03 Feb 2026 | 3 Mins Read

Top Indian credit cards for online transactions

Flipitmoney

In India, online shopping credit cards offer benefits like high cashback or reward rates, discounts, and special promos. Top options include the HDFC Millennia (5% cashback on top platforms, Rs 1,000 annual fee), SBI SimplyCLICK (10× reward points on partner sites), and ICICI Amazon Pay (5% cashback for Prime members, lifetime free).