02 Feb 2026 | 5 Mins Read

One UAN can quietly eat into your retirement savings

Flipitmoney

To avoid potential damage to EPF savings, check if you have multiple UANs. To consolidate, create an online transfer request through EPFO's member portal, link and verify your Aadhaar and KYC, and initiate the transfer from the old member ID. This protects interest and past service years for EPS eligibility, and prevents permanent loss of service history.