21 Feb 2026 | 5 Mins Read
Comparing individual and family health insurance plans for seniors
Flipitmoney
Children can buy a separate health insurance policy for ageing parents through early planning, ensuring continuity of coverage and flexibility. This option keeps the senior citizens' sum insured separate, avoids increased premiums, and offers lifetime renewability. Adding ageing parents to a family floater plan can deplete the shared sum insured quickly due to medical inflation.