19 Feb 2026 | 3 Mins Read
5% Withdrawal Strategy Boosts Rs 20,000 SIP to Rs 3.8 Crore
Flipitmoney
An investor contributing Rs 20,000 per month for 25 years through a Systematic Investment Plan (SIP) with 12% annual return can accumulate a Rs 3.8 crore corpus, generating Rs 1.58 lakh monthly upon shifting to a SWP with 5% annual withdrawal, allowing the remaining amount to stay invested for potential growth.