UTI Banking and Financial Services Fund Regular Plan-Growth

Fund Details

NAV 202.6468

Sub-Type Sectoral-Banking

Rating 3

Min. SIP Amount ₹500.0

Fund Age(Year) 20.51

Fund Size(in Crores) 1382.02

Fund Performance

1 Month 1.09%

3 Month 3.49%

6 Month 8.46%

1 Year 20.84%

3 Year 17.87%

5 Year 13.34%

Know This Fund

As on 05 Feb 2026

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (41.17%) Market Cap Large Cap 43.89 Small Cap -14.23 Mid Cap 11.51 Top Sectors Financial 12.97 Services 4.63 Healthcare 3.67 Consumer Staples 3.51 Capital Goods 3.05 Technology 2.89 Construction 2.68 Energy 2.67 Automobile 1.71 Consumer Discretionary 1.44 Materials 0.95 Chemicals 0.5 Unclassified 0.5 Top Holding Tata Power Company -0.02 Bikaji Foods International 0.71 HDFC Bank 3.75 Tech Mahindra 0.6 Sri Lotus Developers and Realty 1.01 Axis Bank -0.02 Exide Industries 0 Sun Pharmaceutical Industries 0.81 Radico Khaitan 1.04 Shriram Finance 2.2 GE Vernova T&D 0.89 Abbott India 0.92 Max Healthcare Institute 0.99 UTI Asset Mgmt 0.71 Firstsource Solutions 0.42 Eicher Motors 0.69 Devyani International 0.56 Neuland Laboratories 0.96 Coforge 0 Safari Industries (India) 0.48 PG Electroplast 0.55 Kotak Mahindra Bank 0.83 Aditya Vision 0.93 RBL Bank 1 ICICI Bank 3.38 Meesho 0.18 SBI Cards 0.54 Bharat Bijlee 0.42 LG Electronics India 0.96 Eternal 1.32 Larsen & Toubro 1.68 Vinati Organics 0.5 Canara Robeco Asset Management Company 0.5 United Spirits 0 Infosys 2.3 Tata Consultancy -0.01 Ashok Leyland 1.02 Polycab India 1.2 Aurobindo Pharma -0.02 State Bank of India -0.01 Hindalco Industries 0 DLF -0.01 Bharat Electronics -0.01 IIFL Capital Services 0.57 Swiggy 1.22 Britannia Industries 0.76 ITC -0.01 Reliance Industries 2.16 Time Technoplast 0.95 Varun Beverages 1.01 NTPC 0.52

Debt & Others (58.83%) Sector Allocation Cash Margin 27.65 Net Current Assets 0.61 Securitised Debt 3.23 Debt Credit Ratings Cash 27.65 AAA 15.24 SOV 13.8 Cash & Call Money 2.15 Debt Category Power Fin. Corp. 1.31 Siddhivinayak Securitisation Trust 1.59 GOI 13.8 National Bank Agr. Rur. Devp 3.38

Comparison with same funds

Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund Regular-Growth Ret 1M 0.3% Ret 1Y 7.67% Ret 3Y 7.74% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund Regular-IDCW Ret 1M 0.3% Ret 1Y 7.67% Ret 3Y 7.74% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL IBX 60:40 SDL+AAA PSU-Apr 2025 Index Fund Regular-Growth Ret 1M 0.47% Ret 1Y 6.94% Ret 3Y 6.08% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL IBX 60:40 SDL+AAA PSU-Apr 2025 Index Fund Regular-IDCW Ret 1M 0.47% Ret 1Y 6.94% Ret 3Y 6.08% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL IBX 60:40 SDL+ AAA PSU Apr 2026 Index Fund Regular-Growth Ret 1M 0.45% Ret 1Y 6.65% Ret 3Y 6.94% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL IBX 60:40 SDL+ AAA PSU Apr 2026 Index Fund Regular-IDCW Ret 1M 0.45% Ret 1Y 6.65% Ret 3Y 6.94% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL IBX 60:40 SDL+AAA PSU-Apr 2027 Index Fund Regular-Growth Ret 1M 0.37% Ret 1Y 7.36% Ret 3Y 7.36% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL IBX 60:40 SDL+AAA PSU-Apr 2027 Index Fund Regular-IDCW Ret 1M 0.37% Ret 1Y 7.36% Ret 3Y 7.36% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund Regular-Growth Ret 1M 0.32% Ret 1Y 7.86% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund Regular-IDCW Ret 1M 0.32% Ret 1Y 7.86% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life CRISIL-IBX AAA NBFC-HFC Index-Dec 2025 Fund Regular-Growth Ret 1M 0.45% Ret 1Y 7.19% Ret 3Y 0% Ret 5Y 0%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 2.14%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Preethi R S

Education Ms. R S is B.E and MBA (Finance).

Experience Prior to joining DSP Mutual Fund, she has worked with PwC India, UTI Mutual Fund.

Amit Kumar Premchandani

Education Mr. Premchandani is a Chartered Accountant, MBA and CFA degree holder.

Experience Prior to joining UTI Mutual Fund, he has worked in Deutsche Equities India, JP Morgan and Peerless General Finance and Investment. In UTI he has been associated with Dept. of Securities Research and Dept. of Fund Management for more than 11 years.

Bhavesh Kanani

Education MBA Finance, B.Com

Experience Prior to joining the UTI AMC, he was associated with Svan Investments, ASK Group, Centrum Institutional Research, Sharekhan

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at very high risk

AMC and Fund details

Rank (total sets) 9

Date of Incorporation 2005-08-01

Total AUM 2025-12-31

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.