Mastering the asset-light model for sustained profitability

Company

05 Jan 2024 | 5 Min Read

IIFL Finance is a diversified NBFC with a strong presence in retail business segments.

Core products include gold loans, home loans, microfinance, LAP, and unsecured business loans.

Asset-light business model with co-lending and assignments contributing to AUM mix.

Aggressive expansion of physical distribution and investments in technology and digital processes.

Strategic focus on off-book strategy and leveraging co-lending partnerships with banks.

Strong growth potential with sustained AUM CAGR and improved profitability.