UTI Banking & PSU Fund Regular-IDCW Quarterly Payout
Debt, Banking and PSU, Principal at low to moderate risk
1 Year Return 4.96% at 08 Jun 2026 11:59 AM
UTI Banking & PSU Fund Regular-IDCW Quarterly Payout: Mutual Fund Overview
UTI Banking & PSU Fund Regular-IDCW Quarterly Payout is an Banking and PSU mutual fund with over 12.34 years of performance history. The scheme manages an AUM of ₹1206.42 Cr and has a NAV of ₹15.8185. It is rated '5' stars by analysts. Investors can begin a SIP with as little as ₹500.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 4.96%.
Fund Details
NAV 15.8185
Sub-Type Banking and PSU
Rating 5
Min. SIP Amount ₹500.0
Fund Age(Year) 12.34
Fund Size(in Crores) 1206.42
Fund Performance
1 Month 0.33%
3 Month 1.13%
6 Month 2.13%
1 Year 4.96%
3 Year 6.77%
5 Year 7.19%
Know This Fund
As on 08 Jun 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (0%) Market Cap Top Sectors Top Holding
Debt & Others (100%) Sector Allocation Net Current Assets 2.57 Bonds 3.74 State Development Loan 4.62 Debt Credit Ratings AAA 53.15 A1+ 34.67 SOV 9.35 Cash & Call Money 2.6 Others 0.24 Debt Category Poonawalla Fincorp 3.92 Union Bank of India 5.91 Indian Bank 2.76 ICICI Securities 1.17
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-Growth Ret 1M 0.44% Ret 1Y 3.41% Ret 3Y 6.6% Ret 5Y 5.82%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Ret 1M 0.44% Ret 1Y 3.41% Ret 3Y 6.6% Ret 5Y 5.82%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Monthly Ret 1M 0.44% Ret 1Y 3.41% Ret 3Y 6.6% Ret 5Y 5.82%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Quarterly Ret 1M 0.44% Ret 1Y 3.41% Ret 3Y 6.6% Ret 5Y 5.82%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Reinvestment Ret 1M 0.44% Ret 1Y 3.41% Ret 3Y 6.6% Ret 5Y 5.82%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Retail-Growth Ret 1M 0.44% Ret 1Y 3.41% Ret 3Y 6.6% Ret 5Y 5.82%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Retail-IDCW Quarterly Ret 1M 0.44% Ret 1Y 3.41% Ret 3Y 6.6% Ret 5Y 5.82%
Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-Bonus Ret 1M 0.44% Ret 1Y 4.05% Ret 3Y 6.56% Ret 5Y 5.74%
Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-Growth Ret 1M 0.44% Ret 1Y 4.05% Ret 3Y 6.56% Ret 5Y 5.74%
Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-IDCW Daily Reinvestment Ret 1M 0.44% Ret 1Y 4.05% Ret 3Y 6.56% Ret 5Y 5.74%
Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-IDCW Monthly Payout Ret 1M 0.44% Ret 1Y 4.05% Ret 3Y 6.56% Ret 5Y 5.74%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 0.46%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Anurag Mittal
Education Mr. Mittal is B.Com. (Hons), CA and M.Sc. in Accounting and Finance (specialization in Finance) from London School of Economics & Political Science.
Experience Prior to joining UTI Mutual Fund, he worked with IDFC AMC, HDFC AMC ( Sept. 2012 - Oct. 2015), Axis AMC (July 2009 - Sept. 2012), ICICI Prudential Life Insurance Company Ltd. as Credit Research Analyst (2008-2009) and with Bank of America in Corporate Banking (2006-2008).
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at low to moderate risk
AMC and Fund details
Rank (total sets) 2
Date of Incorporation 2014-02-03
Total AUM 396629.24
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
Take Your Next Step
UTI Banking & PSU Fund Regular-IDCW Quarterly Payout FAQs
How to invest in UTI Banking & PSU Fund Regular-IDCW Quarterly Payout?
Investing in UTI Banking & PSU Fund Regular-IDCW Quarterly Payout through Motilal Oswal is simple and completely online. You just need to follow the step-by-step process below to get started in a few minutes.
- Log in to your Motilal Oswal account via the app or website
- Go to the Mutual Funds section
- Search for UTI Banking & PSU Fund Regular-IDCW Quarterly Payout in the search bar
- Select your preferred investment mode – Lumpsum or SIP
- Enter investment details such as amount and linked bank account
- Complete your KYC, if not already done
- Review and confirm details including fund name, plan type, amount, and bank account
- Make the payment using Net Banking, UPI, or other available options
- Receive transaction confirmation via email or SMS
What is the expense ratio of UTI Banking & PSU Fund Regular-IDCW Quarterly Payout?
The term expense ratio for UTI Banking & PSU Fund Regular-IDCW Quarterly Payout or any other mutual fund is the annual fee charged by the fund house for managing your investment scheme. The expense ratio of UTI Banking & PSU Fund Regular-IDCW Quarterly Payout is 0.46% as of 08 Jun 2026.
What is the NAV of UTI Banking & PSU Fund Regular-IDCW Quarterly Payout?
The NAV of UTI Banking & PSU Fund Regular-IDCW Quarterly Payout is ₹15.8185 as of 08 Jun 2026.
What is the AUM of UTI Banking & PSU Fund Regular-IDCW Quarterly Payout?
The AUM (Assets Under Management) of UTI Banking & PSU Fund Regular-IDCW Quarterly Payout is the total value of assets managed by the fund at a given time, which is updated regularly. The AUM of UTI Banking & PSU Fund Regular-IDCW Quarterly Payout is ₹1206.42 Cr as of 08 Jun 2026.
What is the PE and PB ratio of UTI Banking & PSU Fund Regular-IDCW Quarterly Payout?
The PE ratio of UTI Banking & PSU Fund Regular-IDCW Quarterly Payout shows how much investors are paying for the fund's underlying earnings, while the PB ratio indicates how the fund's holdings are valued compared to their book value.
Can I invest in SIP and Lump Sum in UTI Banking & PSU Fund Regular-IDCW Quarterly Payout?
Yes, you can invest in UTI Banking & PSU Fund Regular-IDCW Quarterly Payout through both SIP (Systematic Investment Plan) and lump sum options, depending on your investment preference and financial goals.
What is the return of UTI Banking & PSU Fund Regular-IDCW Quarterly Payout in the last 5 years?
The return of UTI Banking & PSU Fund Regular-IDCW Quarterly Payout in the last 5 years is 7.19%.
What is the minimum SIP investment required in UTI Banking & PSU Fund Regular-IDCW Quarterly Payout?
The minimum SIP investment in UTI Banking & PSU Fund Regular-IDCW Quarterly Payout depends on the fund's scheme rules and usually starts at a small amount. For UTI Banking & PSU Fund Regular-IDCW Quarterly Payout, the minimum SIP amount is ₹500.0.
What is the current NAV of UTI Banking & PSU Fund Regular-IDCW Quarterly Payout?
The NAV of UTI Banking & PSU Fund Regular-IDCW Quarterly Payout, as of 08 Jun 2026, is ₹15.8185.
Who manages the UTI Banking & PSU Fund Regular-IDCW Quarterly Payout?
The fund managers responsible for UTI Banking & PSU Fund Regular-IDCW Quarterly Payout are:
- Anurag Mittal