LIC MF Banking & Financial Services Fund Regular-IDCW Payout
LIC MF Banking & Financial Services Fund Regular-IDCW Payout: Mutual Fund Overview
LIC MF Banking & Financial Services Fund Regular-IDCW Payout is an Sectoral-Banking mutual fund with over 10.99 years of performance history. The scheme manages an AUM of ₹277.42 Cr and has a NAV of ₹19.3553. It is rated '1' stars by analysts. Investors can begin a SIP with as little as ₹200.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 3.31%.
Equity, Sectoral-Banking, Principal at very high risk
1 Year Return 3.31% at 24 Mar 2026 04:32 PM
Fund Details
NAV 19.3553
Sub-Type Sectoral-Banking
Rating 1
Min. SIP Amount ₹200.0
Fund Age(Year) 10.99
Fund Size(in Crores) 277.42
Fund Performance
1 Month -14.18%
3 Month -12.96%
6 Month -7.41%
1 Year 3.31%
3 Year 9.2%
5 Year 7.61%
Know This Fund
As on 24 Mar 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (95.91%) Market Cap Small Cap 22.57 Mid Cap 15.35 Large Cap 57.99 Top Sectors Financial 87.21 Services 5.47 Automobile 2.19 Insurance 1.04 Top Holding Aditya Birla Capital 0.61 Axis Bank 8.44 Max Financial Services 0.53 Five-Star Business Finance 0.79 MAS Financial 4.59 Nippon Life India Asset Management 0.96 CSB Bank 1.16 State Bank of India 6.04 Motilal Oswal Financial Services 1.81 360 One Wam 1.64 IIFL Finance 2.23 SBI Cards 3.21 SBI Life Insurance Company 0.48 DCB Bank 1.78 CAMS 1.29 Power Fin. Corp. 1.56 Shriram Finance 1.86 Aadhar Housing Fin 1.5 TVS Holdings 2.19 Aditya Birla AMC 0.19 ICICI Bank 12.62 MCX 1.07 HDFC Bank 16.56 Muthoot Finance 0.56 PB Fintech 0.48 AU Small Finance Bank 0.26 CreditAccess Grameen 2.48 HDB Financial Services 0.56 One97 Communications 1.17 Kotak Mahindra Bank 7.77 Karur Vysya Bank 0.78 KFin Technologies 0.25 Bajaj Housing Finance 0.85 Ujjivan Small Finance Bank 1.88 Bajaj Finance 1.53 CRISIL 1.45 HDFC Life Insurance 0.56 Piramal Finance 2.2
Debt & Others (4.09%) Sector Allocation Repo 6.11 Net Payables -2.02 Debt Credit Ratings Debt Category Others 4.09
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-Growth Ret 1M -14.78% Ret 1Y 0.64% Ret 3Y 13.54% Ret 5Y 10.57%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Ret 1M -14.78% Ret 1Y 0.64% Ret 3Y 13.54% Ret 5Y 10.57%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & Financial Services Fund Regular-IDCW Reinvestment Ret 1M -14.78% Ret 1Y 0.64% Ret 3Y 13.54% Ret 5Y 10.57%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-Growth Ret 1M -16.11% Ret 1Y 1.38% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Payout Ret 1M -16.11% Ret 1Y 1.38% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Axis Nifty Bank Index Fund Regular-IDCW Reinvestment Ret 1M -16.11% Ret 1Y 1.38% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-Growth Ret 1M -14.38% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Payout Ret 1M -14.38% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bajaj Finserv Banking And Financial Services Fund Regular-IDCW Reinvestment Ret 1M -14.38% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-Growth Ret 1M -15.16% Ret 1Y -2.66% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Bandhan Financial Services Fund Regular-IDCW Ret 1M -15.16% Ret 1Y -2.66% Ret 3Y 0% Ret 5Y 0%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 2.46%
Exit Load 1.0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Jaiprakash Toshniwal
Education Mr. Toshniwal is a CFA - CFA Institute, USA. MS Finance (CFA) - ICFAI, India. B.com - Gujarat University.
