HSBC Credit Risk Fund-IDCW Monthly
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Debt, Credit Risk, Principal at moderately high risk
1 Year Return 20.05% at 16 Feb 2026 04:04 PM
Fund Details
NAV 11.3072
Sub-Type Credit Risk
Rating 3
Min. SIP Amount ₹1000.0
Fund Age(Year) 16.36
Fund Size(in Crores) 511.37
Fund Performance
1 Month 0.55%
3 Month 1.14%
6 Month 2.76%
1 Year 20.05%
3 Year 11.07%
5 Year 8.56%
Know This Fund
As on 16 Feb 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (0%) Market Cap Top Sectors Top Holding
Debt & Others (100%) Sector Allocation Alternative Investment Fund 0.36 GOI Securities 10.68 Securitised Debt 4.46 Debt Credit Ratings AA 48.64 SOV 15.2 AAA 14.79 A1+ 10.4 AA- 8.21 Debt Category Axis Bank 4.75 Aditya Birla Digital Fashion Ventures 3.04 Nirma 6.36 Piramal Finance 4.39
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-Bonus Ret 1M 0.68% Ret 1Y 13.16% Ret 3Y 11.99% Ret 5Y 9.88%
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-Growth Ret 1M 0.68% Ret 1Y 13.16% Ret 3Y 11.99% Ret 5Y 9.88%
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-IDCW Ret 1M 0.68% Ret 1Y 13.16% Ret 3Y 11.99% Ret 5Y 9.88%
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-IDCW Reinvestment Ret 1M 0.68% Ret 1Y 13.16% Ret 3Y 11.99% Ret 5Y 9.88%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-Growth Ret 1M 0.68% Ret 1Y 8.68% Ret 3Y 7.9% Ret 5Y 6.8%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Monthly Payout Ret 1M 0.68% Ret 1Y 8.68% Ret 3Y 7.9% Ret 5Y 6.8%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Monthly Reinvestment Ret 1M 0.68% Ret 1Y 8.68% Ret 3Y 7.9% Ret 5Y 6.8%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Weekly Payout Ret 1M 0.68% Ret 1Y 8.68% Ret 3Y 7.9% Ret 5Y 6.8%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Weekly Reinvestment Ret 1M 0.68% Ret 1Y 8.68% Ret 3Y 7.9% Ret 5Y 6.8%
Equity, Flexi Cap funds Bandhan Credit Risk Fund Regular-Growth Ret 1M 0.5% Ret 1Y 5.96% Ret 3Y 6.42% Ret 5Y 5.4%
Equity, Flexi Cap funds Bandhan Credit Risk Fund Regular-IDCW Ret 1M 0.5% Ret 1Y 5.96% Ret 3Y 6.42% Ret 5Y 5.4%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 1.64%
Exit Load 1.0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Kapil Punjabi
Education Mr. Kapil Punjabi is MMS from Mumbai University.
Experience Prior to joining HSBC Asset Management (India) Pvt. Ltd., he has worked with Taurus Asset Management Co. Ltd., Edelweiss Asset Management Ltd., Edelweiss Securities Ltd. and Trans Market Group Research (India) Pvt. Ltd.
Shriram Ramanathan
Education Shriram is a B.E. (Electrical), PGDBM from XLRI Jamshedpur and CFA.
Experience Prior to joining HSBC Mutual Fund, he has worked with L&T MF, FIL Fund Management Pvt. Ltd., ING Investment Management, Zurich Asset Management Co., ICICI Ltd., and L&T Ltd.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderately high risk
AMC and Fund details
Rank (total sets) 10
Date of Incorporation 2009-10-08
Total AUM 2026-01-31
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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