1M 0.42% Ret 1Y 7.12% Ret 3Y 7.42% Ret 5Y 6.27%
Equity, Flexi Cap funds Axis Money Market Fund Regular-IDCW Monthly Payout Ret 1M 0.42% Ret 1Y 7.12% Ret 3Y 7.42% Ret 5Y 6.27%
Equity, Flexi Cap funds Axis Money Market Fund Regular-IDCW Monthly Reinvestment Ret 1M 0.42% Ret 1Y 7.12% Ret 3Y 7.42% Ret 5Y 6.27%
Equity, Flexi Cap funds Axis Money Market Fund Regular-IDCW Quarterly Payout Ret 1M 0.42% Ret 1Y 7.12% Ret 3Y 7.42% Ret 5Y 6.27%
Equity, Flexi Cap funds Axis Money Market Fund Regular-IDCW Quarterly Reinvestment Ret 1M 0.42% Ret 1Y 7.12% Ret 3Y 7.42% Ret 5Y 6.27%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 0.18%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Kedar Karnik
Education Mr. Karnik is a BE and has done his Masters in Management Studies from Jamnalal Bajaj Institute of Management Studies.
Experience Prior to joining Edelwiess Mutual Fund he was associated with DSP MF, Axis Asset Management. He has also worked with HSBC and CRISIL Ltd..
Karan Mundhra
Education Mr. Mundra is a B. COM. and Charted Accountant (CA)
Experience He is working with DSP Mutual Fund since april 2012, he has Over 9 years of experience.
Shalini Vasanta
Education Mr. Vasanta has done BA and MBA (Finance)
Experience Prior to joining DSP Mutual Fund, he has worked with ICRA as Senior Analyst
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at low to moderate risk
AMC and Fund details
Rank (total sets) 20
Date of Incorporation 2013-01-01
Total AUM 230321.87
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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