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UTI Credit Risk Fund Regular Plan-IDCW Monthly Reinvestment
Debt, Credit Risk, Principal at moderately high risk
1 Year Return 7.25%
Fund Details
NAV 10.6536
Sub-Type Credit Risk
Rating 3
Min. SIP Amount 500.0
Fund Age(Year) 11.43
Fund Size 258.46
Fund Performance
1 Month 0.76%
3 Month 1.3%
6 Month 3.04%
1 Year 7.25%
3 Year 7.29%
5 Year 9.4%
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-Growth Ret 1M 0.74% Ret 1Y 6.85% Ret 3Y 7.27% Ret 5Y 6.07%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Ret 1M 0.74% Ret 1Y 6.85% Ret 3Y 7.27% Ret 5Y 6.07%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Monthly Ret 1M 0.74% Ret 1Y 6.85% Ret 3Y 7.27% Ret 5Y 6.07%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Quarterly Ret 1M 0.74% Ret 1Y 6.85% Ret 3Y 7.27% Ret 5Y 6.07%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Regular-IDCW Reinvestment Ret 1M 0.74% Ret 1Y 6.85% Ret 3Y 7.27% Ret 5Y 6.07%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Retail-Growth Ret 1M 0.74% Ret 1Y 6.85% Ret 3Y 7.27% Ret 5Y 6.07%
Equity, Flexi Cap funds Aditya Birla Sun Life Banking & PSU Debt Fund Retail-IDCW Quarterly Ret 1M 0.74% Ret 1Y 6.85% Ret 3Y 7.27% Ret 5Y 6.07%
Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-Bonus Ret 1M 0.71% Ret 1Y 7.09% Ret 3Y 7.17% Ret 5Y 5.87%
Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-Growth Ret 1M 0.71% Ret 1Y 7.09% Ret 3Y 7.17% Ret 5Y 5.87%
Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-IDCW Daily Reinvestment Ret 1M 0.71% Ret 1Y 7.09% Ret 3Y 7.17% Ret 5Y 5.87%
Equity, Flexi Cap funds Axis Banking & PSU Debt Fund-IDCW Monthly Payout Ret 1M 0.71% Ret 1Y 7.09% Ret 3Y 7.17% Ret 5Y 5.87%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 1.65%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Abhishek Sonthalia
Education Mr. Sonthalia has done B. Com, Management Programme from NITIE and CFA Charter holder.
Experience Prior to joining UTI Mutual Fund, he has worked with Tata Mutual Fund, CRISIL Ltd. and TCS.
Sunil Madhukar Patil
Education Mr. Patil is MMF, Finance
Experience He joined UTI AMC in October 1989. He has overall 32 years of experience in Primary Market Investment / Dealing and Fund Management.
Ritesh Nambiar
Education Mr. Nambiar is an MMS (Finance), CFA and FRM holder.
Experience Prior to joining UTI AMC in March 2008, he was a Fixed Income Analyst with CRISIL Research (January 2007 - March 2008) and a Fixed Income Trader with Eurex, LIFFE and CBOE Desk )(May 2005 - October 2006).
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderately high risk%
AMC and Fund details
Rank (total sets) 9
Date of Incorporation 2014-09-15
Total AUM 2026-01-31
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
Know This Fund
As on 18 Feb 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (0%) Market Cap Top Sectors Top Holding
Debt & Others (100%) Sector Allocation Securitised Debt 5.78 State Development Loan 0.87 GOI Securities 14.04 Debt Credit Ratings AA 59.82 SOV 14.91 AAA 9.65 Cash & Call Money 7.57 AA- 5.61 Debt Category Shivshakti Securitisation Trust 5.78 Uttar Pradesh State 0.87 Aditya Birla Renewables 3.5 360 ONE Wealth 1.94
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