SBI Credit Risk Fund-IDCW Quarterly Payout
Debt, Credit Risk, Principal at high risk
1 Year Return 5.99% at 08 Jun 2026 01:06 PM
SBI Credit Risk Fund-IDCW Quarterly Payout: Mutual Fund Overview
SBI Credit Risk Fund-IDCW Quarterly Payout is an Credit Risk mutual fund with over 21.9 years of performance history. The scheme manages an AUM of ₹2134.16 Cr and has a NAV of ₹21.8622. It is rated '2' stars by analysts. Investors can begin a SIP with as little as ₹500.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 5.99%.
Fund Details
NAV 21.8622
Sub-Type Credit Risk
Rating 2
Min. SIP Amount ₹500.0
Fund Age(Year) 21.9
Fund Size(in Crores) 2134.16
Fund Performance
1 Month 0.72%
3 Month 1.56%
6 Month 2.86%
1 Year 5.99%
3 Year 7.41%
5 Year 6.81%
Know This Fund
As on 08 Jun 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (94.19%) Market Cap Large Cap 69.16 Mid Cap 11.87 Small Cap 13.16 Top Sectors Automobile 69.63 Services 21.33 Capital Goods 2.48 Metals & Mining 0.7 Financial 0.06 Top Holding Adani Ports and Special Economic Zone 5.96 Apollo Tyres 1.1 Ashok Leyland 0.97 Bajaj Auto 6.6 Balkrishna Industries 0.51 Bharat Forge 0.58 Bosch 1.27 Carraro 0.57 Ceat 0.38 CIE Automotive India 0.7 Container Corporation Of India 1.23 Craftsman Automation 0.64 Eicher Motors 8.65 Endurance Technologies 1.17 Escorts Kubota 0.93 Eternal 8.28 Hero Motocorp 4.39 Hyundai Motor 3.39 Interglobe Aviation 2.82 JSW Infrastructure 0.52 Mahindra Logistics 1.03 Mahindra & Mahindra 13.24 Maruti Suzuki India 9.03 Motherson Wiring 1.96 MRF 0.79 Radiant Cash Management Services 0.06 Samvardhana Motherson 1.59 Sandhar Technologies 0.65 Schaeffler India 0.91 SKF India 0.2 SKF India (Industrial) 0.37 Sona BLW Precision Forgings 1.24 Subros 1.25 Sundram Fasteners 0.43 Swiggy 0.79 Tata Motors 2.44 Tata Motors Passenger Vehicles 1.91 TCI Express 0.22 TVS Motor Company 3.7 TVS Motor Company - Pref. Shares 0.04 VRL Logistics 0.48 ZF Commercial 1.21
Debt & Others (5.8%) Sector Allocation Cash Margin 0.29 CBLO 0.03 Net Current Assets 5.36 Debt Credit Ratings Debt Category Others 5.67 GOI 0.13
Comparison with same funds
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 1.55%
Exit Load 3.0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Lokesh Mallya
Education Mr. Mallya is MBA and FRM.
Experience Prior to SBI Mutual Fund, he has worked with Aditya Birla Sun Life AMC as fund manager (Sept 2009-Sept 2014) and as Credit Analyst (July 2006 - Aug 2009).
Adesh Sharma
Education Mr. Sharma has done B.Tech, M.Tech and PGDM (Finance)
Experience Prior to joining SBI Mutual Fund, he has worked with IDFC Bank and Deutsche Bank AG
Pradeep Kesavan
Education Mr. Kesavan has done B.Com, MBA (Finance) and CFA
Experience Prior to joining SBI MF, he has worked with Elara Capital, Accenture Strategy, Morgan Stanley and 3i Infotech
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at high risk
AMC and Fund details
Rank (total sets) 6
Date of Incorporation 2004-07-14
Total AUM 1255465.11
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
Take Your Next Step
SBI Credit Risk Fund-IDCW Quarterly Payout FAQs
How to invest in SBI Credit Risk Fund-IDCW Quarterly Payout?
Investing in SBI Credit Risk Fund-IDCW Quarterly Payout through Motilal Oswal is simple and completely online. You just need to follow the step-by-step process below to get started in a few minutes.
- Log in to your Motilal Oswal account via the app or website
- Go to the Mutual Funds section
- Search for SBI Credit Risk Fund-IDCW Quarterly Payout in the search bar
- Select your preferred investment mode – Lumpsum or SIP
- Enter investment details such as amount and linked bank account
- Complete your KYC, if not already done
- Review and confirm details including fund name, plan type, amount, and bank account
- Make the payment using Net Banking, UPI, or other available options
- Receive transaction confirmation via email or SMS
What is the expense ratio of SBI Credit Risk Fund-IDCW Quarterly Payout?
The term expense ratio for SBI Credit Risk Fund-IDCW Quarterly Payout or any other mutual fund is the annual fee charged by the fund house for managing your investment scheme. The expense ratio of SBI Credit Risk Fund-IDCW Quarterly Payout is 1.55% as of 08 Jun 2026.
What is the NAV of SBI Credit Risk Fund-IDCW Quarterly Payout?
The NAV of SBI Credit Risk Fund-IDCW Quarterly Payout is ₹21.8622 as of 08 Jun 2026.
What is the AUM of SBI Credit Risk Fund-IDCW Quarterly Payout?
The AUM (Assets Under Management) of SBI Credit Risk Fund-IDCW Quarterly Payout is the total value of assets managed by the fund at a given time, which is updated regularly. The AUM of SBI Credit Risk Fund-IDCW Quarterly Payout is ₹2134.16 Cr as of 08 Jun 2026.
What is the PE and PB ratio of SBI Credit Risk Fund-IDCW Quarterly Payout?
The PE ratio of SBI Credit Risk Fund-IDCW Quarterly Payout shows how much investors are paying for the fund's underlying earnings, while the PB ratio indicates how the fund's holdings are valued compared to their book value.
Can I invest in SIP and Lump Sum in SBI Credit Risk Fund-IDCW Quarterly Payout?
Yes, you can invest in SBI Credit Risk Fund-IDCW Quarterly Payout through both SIP (Systematic Investment Plan) and lump sum options, depending on your investment preference and financial goals.
What is the return of SBI Credit Risk Fund-IDCW Quarterly Payout in the last 5 years?
The return of SBI Credit Risk Fund-IDCW Quarterly Payout in the last 5 years is 6.81%.
What is the minimum SIP investment required in SBI Credit Risk Fund-IDCW Quarterly Payout?
The minimum SIP investment in SBI Credit Risk Fund-IDCW Quarterly Payout depends on the fund's scheme rules and usually starts at a small amount. For SBI Credit Risk Fund-IDCW Quarterly Payout, the minimum SIP amount is ₹500.0.
What is the current NAV of SBI Credit Risk Fund-IDCW Quarterly Payout?
The NAV of SBI Credit Risk Fund-IDCW Quarterly Payout, as of 08 Jun 2026, is ₹21.8622.
Who manages the SBI Credit Risk Fund-IDCW Quarterly Payout?
The fund managers responsible for SBI Credit Risk Fund-IDCW Quarterly Payout are:
- Lokesh Mallya
- Adesh Sharma
- Pradeep Kesavan