LIC MF Banking & Financial Services Fund Regular-IDCW Payout

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Equity, Sectoral-Banking & Financial Services, Principal at very high risk

1 Year Return -5.93% at 19 Oct 2026 02:28 PM

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LIC MF Banking & Financial Services Fund Regular-IDCW Payout: Mutual Fund Overview

LIC MF Banking & Financial Services Fund Regular-IDCW Payout is an Sectoral-Banking & Financial Services mutual fund with over 11.56 years of performance history. The scheme manages an AUM of ₹256.37 Cr and has a NAV of ₹20.3677. It is rated '1' stars by analysts. Investors can begin a SIP with as little as ₹200.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of -5.93%.

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Fund Details

NAV 20.3677

Sub-Type Sectoral-Banking & Financial Services

Rating 1

Min. SIP Amount ₹200.0

Fund Age(Year) 11.56

Fund Size(in Crores) 256.37

Fund Performance

1 Month -3.88%

3 Month -6.25%

6 Month -3.8%

1 Year -5.93%

3 Year 4.99%

5 Year 5.67%

Know This Fund

As on 19 Oct 2026

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (95.7%) Market Cap Mid Cap 29.17 Small Cap 22.35 Large Cap 44.18 Top Sectors Financial 84.18 Services 11.52 Top Holding Aadhar Housing Fin 2.01 Aditya Birla Capital 3.02 Aditya Birla AMC 2.36 ICICI Bank 13.61 Axis Bank 5.32 City Union Bank 4.6 Max Financial Services 2.42 HDFC Bank 5.08 Nippon Life India Asset Management 3.28 Aavas Financiers 1.89 PB Fintech 2.99 Indusind Bank 4.62 BSE 3.29 AU Small Finance Bank 7.33 Cholamandalam Investment and Finance Company 2.78 CreditAccess Grameen 2.7 Motilal Oswal Financial Services 3.22 360 One Wam 2.29 Karur Vysya Bank 3.4 DCB Bank 3.02 Ujjivan Small Finance Bank 2.37 Bajaj Finance 4.86 One 97 Comm 5.24 Shriram Finance 4

Debt & Others (4.3%) Sector Allocation Repo 4.47 Net Payables -0.17 Debt Credit Ratings Debt Category Others 4.3

Comparison with same funds

Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-Growth Ret 1M -1.36% Ret 1Y -3.02% Ret 3Y 8.21% Ret 5Y 8.18%

Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Ret 1M -1.36% Ret 1Y -3.02% Ret 3Y 8.21% Ret 5Y 8.18%

Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Reinvestment Ret 1M -1.36% Ret 1Y -3.02% Ret 3Y 8.21% Ret 5Y 8.18%

Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-Growth Ret 1M -0.86% Ret 1Y -3.17% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Payout Ret 1M -0.86% Ret 1Y -3.17% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Reinvestment Ret 1M -0.86% Ret 1Y -3.17% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-Growth Ret 1M -1.4% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Payout Ret 1M -1.4% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Reinvestment Ret 1M -1.4% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-Growth Ret 1M -2.22% Ret 1Y -4.38% Ret 3Y 11.8% Ret 5Y 0%

Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-IDCW Ret 1M -2.22% Ret 1Y -4.38% Ret 3Y 11.8% Ret 5Y 0%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 2.78%

Exit Load 1.0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Jaiprakash Toshniwal

Education Mr. Toshniwal is a CFA - CFA Institute, USA. MS Finance (CFA) - ICFAI, India. B.com - Gujarat University.

Experience Prior to joining LIC Mutual Fund Asset Management Ltd., he has worked with India First Life Insurance and Taurus Mutual Fund.

Sudhanshu Asthana

Education Mr. Asthana is a M.A (Economics) from Mumbai University and PGDM (Investment Management) from NMIMS.

Experience Prior to joining LIC MF, he has worked with UTI Mutual Fund, Tamohara Investment Managers, Axis Mutual Fund, Barclays Wealth Management, SBI Mutaul Fund, Quantum Mutual Fund and BRICS Securities Ltd.

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at very high risk

AMC and Fund details

Rank (total sets) 66

Date of Incorporation 2015-03-27

Total AUM 46536.82

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.

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LIC MF Banking & Financial Services Fund Regular-IDCW Payout FAQs

How to invest in LIC MF Banking & Financial Services Fund Regular-IDCW Payout?

Investing in LIC MF Banking & Financial Services Fund Regular-IDCW Payout through Motilal Oswal is simple and completely online. You just need to follow the step-by-step process below to get started in a few minutes.

What is the expense ratio of LIC MF Banking & Financial Services Fund Regular-IDCW Payout?

The term expense ratio for LIC MF Banking & Financial Services Fund Regular-IDCW Payout or any other mutual fund is the annual fee charged by the fund house for managing your investment scheme. The expense ratio of LIC MF Banking & Financial Services Fund Regular-IDCW Payout is 2.78% as of 19 Oct 2026.

What is the NAV of LIC MF Banking & Financial Services Fund Regular-IDCW Payout?

The NAV of LIC MF Banking & Financial Services Fund Regular-IDCW Payout is ₹20.3677 as of 19 Oct 2026.

What is the AUM of LIC MF Banking & Financial Services Fund Regular-IDCW Payout?

The AUM (Assets Under Management) of LIC MF Banking & Financial Services Fund Regular-IDCW Payout is the total value of assets managed by the fund at a given time, which is updated regularly. The AUM of LIC MF Banking & Financial Services Fund Regular-IDCW Payout is ₹256.37 Cr as of 19 Oct 2026.

What is the PE and PB ratio of LIC MF Banking & Financial Services Fund Regular-IDCW Payout?

The PE ratio of LIC MF Banking & Financial Services Fund Regular-IDCW Payout shows how much investors are paying for the fund's underlying earnings, while the PB ratio indicates how the fund's holdings are valued compared to their book value.

Can I invest in SIP and Lump Sum in LIC MF Banking & Financial Services Fund Regular-IDCW Payout?

Yes, you can invest in LIC MF Banking & Financial Services Fund Regular-IDCW Payout through both SIP (Systematic Investment Plan) and lump sum options, depending on your investment preference and financial goals.

What is the return of LIC MF Banking & Financial Services Fund Regular-IDCW Payout in the last 5 years?

The return of LIC MF Banking & Financial Services Fund Regular-IDCW Payout in the last 5 years is 5.67%.

What is the minimum SIP investment required in LIC MF Banking & Financial Services Fund Regular-IDCW Payout?

The minimum SIP investment in LIC MF Banking & Financial Services Fund Regular-IDCW Payout depends on the fund's scheme rules and usually starts at a small amount. For LIC MF Banking & Financial Services Fund Regular-IDCW Payout, the minimum SIP amount is ₹200.0.

What is the current NAV of LIC MF Banking & Financial Services Fund Regular-IDCW Payout?

The NAV of LIC MF Banking & Financial Services Fund Regular-IDCW Payout, as of 19 Oct 2026, is ₹20.3677.

Who manages the LIC MF Banking & Financial Services Fund Regular-IDCW Payout?

The fund managers responsible for LIC MF Banking & Financial Services Fund Regular-IDCW Payout are: