13 Jan 2026 | 3 Mins Read

Explaining SIPs and STPs: Quiet portfolio boosters

Flipitmoney

Mutual fund tools Systematic Investment Plan (SIP) and Systematic Transfer Plan (STP) help investors build wealth, deploy money, and rebalance portfolios. SIPs automate monthly investments, while STPs move funds from one mutual fund to another, reducing timing risk and emotional decision-making, and making portfolios more resilient and disciplined.