10 Mar 2026 | 5 Mins Read
Protecting your pricey smartphone with gadget insurance
Flipitmoney
Buyers of high-end smartphones are often offered gadget insurance at checkout, which covers accidental damage, theft, and repairs for a fee. Most policies have a coverage limit, usually lasting 1-2 years, and may require partial cost payment for repairs. It's not obvious whether gadget insurance is worth paying for, as it depends on individual habits, phone usage, and willingness to take risk.