DSP Regular Savings Fund Direct-Growth
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Hybrid, Conservative Hybrid, Principal at moderately high risk
1 Year Return 7.43% at 22 Dec 2025 06:32 PM
Fund Details
NAV 67.5683
Sub-Type Conservative Hybrid
Rating 4
Min. SIP Amount ₹100.0
Fund Age(Year) 12.97
Fund Size(in Crores) 180.25
Fund Performance
1 Month 0.11%
3 Month 1.39%
6 Month 2.51%
1 Year 7.43%
3 Year 10.49%
5 Year 9.14%
Know This Fund
As on 22 Dec 2025
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (96.87%) Market Cap Small Cap 1.74 Large Cap 83.4 Mid Cap 11.72 Top Sectors Financial 33.98 Energy 13.12 Technology 10.11 Communication 6.65 Construction 5.32 Materials 4.61 Consumer Staples 4.5 Metals & Mining 4.43 Chemicals 3.63 Consumer Discretionary 2.6 Automobile 2.55 Insurance 1.69 Capital Goods 1.69 Healthcare 1.29 Services 0.71 Top Holding Larsen & Toubro 5.32 Kotak Mahindra Bank 1.14 Bank of Baroda 2.03 Bharti Airtel 6.65 SBI Life Insurance Company 1.69 Navin Fluorine International 0.76 Indusind Bank 0.63 ICICI Bank 8.94 Hindustan Petroleum Corporation 3.08 Ultratech Cement 3.63 Schaeffler India 1.69 Jindal Steel 2.76 Reliance Industries 8.06 HCL Technologies 1.86 Tata Motors 1.27 Wipro 0.57 Container Corporation Of India 0.71 Birla Corporation 0.98 HDFC Bank 9.36 Tata Motors Passenger Vehicles 1.28 Tata Consumer Products 1.39 Coromandel International 2.87 Hindustan Unilever 0.94 State Bank of India 8.46 Titan Company 2.6 Bharat Petroleum Corporation 1.98 Hindalco Industries 1.67 Infosys 6.24 Axis Bank 3.42 Cipla 1.29 ITC 2.17 Tata Consultancy 1.43
Debt & Others (3.13%) Sector Allocation Repo 3.07 Cash/Net Current Assets 0.06 Debt Credit Ratings Debt Category Others 3.13
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Conservative Hybrid Active FoF Regular-Growth Ret 1M -0.06% Ret 1Y 6.9% Ret 3Y 11.48% Ret 5Y 9.98%
Equity, Flexi Cap funds Aditya Birla Sun Life Conservative Hybrid Active FoF Regular-IDCW Quarterly Ret 1M -0.06% Ret 1Y 6.9% Ret 3Y 11.48% Ret 5Y 9.98%
Equity, Flexi Cap funds Aditya Birla Sun Life Conservative Hybrid Active FoF Regular-IDCW Quarterly Payout Ret 1M -0.06% Ret 1Y 6.9% Ret 3Y 11.48% Ret 5Y 9.98%
Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-Growth Ret 1M -0.34% Ret 1Y 6.79% Ret 3Y 8.86% Ret 5Y 9.26%
Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-Growth Monthly Payment Ret 1M -0.34% Ret 1Y 6.79% Ret 3Y 8.86% Ret 5Y 9.26%
Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-IDCW Monthly Ret 1M -0.34% Ret 1Y 6.79% Ret 3Y 8.86% Ret 5Y 9.26%
Equity, Flexi Cap funds Aditya Birla Sun Life Regular Savings Fund Regular-IDCW Monthly Reinvestment Ret 1M -0.34% Ret 1Y 6.79% Ret 3Y 8.86% Ret 5Y 9.26%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-Growth Ret 1M -0.38% Ret 1Y 5.0% Ret 3Y 7.99% Ret 5Y 5.53%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-IDCW Ret 1M -0.38% Ret 1Y 5.0% Ret 3Y 7.99% Ret 5Y 5.53%
Equity, Flexi Cap funds Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-IDCW Reinvestment Ret 1M -0.38% Ret 1Y 5.0% Ret 3Y 7.99% Ret 5Y 5.53%
Equity, Flexi Cap funds Axis Conservative Hybrid Fund Regular-Growth Ret 1M 0.05% Ret 1Y 6.29% Ret 3Y 7.32% Ret 5Y 6.74%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 0.48%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Kedar Karnik
Education Mr. Karnik is a BE and has done his Masters in Management Studies from Jamnalal Bajaj Institute of Management Studies.
Experience Prior to joining DSP Mutual Fund he was associated with Axis Asset Management. He has also worked with HSBC and CRISIL Ltd..
Jay Kothari
Education Mr. Kothari is a BMS and MBA from Mumbai University .
Experience Prior to becoming the fund manager in DSP Mutual Fund, he has worked as the Vice President in the equity investments division as well a product strategist in DSPBRIM.
Abhishek Singh
Education Mr. Singh is a B-Tech, IIT Kanpur PGDM, IIM Lucknow
Experience Prior to joining DSP Mutual Fund he has worked with EdelCap Securities Limited, Systematic Trading Division. Kotak Securities Limited, Proprietary Trading and Structured Products Division. Kotak Mahindra Investments Limited, Structured Products Division.
Shantanu Godambe
Education Mr. Godambehas done B.Com, MS (Finance) and CFA
Experience Prior to joining DSP Mutual Fund, he has worked with Yes Bank, Prebon Yamane and ICAP India Private Limited
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderately high risk
AMC and Fund details
Rank (total sets) 7
Date of Incorporation 2013-01-02
Total AUM 2025-11-30
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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