UTI Credit Risk Fund Regular Plan-IDCW Monthly Reinvestment

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Debt, Credit Risk, Principal at moderately high risk

1 Year Return 5.09% at 21 Oct 2026 12:49 PM

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UTI Credit Risk Fund Regular Plan-IDCW Monthly Reinvestment: Mutual Fund Overview

UTI Credit Risk Fund Regular Plan-IDCW Monthly Reinvestment is an Credit Risk mutual fund with over 12.1 years of performance history. The scheme manages an AUM of ₹241.47 Cr and has a NAV of ₹11.0004. It is rated '2' stars by analysts. Investors can begin a SIP with as little as ₹500.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 5.09%.

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Fund Details

NAV 11.0004

Sub-Type Credit Risk

Rating 2

Min. SIP Amount ₹500.0

Fund Age(Year) 12.1

Fund Size(in Crores) 241.47

Fund Performance

1 Month -0.02%

3 Month 0.81%

6 Month 2.56%

1 Year 5.09%

3 Year 6.91%

5 Year 6.06%

Know This Fund

As on 21 Oct 2026

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (0%) Market Cap Top Sectors Top Holding

Debt & Others (100%) Sector Allocation Securitised Debt 5.93 State Development Loan 0.91 GOI Securities 10.52 Debt Credit Ratings AA 43.46 AA+ 20.53 SOV 11.43 AA- 10.12 Cash & Call Money 6.96 Debt Category Shivshakti Securitisation Trust 5.93 Uttar Pradesh State 0.91 Aditya Birla Renewables 3.73 Vedanta - Pref. Shares 7.50 6.26

Comparison with same funds

Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-Bonus Ret 1M -0.02% Ret 1Y 10.43% Ret 3Y 12.0% Ret 5Y 9.81%

Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-Growth Ret 1M -0.02% Ret 1Y 10.43% Ret 3Y 12.0% Ret 5Y 9.81%

Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-IDCW Ret 1M -0.02% Ret 1Y 10.43% Ret 3Y 12.0% Ret 5Y 9.81%

Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-IDCW Reinvestment Ret 1M -0.02% Ret 1Y 10.43% Ret 3Y 12.0% Ret 5Y 9.81%

Equity, Flexi Cap funds Axis Credit Risk Fund Regular-Growth Ret 1M 0.04% Ret 1Y 6.65% Ret 3Y 7.89% Ret 5Y 6.75%

Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Monthly Payout Ret 1M 0.04% Ret 1Y 6.65% Ret 3Y 7.89% Ret 5Y 6.75%

Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Monthly Reinvestment Ret 1M 0.04% Ret 1Y 6.65% Ret 3Y 7.89% Ret 5Y 6.75%

Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Weekly Payout Ret 1M 0.04% Ret 1Y 6.65% Ret 3Y 7.89% Ret 5Y 6.75%

Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Weekly Reinvestment Ret 1M 0.04% Ret 1Y 6.65% Ret 3Y 7.89% Ret 5Y 6.75%

Equity, Flexi Cap funds Bandhan Credit Risk Fund Regular-Growth Ret 1M -0.1% Ret 1Y 4.05% Ret 3Y 6.12% Ret 5Y 5.24%

Equity, Flexi Cap funds Bandhan Credit Risk Fund Regular-IDCW Ret 1M -0.1% Ret 1Y 4.05% Ret 3Y 6.12% Ret 5Y 5.24%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 1.43%

Exit Load 1.0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Sunil Madhukar Patil

Education Mr. Patil is MMF, Finance

Experience He joined UTI AMC in October 1989. He has overall 32 years of experience in Primary Market Investment / Dealing and Fund Management.

Abhishek Sonthalia

Education Mr. Sonthalia has done B. Com, Management Programme from NITIE and CFA Charter holder.

Experience Prior to joining UTI Mutual Fund, he has worked with Tata Mutual Fund, CRISIL Ltd. and TCS.

Anurag Mittal

Education Mr. Mittal is B.Com. (Hons), CA and M.Sc. in Accounting and Finance (specialization in Finance) from London School of Economics & Political Science.