Experience Prior to joining LIC Mutual Fund Asset Management Ltd., he has worked with India First Life Insurance and Taurus Mutual Fund.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at very high risk
AMC and Fund details
Rank (total sets) 24
Date of Incorporation 2015-03-27
Total AUM 47476.47
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
Take Your Next Step
LIC MF Banking & Financial Services Fund Regular-IDCW Payout FAQs
How to invest in LIC MF Banking & Financial Services Fund Regular-IDCW Payout?
Investing in LIC MF Banking & Financial Services Fund Regular-IDCW Payout through Motilal Oswal is simple and completely online. You just need to follow the step-by-step process below to get started in a few minutes.
- Log in to your Motilal Oswal account via the app or website
- Go to the Mutual Funds section
- Search for LIC MF Banking & Financial Services Fund Regular-IDCW Payout in the search bar
- Select your preferred investment mode – Lumpsum or SIP
- Enter investment details such as amount and linked bank account
- Complete your KYC, if not already done
- Review and confirm details including fund name, plan type, amount, and bank account
- Make the payment using Net Banking, UPI, or other available options
- Receive transaction confirmation via email or SMS
What is the expense ratio of LIC MF Banking & Financial Services Fund Regular-IDCW Payout?
The term expense ratio for LIC MF Banking & Financial Services Fund Regular-IDCW Payout or any other mutual fund is the annual fee charged by the fund house for managing your investment scheme. The expense ratio of LIC MF Banking & Financial Services Fund Regular-IDCW Payout is 2.46% as of 24 Mar 2026.
What is the NAV of LIC MF Banking & Financial Services Fund Regular-IDCW Payout?
The NAV of LIC MF Banking & Financial Services Fund Regular-IDCW Payout is ₹19.3553 as of 24 Mar 2026.
What is the AUM of LIC MF Banking & Financial Services Fund Regular-IDCW Payout?
The AUM (Assets Under Management) of LIC MF Banking & Financial Services Fund Regular-IDCW Payout is the total value of assets managed by the fund at a given time, which is updated regularly. The AUM of LIC MF Banking & Financial Services Fund Regular-IDCW Payout is ₹277.42 Cr as of 24 Mar 2026.
What is the PE and PB ratio of LIC MF Banking & Financial Services Fund Regular-IDCW Payout?
The PE ratio of LIC MF Banking & Financial Services Fund Regular-IDCW Payout shows how much investors are paying for the fund's underlying earnings, while the PB ratio indicates how the fund's holdings are valued compared to their book value.
Can I invest in SIP and Lump Sum in LIC MF Banking & Financial Services Fund Regular-IDCW Payout?
Yes, you can invest in LIC MF Banking & Financial Services Fund Regular-IDCW Payout through both SIP (Systematic Investment Plan) and lump sum options, depending on your investment preference and financial goals.
What is the return of LIC MF Banking & Financial Services Fund Regular-IDCW Payout in the last 5 years?
The return of LIC MF Banking & Financial Services Fund Regular-IDCW Payout in the last 5 years is 7.61%.
What is the minimum SIP investment required in LIC MF Banking & Financial Services Fund Regular-IDCW Payout?
The minimum SIP investment in LIC MF Banking & Financial Services Fund Regular-IDCW Payout depends on the fund's scheme rules and usually starts at a small amount. For LIC MF Banking & Financial Services Fund Regular-IDCW Payout, the minimum SIP amount is ₹200.0.
What is the current NAV of LIC MF Banking & Financial Services Fund Regular-IDCW Payout?
The NAV of LIC MF Banking & Financial Services Fund Regular-IDCW Payout, as of 24 Mar 2026, is ₹19.3553.
Who manages the LIC MF Banking & Financial Services Fund Regular-IDCW Payout?
The fund managers responsible for LIC MF Banking & Financial Services Fund Regular-IDCW Payout are:
- Jaiprakash Toshniwal