27 Feb 2026 | 5 Mins Read
Ignoring asset allocation in NPS MSF may expose retirement corpus
Flipitmoney
NPS MSFs allows subscribers to invest up to 100% in equity, enhancing return potential but increasing risk. NPS MSFs comprise three core asset classes (E: Equity, C: Corporate Debt, and G: Government Securities) and require regular monitoring to maintain risk management and capital protection. Investors must adjust their asset allocation based on age and retirement proximity.