Experience Prior to joining UTI Mutual Fund, he worked with IDFC AMC, HDFC AMC ( Sept. 2012 - Oct. 2015), Axis AMC (July 2009 - Sept. 2012), ICICI Prudential Life Insurance Company Ltd. as Credit Research Analyst (2008-2009) and with Bank of America in Corporate Banking (2006-2008).

Ritesh Nambiar

Education Mr. Nambiar is an MMS (Finance), CFA and FRM holder.

Experience Prior to joining UTI AMC in March 2008, he was a Fixed Income Analyst with CRISIL Research (January 2007 - March 2008) and a Fixed Income Trader with Eurex, LIFFE and CBOE Desk )(May 2005 - October 2006).

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at moderately high risk

AMC and Fund details

Rank (total sets) 12

Date of Incorporation 2014-09-15

Total AUM 389855.02

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.

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UTI Credit Risk Fund Regular Plan-IDCW Monthly Reinvestment FAQs

How to invest in UTI Credit Risk Fund Regular Plan-IDCW Monthly Reinvestment?

Investing in UTI Credit Risk Fund Regular Plan-IDCW Monthly Reinvestment through Motilal Oswal is simple and completely online. You just need to follow the step-by-step process below to get started in a few minutes.

What is the expense ratio of UTI Credit Risk Fund Regular Plan-IDCW Monthly Reinvestment?

The term expense ratio for UTI Credit Risk Fund Regular Plan-IDCW Monthly Reinvestment or any other mutual fund is the annual fee charged by the fund house for managing your investment scheme. The expense ratio of UTI Credit Risk Fund Regular Plan-IDCW Monthly Reinvestment is 1.43% as of 21 Oct 2026.

What is the NAV of UTI Credit Risk Fund Regular Plan-IDCW Monthly Reinvestment?

The NAV of UTI Credit Risk Fund Regular Plan-IDCW Monthly Reinvestment is ₹11.0004 as of 21 Oct 2026.

What is the AUM of UTI Credit Risk Fund Regular Plan-IDCW Monthly Reinvestment?

The AUM (Assets Under Management) of UTI Credit Risk Fund Regular Plan-IDCW Monthly Reinvestment is the total value of assets managed by the fund at a given time, which is updated regularly. The AUM of UTI Credit Risk Fund Regular Plan-IDCW Monthly Reinvestment is ₹241.47 Cr as of 21 Oct 2026.

What is the PE and PB ratio of UTI Credit Risk Fund Regular Plan-IDCW Monthly Reinvestment?

The PE ratio of UTI Credit Risk Fund Regular Plan-IDCW Monthly Reinvestment shows how much investors are paying for the fund's underlying earnings, while the PB ratio indicates how the fund's holdings are valued compared to their book value.

Can I invest in SIP and Lump Sum in UTI Credit Risk Fund Regular Plan-IDCW Monthly Reinvestment?

Yes, you can invest in UTI Credit Risk Fund Regular Plan-IDCW Monthly Reinvestment through both SIP (Systematic Investment Plan) and lump sum options, depending on your investment preference and financial goals.

What is the return of UTI Credit Risk Fund Regular Plan-IDCW Monthly Reinvestment in the last 5 years?

The return of UTI Credit Risk Fund Regular Plan-IDCW Monthly Reinvestment in the last 5 years is 6.06%.

What is the minimum SIP investment required in UTI Credit Risk Fund Regular Plan-IDCW Monthly Reinvestment?

The minimum SIP investment in UTI Credit Risk Fund Regular Plan-IDCW Monthly Reinvestment depends on the fund's scheme rules and usually starts at a small amount. For UTI Credit Risk Fund Regular Plan-IDCW Monthly Reinvestment, the minimum SIP amount is ₹500.0.

What is the current NAV of UTI Credit Risk Fund Regular Plan-IDCW Monthly Reinvestment?

The NAV of UTI Credit Risk Fund Regular Plan-IDCW Monthly Reinvestment, as of 21 Oct 2026, is ₹11.0004.

Who manages the UTI Credit Risk Fund Regular Plan-IDCW Monthly Reinvestment?

The fund managers responsible for UTI Credit Risk Fund Regular Plan-IDCW Monthly Reinvestment are: