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Bank of India Credit Risk Fund Regular-Growth
Debt, Credit Risk, Principal at moderately high risk
1 Year Return 11.64%
Fund Details
NAV 13.2615
Sub-Type Credit Risk
Rating 1
Min. SIP Amount 1000.0
Fund Age(Year) 10.98
Fund Size 105.95
Fund Performance
1 Month 0.54%
3 Month 6.08%
6 Month 8.06%
1 Year 11.64%
3 Year 7.74%
5 Year 27.16%
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-Bonus Ret 1M 0.92% Ret 1Y 13.26% Ret 3Y 12.03% Ret 5Y 9.89%
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-Growth Ret 1M 0.92% Ret 1Y 13.26% Ret 3Y 12.03% Ret 5Y 9.89%
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-IDCW Ret 1M 0.92% Ret 1Y 13.26% Ret 3Y 12.03% Ret 5Y 9.89%
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-IDCW Reinvestment Ret 1M 0.92% Ret 1Y 13.26% Ret 3Y 12.03% Ret 5Y 9.89%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-Growth Ret 1M 0.85% Ret 1Y 8.68% Ret 3Y 7.93% Ret 5Y 6.8%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Monthly Payout Ret 1M 0.85% Ret 1Y 8.68% Ret 3Y 7.93% Ret 5Y 6.8%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Monthly Reinvestment Ret 1M 0.85% Ret 1Y 8.68% Ret 3Y 7.93% Ret 5Y 6.8%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Weekly Payout Ret 1M 0.85% Ret 1Y 8.68% Ret 3Y 7.93% Ret 5Y 6.8%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Weekly Reinvestment Ret 1M 0.85% Ret 1Y 8.68% Ret 3Y 7.93% Ret 5Y 6.8%
Equity, Flexi Cap funds Bandhan Credit Risk Fund Regular-Growth Ret 1M 0.75% Ret 1Y 5.98% Ret 3Y 6.45% Ret 5Y 5.41%
Equity, Flexi Cap funds Bandhan Credit Risk Fund Regular-IDCW Ret 1M 0.75% Ret 1Y 5.98% Ret 3Y 6.45% Ret 5Y 5.41%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 1.52%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Alok Singh
Education Mr. Singh is a CFA and PGDBA from ICFAI Business School.
Experience Prior to joining Bank of India AMC he has worked with BNP Paribas Asset Management and Axis Bank
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderately high risk%
AMC and Fund details
Rank (total sets) 1
Date of Incorporation 2015-02-27
Total AUM 2026-01-31
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
Know This Fund
As on 18 Feb 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (0%) Market Cap Top Sectors Top Holding
Debt & Others (100%) Sector Allocation Debenture 42.49 Net Receivables 10.26 Repo 12.26 Debt Credit Ratings AA 60.48 Cash & Call Money 22.52 A1+ 16.55 Others 0.45 Debt Category Rashtriya Chemicals and Fertilizers 4.75 Canara Bank 4.68 Aditya Birla Real Estate 9.43 360 ONE Wealth 8.53
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