31 Dec 2025 | 5 Mins Read
Insurance penetration remains flat at 2.7% in FY25
Flipitmoney
India's life insurance penetration slipped to 2.7% in 2024-25 from 2.8%, with life insurance premiums at Rs 8.86 lakh crore, a 6.73% year-on-year growth. Private sector life insurers recorded a 12.07% growth, while public sector insurers posted a 2.75% growth. Paid-up capital increased 7.12% to Rs 39,714 crore, and the life insurance industry's profit after tax rose 18.14% to Rs 56,006 crore.