ICICI Prudential Retirement Fund - Pure Debt Plan Direct-IDCW Payout

Fund Details

NAV 16.8347

Sub-Type Dynamic Bond

Rating 2

Min. SIP Amount ₹100.0

Fund Age(Year) 7.04

Fund Size(in Crores) 84.54

Fund Performance

1 Month 0.64%

3 Month 1.29%

6 Month 2.31%

1 Year 6.15%

3 Year 7.32%

5 Year 6.32%

Know This Fund

As on 12 Mar 2026

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (99.9%) Market Cap Large Cap 55.39 Mid Cap 40.43 Small Cap 4.08 Top Sectors Financial 26.71 Energy 9.38 Automobile 8.21 Services 7.92 Capital Goods 7.38 Healthcare 6.77 Technology 6.17 Consumer Staples 5.79 Metals & Mining 4.63 Construction 4.18 Communication 3.46 Materials 3.34 Chemicals 2.53 Consumer Discretionary 1.66 Insurance 1.38 Textiles 0.41 Top Holding ONGC 0.39 Dixon Technologies (India) 0.58 JSW Energy 0.09 Sona BLW Precision Forgings 0.32 Lodha Developers 0.1 TVS Motor Company - Pref. Shares 0 Coforge 0.53 Apollo Hospitals Enterprise 0.29 Godrej Consumer 0.18 National Aluminium Company 0.42 Siemens Energy India 0.09 Britannia Industries 0.25 Indraprastha Gas 0.16 JIO Financial 0.3 SRF 0.49 Aurobindo Pharma 0.45 Premier Energies 0.11 Bharat Petroleum Corporation 0.27 Bank of Baroda 0.21 Bank of Maharashtra 0.2 Voltas 0.47 Oracle Financial Services Software 0.22 Steel Authority Of India 0.32 Berger Paints India 0.17 Swiggy 0.54 Eicher Motors 0.4 SJVN 0.07 Varun Beverages 0.22 Waaree Energies 0.34 HCL Technologies 0.53 Deepak Nitrite 0.14 Cholamandalam Investment and Finance Company 0.26 Punjab National Bank 0.16 Hindustan Zinc 0.09 Fert & Chem Travancore 0.06 DLF 0.14 Adani Ports and Special Economic Zone 0.4 Fortis Healthcare 0.65 FSN E-Commerce Ventures 0.48 Motilal Oswal Financial Services 0.15 Torrent Pharmaceuticals 0.16 State Bank of India 1.79 Shriram Finance 0.54 AIA Engineering 0.2 Adani Green Energy 0.1 Endurance Technologies 0.12 Max Healthcare Institute 0.29 Schaeffler India 0.23 Procter & Gamble Hygiene and Health Care 0.14 One97 Communications 0.59 ITC 1.09 Trent 0.31 NMDC 0.38 Indus Towers 0.78 General Insurance Corporation of India 0.16 Bharat Heavy Electricals 0.51 TVS Motor Company 0.33 Wipro 0.21 Tata Investment Corporation 0.11 The Federal Bank 0.98 Grasim Industries 0.38 Tata Steel 0.63 ICICI Prudential 0.34 Eternal 0.64 Cochin Shipyard 0.17 Tata Consumer Products 0.27 Divi's Laboratories 0.29 BSE 1.47 NTPC Green Energy 0.11 Bharat Dynamics 0.15 Tech Mahindra 0.31 Glaxosmithkline Pharma 0.14 Dr. Reddy's Laboratories 0.28 Patanjali Foods 0.23 AU Small Finance Bank 0.72 Bosch 0.11 Lloyds Metals & Energy 0.21 ACC 0.13 Mankind Pharma 0.34 NLC India 0.11 NTPC 0.65 Suzlon Energy 0.69 Colgate-Palmolive (India) 0.39 Dalmia Bharat 0.21 Ajanta Pharma 0.17 Oil India 0.35 Tube Investments Of India 0.39 HDFC AMC 0.73 Bajaj Finance 0.95 Godfrey Phillips India 0.11 Zydus Lifesciences 0.08 Vedanta 0.44 Honeywell Automation India 0.09 IDFC First Bank 0.65 Global Health 0.13 Jindal Stainless 0.33 Tata Technologies 0.13 Bharat Forge 0.68 Tata Power Company 0.23 Life Insurance 0.07 PB Fintech 0.67 Nestle India 0.33 CRISIL 0.14 Avenue Supermarts 0.2 Canara Bank 0.19 Titan Company 0.64 Shree Cement 0.13 Kalyan Jewellers India 0.21 Cipla 0.27 HDFC Bank 4.88 Godrej Properties 0.34 Alkem Laboratories 0.44 Info Edge (India) 0.14 The Phoenix Mills 0.41 Tata Motors Passenger Vehicles 0.29 LIC Housing Fin. 0.21 Axis Bank 1.43 Glenmark Pharmaceuticals 0.43 GAIL (India) 0.16 Prestige Estates Projects 0.31 3M India 0.14 Gujarat Gas 0.09 ICICI Bank 3.54 Hindustan Petroleum Corporation 0.56 Biocon 0.37 Nippon Life India Asset Management 0.22 CG Power 0.18 Bajaj Holdings & Invest. 0.17 GMR Airports 0.48 Interglobe Aviation 0.39 Asian Paints 0.39 Power Fin. Corp. 0.22 United Spirits 0.15 Kei Industries 0.42 Mahindra & Mahindra 1.09 Maruti Suzuki India 0.7 ICICI Lombard Gen. Insurance 0.17 Indian Railway Finance Corporation 0.07 360 One Wam 0.37 Dabur India 0.41 SBI Cards 0.31 Ambuja Cements 0.11 Adani Energy Solutions 0.13 United Breweries 0.15 Linde India 0.19 LTIMindtree 0.15 Syngene International 0.11 Ashok Leyland 0.8 Tata Consultancy 0.97 AWL Agri Business 0.12 MRF 0.38 Infosys 1.64 Page Industries 0.27 HDFC Life Insurance 0.28 Ultratech Cement 0.54 Apollo Tyres 0.2 Hyundai Motor 0.11 SBI Life Insurance Company 0.33 IDBI Bank 0.09 Cummins India 0.88 GE Vernova T&D 0.63 L&T Fin 0.31 Tata Communications 0.25 Muthoot Finance 0.48 The Indian Hotels Company 0.21 Balkrishna Industries 0.25 Sundaram Finance 0.5 Petronet LNG 0.32 Rail Vikas Nigam 0.24 Hitachi Energy India 0.43 Indian Bank 0.47 Siemens 0.11 Marico 0.55 L&T Technology Services 0.13 Jindal Steel 0.17 REC 0.16 Housing & Urban Dev Corp 0.12 Container Corporation Of India 0.23 Adani Enterprises 0.2 Torrent Power 0.4 Adani Power 0.2 Coal India 0.35 Coromandel International 0.35 JSW Infrastructure 0.11 Yes Bank 0.48 Gujarat Fluorochemicals 0.2 APL Apollo Tubes 0.54 Indusind Bank 0.84 Aditya Birla Capital 0.35 JK Cement 0.31 Supreme Industries 0.34 Lupin 0.74 Samvardhana Motherson 0.21 Mazagon Dock Shipbuilders 0.06 Mahindra & Mahindra Financial Services 0.33 Bank of India 0.28 Ipca Laboratories 0.28 Mphasis 0.35 UPL 0.47 Hero Motocorp 0.98 Max Financial Services 0.64 IRB Infra Dev 0.11 JSW Steel 0.43 Indian Railway Catering & Tourism 0.23 ABB India 0.11 ITC Hotels 0.22 Indian Overseas Bank 0.07 PI Industries 0.34 Reliance Industries 3.38 Tata Elxsi 0.21 Bharti Hexacom 0.16 Larsen & Toubro 1.81 Godrej Industries 0.06 KPIT Technologies 0.17 Hindustan Aero 0.27 UCO Bank 0.04 Thermax 0.16 Vodafone Idea 0.39 Havells India 0.13 Indian Oil Corporation 0.25 Hexaware Technologies 0.09 Indian Renewable Energy Development Agency 0.13 Polycab India 0.6 Vishal Mega Mart 0.33 Exide Industries 0.2 Blue Star 0.33 Abbott India 0.18 Sun Pharmaceutical Industries 0.66 Escorts Kubota 0.16 Bharti Airtel 1.88 Astral 0.27 Jubilant FoodWorks 0.27 Hindustan Unilever 0.75 Adani Total Gas 0.19 K.P.R. Mill 0.14 UNO Minda 0.29 Power Grid Corporation Of India 0.49 Kotak Mahindra Bank 1.1 Persistent Systems 0.68 Bajaj Auto 0.4 Bharat Electronics 0.57 New India Assurance 0.05 Bajaj Housing Finance 0.03 Pidilite Industries 0.17 Solar Industries India 0.12 Union Bank of India 0.52 Apar Industries 0.25 Oberoi Realty 0.24 Hindalco Industries 0.48 Bajaj Finserv 0.41 NHPC 0.32

Debt & Others (0.1%) Sector Allocation Net Payables -0.01 Cash 0 CBLO 0.11 Debt Credit Ratings Debt Category Others 0.1

Comparison with same funds

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 1.21%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Darshil Dedhia

Education Mr. Dedhia has done CA and CFA.

Experience He has been working with ICICI Prudential Mutual Fund since 2013.

Rohit Lakhotia

Education Mr. Lakhotia has done B.Tech from NIT(Rourkela) and MBA from National Institute of Industrial Engineering

Experience Prior to joining ICICI Prudential Mutual Fund, he has worked with Yes Bank and Samsung Electronics

Sharmila D'Silva

Education Ms. D'Silva is CA and BAF

Experience She joined ICICI Prudential AMC Limited in September 2016.

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at moderately high risk

AMC and Fund details

Rank (total sets) 13

Date of Incorporation 2019-02-27

Total AUM 1124266.03

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.